Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Radiant Cash Management Services's Debt-to-EBITDA or its related term are showing as below:
BOM:543732'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.28 Med: 0.48 Max: 3.79
Current: 3.79
During the past 7 years, the highest Debt-to-EBITDA Ratio of Radiant Cash Management Services was 3.79. The lowest was 0.28. And the median was 0.48.
BOM:543732's Debt-to-EBITDA is ranked worse than 77.55% of 833
companies
in the Business Services industry
Industry Median: 1.67
vs BOM:543732: 3.79
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Radiant Cash Management Services Debt-to-EBITDA Related Terms
Radiant Cash Management Services Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:543732 vs CTAS, CPRT, GPN: Debt-to-EBITDA Comparison
For the Specialty Business Services subindustry, Radiant Cash Management Services's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Radiant Cash Management Services Debt-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, Radiant Cash Management Services's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Radiant Cash Management Services's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Radiant Cash Management Services (BOM:543732) has a Debt-to-EBITDA of 6.12 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Radiant Cash Management Services. This is 1175% above median its historical median of 0.48. Over the past decade, Radiant Cash Management Services' Debt-to-EBITDA has ranged from 0.28 to 3.79. According to the industry distribution chart, Radiant Cash Management Services ranks #646 out of 833 companies in the Business Services industry, placing it in the top 77.6%.
Is Radiant Cash Management Services' Debt-to-EBITDA too high?
Radiant Cash Management Services' current Debt-to-EBITDA of 6.12 is 1175% above median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 3.79. The Business Services industry median Debt-to-EBITDA is 1.67. Radiant Cash Management Services' value of 6.12 is 266.5% above this industry median. Based on the distribution chart, Radiant Cash Management Services ranks #646 out of 833 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Radiant Cash Management Services has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Radiant Cash Management Services' Debt-to-EBITDA compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Radiant Cash Management Services ranks #646 out of 833 companies for Debt-to-EBITDA. This places Radiant Cash Management Services in the lower half of its industry. The industry median Debt-to-EBITDA is 1.67. Radiant Cash Management Services' value of 6.12 is 266.5% above this benchmark. Historically, Radiant Cash Management Services' own Debt-to-EBITDA has ranged from 0.28 to 3.79 over the past decade. While the company's 10-year median is 0.48 vs. the industry median of 1.67, Radiant Cash Management Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.67, based on 833 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radiant Cash Management Services's current Debt-to-EBITDA of 6.12 is 266.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Radiant Cash Management Services. For the Business Services industry, the median Debt-to-EBITDA is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radiant Cash Management Services's current Debt-to-EBITDA is 6.12, which is 1175% above median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radiant Cash Management Services stock overvalued right now?
Based on GuruFocus' analysis, Radiant Cash Management Services (BOM:543732) is currently considered Possible Value Trap. The stock's GF Value™ is ₹82.52, compared to a current price of ₹34.02 — trading 58.8% below its estimated fair value. The current Debt-to-EBITDA is 6.12, which is 1175% above median its 10-year median of 0.48 and 266.5% above the Business Services industry median of 1.67. Radiant Cash Management Services' overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Radiant Cash Management Services (BOM:543732), the current Debt-to-EBITDA is 6.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Radiant Cash Management Services (BOM:543732) Overvalued in 2026?
Based on GuruFocus' analysis, Radiant Cash Management Services stock appears to be undervalued.
The current stock price of ₹34.02 is trading 58.8% below its estimated GF Value™ of ₹82.52.
GuruFocus considers Radiant Cash Management Services to be Possible Value Trap.
Key valuation signals for BOM:543732:
Debt-to-EBITDA: 6.12 (1175% above median its 10-year median of 0.48)
GF Value™: ₹82.52 vs. price of ₹34.02 (58.8% below fair value)
Industry Position: 266.5% above the Business Services median (#646 of 833)
No single metric tells the full story. See the BOM:543732 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Radiant Cash Management Services Ltd is an integrated cash logistics player with a presence in retail cash management. Its set of services, ranging from secured cash pick-up and delivery, network currency management, and cash-in-transit solutions to efficient cash processing, a diverse clientele trusts Radiant. Its clients include some of the foreign, private, and public sector banks, and the end users of services include some of the e-commerce companies, retail chains, NBFCs, insurance firms, e-commerce logistics players, railways, and retail petroleum distribution outlets. The company generates the majority of its revenue from Cash Pick and Delivery services. It operates in one business segment Cash Management Services.
71GF Score
Get the complete analysis for BOM:543732
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:543732 has been successfully added to your 
