Alliances Developpement Immobilier (CAS:ADI) Debt-to-EBITDA : 3.22 (As of Dec. 2025) — 18% Below Median

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CAS:ADI Alliances Developpement Immobilier SA CAS:ADI
68 GF Score
Price MAD370.00
GF Value MAD415.08
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Alliances Developpement Immobilier Debt-to-EBITDA?

Alliances Developpement Immobilier CAS:ADI -2.12% 68 Debt-to-EBITDA is 3.22 as of Dec. 2025, which is 18% below its 10-year median of 3.92. GuruFocus rates CAS:ADI with a GF Score™ of 68/100 and a GF Value™ of MAD415.08 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,270 Real Estate companies, Alliances Developpement Immobilier ranks better than 66.46% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Alliances Developpement Immobilier's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was MAD0 Mil. Alliances Developpement Immobilier's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was MAD1,981 Mil. Alliances Developpement Immobilier's annualized EBITDA for the quarter that ended in Dec. 2025 was MAD615 Mil. Alliances Developpement Immobilier's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 3.22.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Alliances Developpement Immobilier's Debt-to-EBITDA or its related term are showing as below:

CAS:ADI' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -9.37   Med: 3.92   Max: 7.14
Current: 3.1

During the past 13 years, the highest Debt-to-EBITDA Ratio of Alliances Developpement Immobilier was 7.14. The lowest was -9.37. And the median was 3.92.

CAS:ADI's Debt-to-EBITDA is ranked better than
66.46% of 1270 companies
in the Real Estate industry
Industry Median: 5.625 vs CAS:ADI: 3.10

Alliances Developpement Immobilier  (CAS:ADI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Alliances Developpement Immobilier Debt-to-EBITDA Related Terms


Alliances Developpement Immobilier Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Alliances Developpement Immobilier's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alliances Developpement Immobilier Debt-to-EBITDA Chart

Alliances Developpement Immobilier Annual Data
Trend Dec13 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.14 5.26 3.92 3.36 3.10

Alliances Developpement Immobilier Semi-Annual Data
Jun15 Jun16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.03 2.96 3.69 2.12 3.22

Alliances Developpement Immobilier Debt-to-EBITDA Competitor Comparison

For the Real Estate - Diversified subindustry, Alliances Developpement Immobilier's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alliances Developpement Immobilier Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Alliances Developpement Immobilier's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Alliances Developpement Immobilier's Debt-to-EBITDA falls into.


CAS:ADI
68GF Score
Alliances Developpement Immobilier SA CAS:ADI
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alliances Developpement Immobilier Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Alliances Developpement Immobilier's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 1980.718) / 638.869
=3.10

Alliances Developpement Immobilier's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 1980.718) / 614.546
=3.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.22 mean?
Alliances Developpement Immobilier (CAS:ADI) has a Debt-to-EBITDA of 3.22 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Alliances Developpement Immobilier. This is 18% below median its historical median of 3.92. According to the industry distribution chart, Alliances Developpement Immobilier ranks #426 out of 1270 companies in the Real Estate industry, placing it in the top 33.5%.
Is Alliances Developpement Immobilier's Debt-to-EBITDA too high?
Alliances Developpement Immobilier's current Debt-to-EBITDA of 3.22 is 18% below median its 10-year median of 3.92. The Real Estate industry median Debt-to-EBITDA is 5.63. Alliances Developpement Immobilier's value of 3.22 is 42.8% below this industry median. Based on the distribution chart, Alliances Developpement Immobilier ranks #426 out of 1270 companies in the Real Estate industry, which is above the industry midpoint. Overall, Alliances Developpement Immobilier has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alliances Developpement Immobilier's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Alliances Developpement Immobilier ranks #426 out of 1270 companies for Debt-to-EBITDA. This puts Alliances Developpement Immobilier in the upper half of its industry. The industry median Debt-to-EBITDA is 5.63. Alliances Developpement Immobilier's value of 3.22 is 42.8% below this benchmark. While the company's 10-year median is 3.92 vs. the industry median of 5.63, Alliances Developpement Immobilier has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.63, based on 1,270 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alliances Developpement Immobilier's current Debt-to-EBITDA of 3.22 is 42.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Alliances Developpement Immobilier. For the Real Estate industry, the median Debt-to-EBITDA is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alliances Developpement Immobilier's current Debt-to-EBITDA is 3.22, which is 18% below median its own 10-year median of 3.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alliances Developpement Immobilier stock overvalued right now?
Based on GuruFocus' analysis, Alliances Developpement Immobilier (CAS:ADI) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD415.08, compared to a current price of MAD370.00 — trading 10.9% below its estimated fair value. The current Debt-to-EBITDA is 3.22, which is 18% below median its 10-year median of 3.92 and 42.8% below the Real Estate industry median of 5.63. Alliances Developpement Immobilier's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Alliances Developpement Immobilier (CAS:ADI), the current Debt-to-EBITDA is 3.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alliances Developpement Immobilier (CAS:ADI) Overvalued in 2026?

Based on GuruFocus' analysis, Alliances Developpement Immobilier stock appears to be undervalued. The current stock price of MAD370.00 is trading 10.9% below its estimated GF Value™ of MAD415.08. GuruFocus considers Alliances Developpement Immobilier to be Modestly Undervalued.

Key valuation signals for CAS:ADI:

  • Debt-to-EBITDA: 3.22 (18% below median its 10-year median of 3.92)
  • GF Value™: MAD415.08 vs. price of MAD370.00 (10.9% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 42.8% below the Real Estate median (#426 of 1270)

No single metric tells the full story. See the CAS:ADI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alliances Developpement Immobilier Business Description

Address 16, Rue Ali Abderrazak, Casablanca, MAR
Alliances Developpement Immobilier SA provides real estate services. Its business activities include development, building, marketing and managing of commercial and residential assets as well as tourist property.
68GF Score

Get the complete analysis for CAS:ADI

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD370.00
Price
MAD415.08
GF Value