United Natural FoodsBSP:U2NF34 30 Interest Coverage is 3.28 as of Apr. 2026, which is 90% above its 10-year median of 1.73. GuruFocus rates BSP:U2NF34 with a GF Score™ of 30/100 and a GF Value™ of R$28.37 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 254 Retail - Defensive companies, United Natural Foods ranks worse than 89.37% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. United Natural Foods's
Operating Income
for the
three
months ended in Apr. 2026 was R$478 Mil. United Natural Foods's Interest Expense for the
three
months ended in Apr. 2026 was R$-146 Mil.
United Natural Foods's interest coverage for the quarter that ended in Apr. 2026 was 3.28.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for United Natural Foods's Interest Coverage or its related term are showing as below:
BSP:U2NF34'
s Interest Coverage Range Over the Past 10 Years
Min: 0.62 Med: 1.73 Max: 14.9
Current: 1.66
BSP:U2NF34's Interest Coverage is ranked worse than 89.37% of 254
companies
in the Retail - Defensive industry
Industry Median: 9.065
vs BSP:U2NF34: 1.66
United Natural Foods (BSP:U2NF34) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
United Natural Foods Interest Coverage Related Terms
United Natural Foods Interest Coverage Historical Data
* Premium members only.
The historical data trend for United Natural Foods's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BSP:U2NF34 vs CHEF, ANDE, AVO: Interest Coverage Comparison
For the Food Distribution subindustry, United Natural Foods's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Natural Foods Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, United Natural Foods's Interest Coverage distribution charts can be found below:
* The bar in red indicates where United Natural Foods's Interest Coverage falls into.
United Natural Foods Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Natural Foods (BSP:U2NF34) has a Interest Coverage of 3.28 as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Natural Foods and its competitors. This is 90% above median its historical median of 1.73. Over the past decade, United Natural Foods' Interest Coverage has ranged from 0.62 to 14.90. According to the industry distribution chart, United Natural Foods ranks #227 out of 254 companies in the Retail - Defensive industry, placing it in the top 89.4%.
Is United Natural Foods' Interest Coverage too high?
United Natural Foods' current Interest Coverage of 3.28 is 90% above median its 10-year median of 1.73. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 14.90. The Retail - Defensive industry median Interest Coverage is 9.07. United Natural Foods' value of 3.28 is 63.8% below this industry median. Based on the distribution chart, United Natural Foods ranks #227 out of 254 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, United Natural Foods has a GF Score™ of 30/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Natural Foods' Interest Coverage compare to CHEF and ANDE?
According to the Retail - Defensive industry distribution chart, United Natural Foods ranks #227 out of 254 companies for Interest Coverage. This places United Natural Foods in the lower half of its industry. The industry median Interest Coverage is 9.07. United Natural Foods' value of 3.28 is 63.8% below this benchmark. Historically, United Natural Foods' own Interest Coverage has ranged from 0.62 to 14.90 over the past decade. While the company's 10-year median is 1.73 vs. the industry median of 9.07, United Natural Foods has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 9.07, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Natural Foods's current Interest Coverage of 3.28 is 63.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Natural Foods and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 9.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Natural Foods's current Interest Coverage is 3.28, which is 90% above median its own 10-year median of 1.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Natural Foods stock overvalued right now?
Based on GuruFocus' analysis, United Natural Foods (BSP:U2NF34) is currently considered Significantly Overvalued. The stock's GF Value™ is R$28.37, compared to a current price of R$67.09 — trading 136.5% above its estimated fair value. The current Interest Coverage is 3.28, which is 90% above median its 10-year median of 1.73 and 63.8% below the Retail - Defensive industry median of 9.07. United Natural Foods' overall GF Score™ is 30/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For United Natural Foods (BSP:U2NF34), the current Interest Coverage is 3.28 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Natural Foods (BSP:U2NF34) Overvalued in 2026?
Based on GuruFocus' analysis, United Natural Foods stock appears to be overvalued.
The current stock price of R$67.09 is trading 136.5% above its estimated GF Value™ of R$28.37.
GuruFocus considers United Natural Foods to be Significantly Overvalued.
Key valuation signals for BSP:U2NF34:
Interest Coverage: 3.28 (90% above median its 10-year median of 1.73)
GF Value™: R$28.37 vs. price of R$67.09 (136.5% above fair value)
Industry Position: 63.8% below the Retail - Defensive median (#227 of 254)
No single metric tells the full story. See the BSP:U2NF34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Natural Foods Inc is a wholesale distributor of natural, organic and specialty foods and nonfood products across North America. The company's products consist of national, regional and private label brands grouped into grocery and general merchandise, produce, perishables and frozen foods, nutritional supplements and sports nutrition, bulk and foodservice products, and personal care items. United Natural Foods serves various retail formats including conventional supermarket chains, natural product superstores, independent retail operators and foodservice channels such as e-commerce platforms. The company's operations are comprised of principal divisions: the wholesale division; the retail division; and other.
30GF Score
Get the complete analysis for BSP:U2NF34
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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