Concrete Fashion Group For Commercial and Industrial Investments (CAI:CFGH) Debt-to-EBITDA : 5.24 (As of Mar. 2026) — 17% Below Median

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CAI:CFGH Concrete Fashion Group For Commercial and Industrial Investments CAI:CFGH
31 GF Score
Price $0.12
GF Value $0.10
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Concrete Fashion Group For Commercial and Industrial Investments Debt-to-EBITDA?

Concrete Fashion Group For Commercial and Industrial Investments CAI:CFGH +0.88% 31 Debt-to-EBITDA is 5.24 as of Mar. 2026, which is 17% below its 10-year median of 6.28. GuruFocus rates CAI:CFGH with a GF Score™ of 31/100 and a GF Value™ of $0.10 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 833 Manufacturing - Apparel & Accessories companies, Concrete Fashion Group For Commercial and Industrial Investments ranks worse than 65.79% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Concrete Fashion Group For Commercial and Industrial Investments's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $83.3 Mil. Concrete Fashion Group For Commercial and Industrial Investments's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $46.7 Mil. Concrete Fashion Group For Commercial and Industrial Investments's annualized EBITDA for the quarter that ended in Mar. 2026 was $24.8 Mil. Concrete Fashion Group For Commercial and Industrial Investments's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 5.24.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Concrete Fashion Group For Commercial and Industrial Investments's Debt-to-EBITDA or its related term are showing as below:

CAI:CFGH' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.57   Med: 6.28   Max: 12.23
Current: 4

During the past 13 years, the highest Debt-to-EBITDA Ratio of Concrete Fashion Group For Commercial and Industrial Investments was 12.23. The lowest was 3.57. And the median was 6.28.

CAI:CFGH's Debt-to-EBITDA is ranked worse than
65.79% of 833 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 2.67 vs CAI:CFGH: 4.00

Concrete Fashion Group For Commercial and Industrial Investments  (CAI:CFGH) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Concrete Fashion Group For Commercial and Industrial Investments Debt-to-EBITDA Related Terms


Concrete Fashion Group For Commercial and Industrial Investments Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Concrete Fashion Group For Commercial and Industrial Investments's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Concrete Fashion Group For Commercial and Industrial Investments Debt-to-EBITDA Chart

Concrete Fashion Group For Commercial and Industrial Investments Annual Data
Trend Jan16 Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.23 11.24 5.77 3.87 3.57

Concrete Fashion Group For Commercial and Industrial Investments Quarterly Data
Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.74 5.49 4.57 2.53 5.24

CAI:CFGH vs RL, LEVI, VFC: Debt-to-EBITDA Comparison

For the Apparel Manufacturing subindustry, Concrete Fashion Group For Commercial and Industrial Investments's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Concrete Fashion Group For Commercial and Industrial Investments Debt-to-EBITDA vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Concrete Fashion Group For Commercial and Industrial Investments's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Concrete Fashion Group For Commercial and Industrial Investments's Debt-to-EBITDA falls into.


CAI:CFGH
31GF Score
Concrete Fashion Group For Commercial and Industrial Investments CAI:CFGH
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Concrete Fashion Group For Commercial and Industrial Investments Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Concrete Fashion Group For Commercial and Industrial Investments's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(81.582 + 47.606) / 36.226
=3.57

Concrete Fashion Group For Commercial and Industrial Investments's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(83.289 + 46.713) / 24.816
=5.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.24 mean?
Concrete Fashion Group For Commercial and Industrial Investments (CAI:CFGH) has a Debt-to-EBITDA of 5.24 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Concrete Fashion Group For Commercial and Industrial Investments. This is 17% below median its historical median of 6.28. Over the past decade, Concrete Fashion Group For Commercial and Industrial Investments' Debt-to-EBITDA has ranged from 3.57 to 12.23. According to the industry distribution chart, Concrete Fashion Group For Commercial and Industrial Investments ranks #548 out of 833 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 65.8%.
Is Concrete Fashion Group For Commercial and Industrial Investments' Debt-to-EBITDA too high?
Concrete Fashion Group For Commercial and Industrial Investments' current Debt-to-EBITDA of 5.24 is 17% below median its 10-year median of 6.28. Over the past 10 years, this metric has ranged from a low of 3.57 to a high of 12.23. The Manufacturing - Apparel & Accessories industry median Debt-to-EBITDA is 2.67. Concrete Fashion Group For Commercial and Industrial Investments' value of 5.24 is 96.3% above this industry median. Based on the distribution chart, Concrete Fashion Group For Commercial and Industrial Investments ranks #548 out of 833 companies in the Manufacturing - Apparel & Accessories industry, which is below the industry midpoint. Overall, Concrete Fashion Group For Commercial and Industrial Investments has a GF Score™ of 31/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Concrete Fashion Group For Commercial and Industrial Investments' Debt-to-EBITDA compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Concrete Fashion Group For Commercial and Industrial Investments ranks #548 out of 833 companies for Debt-to-EBITDA. This places Concrete Fashion Group For Commercial and Industrial Investments in the lower half of its industry. The industry median Debt-to-EBITDA is 2.67. Concrete Fashion Group For Commercial and Industrial Investments' value of 5.24 is 96.3% above this benchmark. Historically, Concrete Fashion Group For Commercial and Industrial Investments' own Debt-to-EBITDA has ranged from 3.57 to 12.23 over the past decade. While the company's 10-year median is 6.28 vs. the industry median of 2.67, Concrete Fashion Group For Commercial and Industrial Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Manufacturing - Apparel & Accessories company?
The median Debt-to-EBITDA among Manufacturing - Apparel & Accessories companies is 2.67, based on 833 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Concrete Fashion Group For Commercial and Industrial Investments's current Debt-to-EBITDA of 5.24 is 96.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Concrete Fashion Group For Commercial and Industrial Investments. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-EBITDA is 2.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Concrete Fashion Group For Commercial and Industrial Investments's current Debt-to-EBITDA is 5.24, which is 17% below median its own 10-year median of 6.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Concrete Fashion Group For Commercial and Industrial Investments stock overvalued right now?
Based on GuruFocus' analysis, Concrete Fashion Group For Commercial and Industrial Investments (CAI:CFGH) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.10, compared to a current price of $0.12 — trading 15% above its estimated fair value. The current Debt-to-EBITDA is 5.24, which is 17% below median its 10-year median of 6.28 and 96.3% above the Manufacturing - Apparel & Accessories industry median of 2.67. Concrete Fashion Group For Commercial and Industrial Investments' overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Concrete Fashion Group For Commercial and Industrial Investments (CAI:CFGH), the current Debt-to-EBITDA is 5.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Concrete Fashion Group For Commercial and Industrial Investments (CAI:CFGH) Overvalued in 2026?

Based on GuruFocus' analysis, Concrete Fashion Group For Commercial and Industrial Investments stock appears to be overvalued. The current stock price of $0.12 is trading 15% above its estimated GF Value™ of $0.10. GuruFocus considers Concrete Fashion Group For Commercial and Industrial Investments to be Modestly Overvalued.

Key valuation signals for CAI:CFGH:

  • Debt-to-EBITDA: 5.24 (17% below median its 10-year median of 6.28)
  • GF Value™: $0.10 vs. price of $0.12 (15% above fair value)
  • GF Score™: 31/100 with 4 warning signs
  • Industry Position: 96.3% above the Manufacturing - Apparel & Accessories median (#548 of 833)

No single metric tells the full story. See the CAI:CFGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Concrete Fashion Group For Commercial and Industrial Investments Business Description

Address 15 Street Near North Area, Nasr City Public Free Zone, Cairo, EGY
Concrete Fashion Group For Commercial and Industrial Investments is engaged in the fashion retail industry, backed by a vast industrial platform. It is engaged in the ready-made garment export business, specializing in suits, shirts, and trousers. Its segments are the Garments manufacturing segment; the Retail segment; and Investments, of which the Garments manufacturing segment generates the majority of revenue. The company's retail operations are vertically integrated with an industrial platform in the Middle East & Africa.
31GF Score

Get the complete analysis for CAI:CFGH

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.12
Price
$0.10
GF Value