Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Veste EstiloBSP:VSTE3 -0.67%48 Debt-to-EBITDA is 1.15 as of Mar. 2026, which is 44% below its 10-year median of 2.04. GuruFocus rates BSP:VSTE3 with a GF Score™ of 48/100 and a GF Value™ of R$6.84 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 903 Retail - Cyclical companies, Veste Estilo ranks better than 74.86% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Veste Estilo's Debt-to-EBITDA or its related term are showing as below:
BSP:VSTE3'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -12.95 Med: 2.04 Max: 42.46
Current: 1.09
During the past 13 years, the highest Debt-to-EBITDA Ratio of Veste Estilo was 42.46. The lowest was -12.95. And the median was 2.04.
BSP:VSTE3's Debt-to-EBITDA is ranked better than 74.86% of 903
companies
in the Retail - Cyclical industry
Industry Median: 2.34
vs BSP:VSTE3: 1.09
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Veste Estilo Debt-to-EBITDA Related Terms
Veste Estilo Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Veste Estilo's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:VSTE3 vs TJX, ROST, BURL: Debt-to-EBITDA Comparison
For the Apparel Retail subindustry, Veste Estilo's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Veste Estilo Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Veste Estilo's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Veste Estilo's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Veste Estilo (BSP:VSTE3) has a Debt-to-EBITDA of 1.15 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Veste Estilo. This is 44% below median its historical median of 2.04. According to the industry distribution chart, Veste Estilo ranks #227 out of 903 companies in the Retail - Cyclical industry, placing it in the top 25.1%.
Is Veste Estilo's Debt-to-EBITDA too high?
Veste Estilo's current Debt-to-EBITDA of 1.15 is 44% below median its 10-year median of 2.04. The Retail - Cyclical industry median Debt-to-EBITDA is 2.34. Veste Estilo's value of 1.15 is 50.9% below this industry median. Based on the distribution chart, Veste Estilo ranks #227 out of 903 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Veste Estilo has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Veste Estilo's Debt-to-EBITDA compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Veste Estilo ranks #227 out of 903 companies for Debt-to-EBITDA. This puts Veste Estilo in the upper half of its industry. The industry median Debt-to-EBITDA is 2.34. Veste Estilo's value of 1.15 is 50.9% below this benchmark. While the company's 10-year median is 2.04 vs. the industry median of 2.34, Veste Estilo has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.34, based on 903 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Veste Estilo's current Debt-to-EBITDA of 1.15 is 50.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Veste Estilo. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Veste Estilo's current Debt-to-EBITDA is 1.15, which is 44% below median its own 10-year median of 2.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Veste Estilo stock overvalued right now?
Based on GuruFocus' analysis, Veste Estilo (BSP:VSTE3) is currently considered Possible Value Trap. The stock's GF Value™ is R$6.84, compared to a current price of R$2.95 — trading 56.9% below its estimated fair value. The current Debt-to-EBITDA is 1.15, which is 44% below median its 10-year median of 2.04 and 50.9% below the Retail - Cyclical industry median of 2.34. Veste Estilo's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Veste Estilo (BSP:VSTE3), the current Debt-to-EBITDA is 1.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Veste Estilo (BSP:VSTE3) Overvalued in 2026?
Based on GuruFocus' analysis, Veste Estilo stock appears to be undervalued.
The current stock price of R$2.95 is trading 56.9% below its estimated GF Value™ of R$6.84.
GuruFocus considers Veste Estilo to be Possible Value Trap.
Key valuation signals for BSP:VSTE3:
Debt-to-EBITDA: 1.15 (44% below median its 10-year median of 2.04)
GF Value™: R$6.84 vs. price of R$2.95 (56.9% below fair value)
Industry Position: 50.9% below the Retail - Cyclical median (#227 of 903)
No single metric tells the full story. See the BSP:VSTE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Veste SA Estilo is engaged in apparel industry retailers and high-end accessories in Brazil. The Company's main objectives are: development, exploration of the industry, trade, import and export of clothing and clothing accessories and trading in decorative, hygiene and cosmetic objects, among others. It produces clothes, accessories, footwear, and articles for the home, always in line with contemporary lifestyle, bringing joy, elegance, and well-being to customers under its brands Le Lis, Dudalina, john john, Stew, and Individual. The company focuses on designing, developing, manufacturing, and trading apparel and accessories for women and men.
48GF Score
Get the complete analysis for BSP:VSTE3
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:VSTE3 has been successfully added to your 
