United Natural Foods (BSP:U2NF34) Debt-to-EBITDA : 5.44 (As of Apr. 2026) — 11% Below Median

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BSP:U2NF34 United Natural Foods Inc BSP:U2NF34
32 GF Score
Price R$61.98
GF Value R$27.17
Valuation Significantly Overvalued
! 5 Warning Signs
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What is United Natural Foods Debt-to-EBITDA?

United Natural Foods BSP:U2NF34 32 Debt-to-EBITDA is 5.44 as of Apr. 2026, which is 11% below its 10-year median of 6.14. GuruFocus rates BSP:U2NF34 with a GF Score™ of 32/100 and a GF Value™ of R$27.17 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 255 Retail - Defensive companies, United Natural Foods ranks worse than 93.73% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

United Natural Foods's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was R$866 Mil. United Natural Foods's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was R$15,006 Mil. United Natural Foods's annualized EBITDA for the quarter that ended in Apr. 2026 was R$2,920 Mil. United Natural Foods's annualized Debt-to-EBITDA for the quarter that ended in Apr. 2026 was 5.44.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for United Natural Foods's Debt-to-EBITDA or its related term are showing as below:

BSP:U2NF34' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.12   Med: 6.14   Max: 34.54
Current: 8.39

During the past 13 years, the highest Debt-to-EBITDA Ratio of United Natural Foods was 34.54. The lowest was 1.12. And the median was 6.14.

BSP:U2NF34's Debt-to-EBITDA is ranked worse than
93.73% of 255 companies
in the Retail - Defensive industry
Industry Median: 2.23 vs BSP:U2NF34: 8.39

United Natural Foods  (BSP:U2NF34) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


United Natural Foods Debt-to-EBITDA Related Terms


United Natural Foods Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for United Natural Foods's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Natural Foods Debt-to-EBITDA Chart

United Natural Foods Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.10 4.51 7.18 10.82 11.28

United Natural Foods Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.96 431.39 8.67 6.27 5.44

BSP:U2NF34 vs ANDE, CHEF, AVO: Debt-to-EBITDA Comparison

For the Food Distribution subindustry, United Natural Foods's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Natural Foods Debt-to-EBITDA vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, United Natural Foods's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where United Natural Foods's Debt-to-EBITDA falls into.


BSP:U2NF34
32GF Score
United Natural Foods Inc BSP:U2NF34
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Natural Foods Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

United Natural Foods's Debt-to-EBITDA for the fiscal year that ended in Jul. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1001.509 + 18093.564) / 1693.159
=11.28

United Natural Foods's annualized Debt-to-EBITDA for the quarter that ended in Apr. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(865.831 + 15006.056) / 2919.66
=5.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.44 mean?
United Natural Foods (BSP:U2NF34) has a Debt-to-EBITDA of 5.44 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on United Natural Foods. This is 11% below median its historical median of 6.14. Over the past decade, United Natural Foods' Debt-to-EBITDA has ranged from 1.12 to 34.54. According to the industry distribution chart, United Natural Foods ranks #239 out of 255 companies in the Retail - Defensive industry, placing it in the top 93.7%.
Is United Natural Foods' Debt-to-EBITDA too high?
United Natural Foods' current Debt-to-EBITDA of 5.44 is 11% below median its 10-year median of 6.14. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 34.54. The Retail - Defensive industry median Debt-to-EBITDA is 2.23. United Natural Foods' value of 5.44 is 143.9% above this industry median. Based on the distribution chart, United Natural Foods ranks #239 out of 255 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, United Natural Foods has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Natural Foods' Debt-to-EBITDA compare to ANDE and CHEF?
According to the Retail - Defensive industry distribution chart, United Natural Foods ranks #239 out of 255 companies for Debt-to-EBITDA. This places United Natural Foods in the lower half of its industry. The industry median Debt-to-EBITDA is 2.23. United Natural Foods' value of 5.44 is 143.9% above this benchmark. Historically, United Natural Foods' own Debt-to-EBITDA has ranged from 1.12 to 34.54 over the past decade. While the company's 10-year median is 6.14 vs. the industry median of 2.23, United Natural Foods has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Defensive company?
The median Debt-to-EBITDA among Retail - Defensive companies is 2.23, based on 255 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Natural Foods's current Debt-to-EBITDA of 5.44 is 143.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on United Natural Foods. For the Retail - Defensive industry, the median Debt-to-EBITDA is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Natural Foods's current Debt-to-EBITDA is 5.44, which is 11% below median its own 10-year median of 6.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Natural Foods stock overvalued right now?
Based on GuruFocus' analysis, United Natural Foods (BSP:U2NF34) is currently considered Significantly Overvalued. The stock's GF Value™ is R$27.17, compared to a current price of R$61.98 — trading 128.1% above its estimated fair value. The current Debt-to-EBITDA is 5.44, which is 11% below median its 10-year median of 6.14 and 143.9% above the Retail - Defensive industry median of 2.23. United Natural Foods' overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For United Natural Foods (BSP:U2NF34), the current Debt-to-EBITDA is 5.44 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Natural Foods (BSP:U2NF34) Overvalued in 2026?

Based on GuruFocus' analysis, United Natural Foods stock appears to be overvalued. The current stock price of R$61.98 is trading 128.1% above its estimated GF Value™ of R$27.17. GuruFocus considers United Natural Foods to be Significantly Overvalued.

Key valuation signals for BSP:U2NF34:

  • Debt-to-EBITDA: 5.44 (11% below median its 10-year median of 6.14)
  • GF Value™: R$27.17 vs. price of R$61.98 (128.1% above fair value)
  • GF Score™: 32/100 with 5 warning signs
  • Industry Position: 143.9% above the Retail - Defensive median (#239 of 255)

No single metric tells the full story. See the BSP:U2NF34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Natural Foods Business Description

Other Exchanges UNFI:USAUN3:Germany
Address 15 Park Row West, Suite 302, Providence, RI, USA, 02903
United Natural Foods Inc is a wholesale distributor of natural, organic and specialty foods and nonfood products across North America. The company's products consist of national, regional and private label brands grouped into grocery and general merchandise, produce, perishables and frozen foods, nutritional supplements and sports nutrition, bulk and foodservice products, and personal care items. United Natural Foods serves various retail formats including conventional supermarket chains, natural product superstores, independent retail operators and foodservice channels such as e-commerce platforms. The company's operations are comprised of principal divisions: the wholesale division; the retail division; and other.
32GF Score

Get the complete analysis for BSP:U2NF34

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$61.98
Price
R$27.17
GF Value