Radiant Cash Management Services (BOM:543732) ROE %: 7.86% (As of Mar. 2026) — 70% Below Median


BOM:543732 Radiant Cash Management Services Ltd BOM:543732
73 GF Score
Price ₹39.44
GF Value ₹88.30
Valuation Possible Value Trap
! 8 Warning Signs
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What is Radiant Cash Management Services ROE %?

Radiant Cash Management Services BOM:543732 -0.53% 73 ROE % is 7.86% as of Mar. 2026, which is 70% below its 10-year median of 26.30. GuruFocus rates BOM:543732 with a GF Score™ of 73/100 and a GF Value™ of ₹88.30 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 1,058 Business Services companies, Radiant Cash Management Services ranks better than 63.52% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Radiant Cash Management Services's annualized net income for the quarter that ended in Mar. 2026 was ₹219 Mil. Radiant Cash Management Services's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₹2,781 Mil. Therefore, Radiant Cash Management Services's annualized ROE % for the quarter that ended in Mar. 2026 was 7.86%.

The historical rank and industry rank for Radiant Cash Management Services's ROE % or its related term are showing as below:

BOM:543732' s ROE % Range Over the Past 10 Years
Min: 11.71   Med: 26.3   Max: 33.93
Current: 11.9

During the past 7 years, Radiant Cash Management Services's highest ROE % was 33.93%. The lowest was 11.71%. And the median was 26.30%.

BOM:543732's ROE % is ranked better than
63.52% of 1058 companies
in the Business Services industry
Industry Median: 8.095 vs BOM:543732: 11.90

Radiant Cash Management Services  (BOM:543732) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=218.52/2780.62
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(218.52 / 4031)*(4031 / 5082.42)*(5082.42 / 2780.62)
=Net Margin %*Asset Turnover*Equity Multiplier
=5.42 %*0.7931*1.8278
=ROA %*Equity Multiplier
=4.3 %*1.8278
=7.86 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=218.52/2780.62
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (218.52 / 105.48) * (105.48 / 226.84) * (226.84 / 4031) * (4031 / 5082.42) * (5082.42 / 2780.62)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 2.0717 * 0.465 * 5.63 % * 0.7931 * 1.8278
=7.86 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Radiant Cash Management Services ROE % Related Terms


Radiant Cash Management Services ROE % Historical Data

* Premium members only.

The historical data trend for Radiant Cash Management Services's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Radiant Cash Management Services ROE % Chart

Radiant Cash Management Services Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE %
Get a 7-Day Free Trial 28.64 33.93 18.53 17.68 11.71

Radiant Cash Management Services Quarterly Data
Mar20 Mar21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.38 10.76 12.99 16.71 7.86

BOM:543732 vs CTAS, CPRT, ULS: ROE % Comparison

For the Specialty Business Services subindustry, Radiant Cash Management Services's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Radiant Cash Management Services ROE % vs Business Services Industry

For the Business Services industry and Industrials sector, Radiant Cash Management Services's ROE % distribution charts can be found below:

* The bar in red indicates where Radiant Cash Management Services's ROE % falls into.


BOM:543732
73GF Score
Radiant Cash Management Services Ltd BOM:543732
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Radiant Cash Management Services ROE % Calculation

Radiant Cash Management Services's annualized ROE % for the fiscal year that ended in Mar. 2026 is calculated as

ROE %=Net Income (A: Mar. 2026 )/( (Total Stockholders Equity (A: Mar. 2025 )+Total Stockholders Equity (A: Mar. 2026 ))/ count )
=322.57/( (2729.77+2780.62)/ 2 )
=322.57/2755.195
=11.71 %

Radiant Cash Management Services's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=218.52/( (0+2780.62)/ 1 )
=218.52/2780.62
=7.86 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 7.86% mean?
Radiant Cash Management Services (BOM:543732) has a ROE % of 7.86% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Radiant Cash Management Services and its competitors. This is 70% below median its historical median of 26.30. Over the past decade, Radiant Cash Management Services' ROE % has ranged from 11.71 to 33.93. According to the industry distribution chart, Radiant Cash Management Services ranks #386 out of 1058 companies in the Business Services industry, placing it in the top 36.5%.
Is Radiant Cash Management Services' ROE % too high?
Radiant Cash Management Services' current ROE % of 7.86% is 70% below median its 10-year median of 26.30. Over the past 10 years, this metric has ranged from a low of 11.71 to a high of 33.93. The Business Services industry median ROE % is 8.10. Radiant Cash Management Services' value of 7.86% is 2.9% below this industry median. Based on the distribution chart, Radiant Cash Management Services ranks #386 out of 1058 companies in the Business Services industry, which is above the industry midpoint. Overall, Radiant Cash Management Services has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Radiant Cash Management Services' ROE % compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Radiant Cash Management Services ranks #386 out of 1058 companies for ROE %. This puts Radiant Cash Management Services in the upper half of its industry. The industry median ROE % is 8.10. Radiant Cash Management Services' value of 7.86% is 2.9% below this benchmark. Historically, Radiant Cash Management Services' own ROE % has ranged from 11.71 to 33.93 over the past decade. While the company's 10-year median is 26.30 vs. the industry median of 8.10, Radiant Cash Management Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.10, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radiant Cash Management Services's current ROE % of 7.86% is 2.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Radiant Cash Management Services and its competitors. For the Business Services industry, the median ROE % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radiant Cash Management Services's current ROE % is 7.86%, which is 70% below median its own 10-year median of 26.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radiant Cash Management Services stock overvalued right now?
Based on GuruFocus' analysis, Radiant Cash Management Services (BOM:543732) is currently considered Possible Value Trap. The stock's GF Value™ is ₹88.30, compared to a current price of ₹39.44 — trading 55.3% below its estimated fair value. The current ROE % is 7.86%, which is 70% below median its 10-year median of 26.30 and 2.9% below the Business Services industry median of 8.10. Radiant Cash Management Services' overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Radiant Cash Management Services (BOM:543732), the current ROE % is 7.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Radiant Cash Management Services (BOM:543732) Overvalued in 2026?

Based on GuruFocus' analysis, Radiant Cash Management Services stock appears to be undervalued. The current stock price of ₹39.44 is trading 55.3% below its estimated GF Value™ of ₹88.30. GuruFocus considers Radiant Cash Management Services to be Possible Value Trap.

Key valuation signals for BOM:543732:

  • ROE %: 7.86% (70% below median its 10-year median of 26.30)
  • GF Value™: ₹88.30 vs. price of ₹39.44 (55.3% below fair value)
  • GF Score™: 73/100 with 8 warning signs
  • Industry Position: 2.9% below the Business Services median (#386 of 1058)

No single metric tells the full story. See the BOM:543732 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Radiant Cash Management Services Business Description

Other Exchanges RADIANTCMS:India
Address No. 4/3 Raju Nagar, First Street, Old Mahabalipuram Road, Radiant Building, Okkiyam Thoraipakkam, OMR, Chennai, TN, IND, 600 096
Radiant Cash Management Services Ltd is an integrated cash logistics player with a presence in retail cash management. Its set of services, ranging from secured cash pick-up and delivery, network currency management, and cash-in-transit solutions to efficient cash processing, a diverse clientele trusts Radiant. Its clients include some of the foreign, private, and public sector banks, and the end users of services include some of the e-commerce companies, retail chains, NBFCs, insurance firms, e-commerce logistics players, railways, and retail petroleum distribution outlets. The company generates the majority of its revenue from Cash Pick and Delivery services. It operates in one business segment Cash Management Services.
73GF Score

Get the complete analysis for BOM:543732

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹39.44
Price
₹88.30
GF Value