Hospital Mater Dei (BSP:MATD3) Debt-to-EBITDA : 3.76 (As of Mar. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:MATD3 Hospital Mater Dei SA BSP:MATD3
83 GF Score
Price R$4.91
GF Value R$5.89
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Hospital Mater Dei Debt-to-EBITDA?

Hospital Mater Dei BSP:MATD3 +1.45% 83 Debt-to-EBITDA is 3.76 as of Mar. 2026, which is 3% below its 10-year median of 3.87. GuruFocus rates BSP:MATD3 with a GF Score™ of 83/100 and a GF Value™ of R$5.89 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 477 Healthcare Providers & Services companies, Hospital Mater Dei ranks worse than 67.71% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Hospital Mater Dei's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was R$173 Mil. Hospital Mater Dei's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was R$1,989 Mil. Hospital Mater Dei's annualized EBITDA for the quarter that ended in Mar. 2026 was R$575 Mil. Hospital Mater Dei's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 3.76.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Hospital Mater Dei's Debt-to-EBITDA or its related term are showing as below:

BSP:MATD3' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -13.91   Med: 3.87   Max: 4.95
Current: 3.77

During the past 9 years, the highest Debt-to-EBITDA Ratio of Hospital Mater Dei was 4.95. The lowest was -13.91. And the median was 3.87.

BSP:MATD3's Debt-to-EBITDA is ranked worse than
67.71% of 477 companies
in the Healthcare Providers & Services industry
Industry Median: 2.22 vs BSP:MATD3: 3.77

Hospital Mater Dei  (BSP:MATD3) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Hospital Mater Dei Debt-to-EBITDA Related Terms


Hospital Mater Dei Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Hospital Mater Dei's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hospital Mater Dei Debt-to-EBITDA Chart

Hospital Mater Dei Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only 4.95 3.96 3.78 -13.91 3.97

Hospital Mater Dei Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.59 3.92 3.76 3.69 3.76

BSP:MATD3 vs HCA, THC, DVA: Debt-to-EBITDA Comparison

For the Medical Care Facilities subindustry, Hospital Mater Dei's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hospital Mater Dei Debt-to-EBITDA vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Hospital Mater Dei's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Hospital Mater Dei's Debt-to-EBITDA falls into.


BSP:MATD3
83GF Score
Hospital Mater Dei SA BSP:MATD3
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hospital Mater Dei Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Hospital Mater Dei's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(190.703 + 1988.549) / 549.621
=3.97

Hospital Mater Dei's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(172.576 + 1989.476) / 574.704
=3.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.76 mean?
Hospital Mater Dei (BSP:MATD3) has a Debt-to-EBITDA of 3.76 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hospital Mater Dei. This is near median its historical median of 3.87. According to the industry distribution chart, Hospital Mater Dei ranks #323 out of 477 companies in the Healthcare Providers & Services industry, placing it in the top 67.7%.
Is Hospital Mater Dei's Debt-to-EBITDA too high?
Hospital Mater Dei's current Debt-to-EBITDA of 3.76 is near median its 10-year median of 3.87. The Healthcare Providers & Services industry median Debt-to-EBITDA is 2.22. Hospital Mater Dei's value of 3.76 is 69.4% above this industry median. Based on the distribution chart, Hospital Mater Dei ranks #323 out of 477 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Hospital Mater Dei has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hospital Mater Dei's Debt-to-EBITDA compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Hospital Mater Dei ranks #323 out of 477 companies for Debt-to-EBITDA. This places Hospital Mater Dei in the lower half of its industry. The industry median Debt-to-EBITDA is 2.22. Hospital Mater Dei's value of 3.76 is 69.4% above this benchmark. While the company's 10-year median is 3.87 vs. the industry median of 2.22, Hospital Mater Dei has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Healthcare Providers & Services company?
The median Debt-to-EBITDA among Healthcare Providers & Services companies is 2.22, based on 477 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hospital Mater Dei's current Debt-to-EBITDA of 3.76 is 69.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hospital Mater Dei. For the Healthcare Providers & Services industry, the median Debt-to-EBITDA is 2.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hospital Mater Dei's current Debt-to-EBITDA is 3.76, which is near median its own 10-year median of 3.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hospital Mater Dei stock overvalued right now?
Based on GuruFocus' analysis, Hospital Mater Dei (BSP:MATD3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$5.89, compared to a current price of R$4.91 — trading 16.6% below its estimated fair value. The current Debt-to-EBITDA is 3.76, which is near median its 10-year median of 3.87 and 69.4% above the Healthcare Providers & Services industry median of 2.22. Hospital Mater Dei's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Hospital Mater Dei (BSP:MATD3), the current Debt-to-EBITDA is 3.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hospital Mater Dei (BSP:MATD3) Overvalued in 2026?

Based on GuruFocus' analysis, Hospital Mater Dei stock appears to be undervalued. The current stock price of R$4.91 is trading 16.6% below its estimated GF Value™ of R$5.89. GuruFocus considers Hospital Mater Dei to be Modestly Undervalued.

Key valuation signals for BSP:MATD3:

  • Debt-to-EBITDA: 3.76 (near median its 10-year median of 3.87)
  • GF Value™: R$5.89 vs. price of R$4.91 (16.6% below fair value)
  • GF Score™: 83/100 with 3 warning signs
  • Industry Position: 69.4% above the Healthcare Providers & Services median (#323 of 477)

No single metric tells the full story. See the BSP:MATD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hospital Mater Dei Business Description

Address Rua Mato Grosso, No. 1, 100, Bairro Santo Agostinho, Belo Horizonte, MG, BRA, 30.190-081
Hospital Mater Dei SA is an integrated healthcare ecosystem that provides hospital and oncological services. The company provides a wide range of healthcare services, including hospitalizations, surgeries, oncology treatments, medical appointments, and diagnostic exams.
83GF Score

Get the complete analysis for BSP:MATD3

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$4.91
Price
R$5.89
GF Value