Veerkrupa Jewellers (BOM:543545) Interest Coverage: 11.47 (As of Mar. 2026) — 86% Below Median


BOM:543545 Veerkrupa Jewellers Ltd BOM:543545
69 GF Score
Price ₹0.55
GF Value ₹3.99
Valuation Possible Value Trap
! 5 Warning Signs
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What is Veerkrupa Jewellers Interest Coverage?

Veerkrupa Jewellers BOM:543545 -6.78% 69 Interest Coverage is 11.47 as of Mar. 2026, which is 86% below its 10-year median of 79.21. GuruFocus rates BOM:543545 with a GF Score™ of 69/100 and a GF Value™ of ₹3.99 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 825 Retail - Cyclical companies, Veerkrupa Jewellers ranks better than 57.09% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Veerkrupa Jewellers's Operating Income for the six months ended in Mar. 2026 was ₹0.8 Mil. Veerkrupa Jewellers's Interest Expense for the six months ended in Mar. 2026 was ₹-0.1 Mil. Veerkrupa Jewellers's interest coverage for the quarter that ended in Mar. 2026 was 11.47. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Veerkrupa Jewellers's Interest Coverage or its related term are showing as below:

BOM:543545' s Interest Coverage Range Over the Past 10 Years
Min: 1.43   Med: 79.21   Max: No Debt
Current: 10.84


BOM:543545's Interest Coverage is ranked better than
57.09% of 825 companies
in the Retail - Cyclical industry
Industry Median: 7.92 vs BOM:543545: 10.84

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Veerkrupa Jewellers  (BOM:543545) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Veerkrupa Jewellers Interest Coverage Related Terms


Veerkrupa Jewellers Interest Coverage Historical Data

* Premium members only.

The historical data trend for Veerkrupa Jewellers's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Veerkrupa Jewellers Interest Coverage Chart

Veerkrupa Jewellers Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 7.58 322.50 98.50 59.92 6.03

Veerkrupa Jewellers Semi-Annual Data
Mar19 Mar20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 413.80 5.72 108.45 9.41 11.47

BOM:543545 vs TPR: Interest Coverage Comparison

For the Luxury Goods subindustry, Veerkrupa Jewellers's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Veerkrupa Jewellers Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Veerkrupa Jewellers's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Veerkrupa Jewellers's Interest Coverage falls into.


BOM:543545
69GF Score
Veerkrupa Jewellers Ltd BOM:543545
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Veerkrupa Jewellers Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Veerkrupa Jewellers's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Veerkrupa Jewellers's Interest Expense was ₹-0.1 Mil. Its Operating Income was ₹0.6 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.0 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*0.627/-0.104
=6.03

Veerkrupa Jewellers's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Veerkrupa Jewellers's Interest Expense was ₹-0.1 Mil. Its Operating Income was ₹0.8 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.826/-0.072
=11.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 11.47 mean?
Veerkrupa Jewellers (BOM:543545) has a Interest Coverage of 11.47 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Veerkrupa Jewellers and its competitors. This is 86% below median its historical median of 79.21. Over the past decade, Veerkrupa Jewellers' Interest Coverage has ranged from 1.43 to 10,000.00. According to the industry distribution chart, Veerkrupa Jewellers ranks #354 out of 825 companies in the Retail - Cyclical industry, placing it in the top 42.9%.
Is Veerkrupa Jewellers' Interest Coverage too high?
Veerkrupa Jewellers' current Interest Coverage of 11.47 is 86% below median its 10-year median of 79.21. Over the past 10 years, this metric has ranged from a low of 1.43 to a high of 10,000.00. The Retail - Cyclical industry median Interest Coverage is 7.92. Veerkrupa Jewellers' value of 11.47 is 44.8% above this industry median. Based on the distribution chart, Veerkrupa Jewellers ranks #354 out of 825 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Veerkrupa Jewellers has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Veerkrupa Jewellers' Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Veerkrupa Jewellers ranks #354 out of 825 companies for Interest Coverage. This puts Veerkrupa Jewellers in the upper half of its industry. The industry median Interest Coverage is 7.92. Veerkrupa Jewellers' value of 11.47 is 44.8% above this benchmark. Historically, Veerkrupa Jewellers' own Interest Coverage has ranged from 1.43 to 10,000.00 over the past decade. While the company's 10-year median is 79.21 vs. the industry median of 7.92, Veerkrupa Jewellers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Veerkrupa Jewellers's current Interest Coverage of 11.47 is 44.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Veerkrupa Jewellers and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Veerkrupa Jewellers's current Interest Coverage is 11.47, which is 86% below median its own 10-year median of 79.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Veerkrupa Jewellers stock overvalued right now?
Based on GuruFocus' analysis, Veerkrupa Jewellers (BOM:543545) is currently considered Possible Value Trap. The stock's GF Value™ is ₹3.99, compared to a current price of ₹0.55 — trading 86.2% below its estimated fair value. The current Interest Coverage is 11.47, which is 86% below median its 10-year median of 79.21 and 44.8% above the Retail - Cyclical industry median of 7.92. Veerkrupa Jewellers' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Veerkrupa Jewellers (BOM:543545), the current Interest Coverage is 11.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Veerkrupa Jewellers (BOM:543545) Overvalued in 2026?

Based on GuruFocus' analysis, Veerkrupa Jewellers stock appears to be undervalued. The current stock price of ₹0.55 is trading 86.2% below its estimated GF Value™ of ₹3.99. GuruFocus considers Veerkrupa Jewellers to be Possible Value Trap.

Key valuation signals for BOM:543545:

  • Interest Coverage: 11.47 (86% below median its 10-year median of 79.21)
  • GF Value™: ₹3.99 vs. price of ₹0.55 (86.2% below fair value)
  • GF Score™: 69/100 with 5 warning signs
  • Industry Position: 44.8% above the Retail - Cyclical median (#354 of 825)

No single metric tells the full story. See the BOM:543545 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Veerkrupa Jewellers Business Description

Address Near Satyam Schoo, Shop No. 7, Vrundavan Residency, Opposite Dharmnath Prabhu Society, Naroda, Ahmedabad, GJ, IND, 382330
Veerkrupa Jewellers Ltd is engaged in the jewellery business including the sale of silver, gold, studded and other jewellery products. The company's jewellery is made of gold, silver, studded and other jewellery products that includes diamond, platinum and other precious and semi-precious stones.
69GF Score

Get the complete analysis for BOM:543545

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹0.55
Price
₹3.99
GF Value