Alliances Developpement Immobilier (CAS:ADI) Interest Coverage: 8.48 (As of Dec. 2025) — 170% Above Median


CAS:ADI Alliances Developpement Immobilier SA CAS:ADI
65 GF Score
Price MAD399.00
GF Value MAD404.04
Valuation Fairly Valued
! 4 Warning Signs
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What is Alliances Developpement Immobilier Interest Coverage?

Alliances Developpement Immobilier CAS:ADI -1.48% 65 Interest Coverage is 8.48 as of Dec. 2025, which is 170% above its 10-year median of 3.14. GuruFocus rates CAS:ADI with a GF Score™ of 65/100 and a GF Value™ of MAD404.04 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,295 Real Estate companies, Alliances Developpement Immobilier ranks better than 69.96% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Alliances Developpement Immobilier's Operating Income for the six months ended in Dec. 2025 was MAD267 Mil. Alliances Developpement Immobilier's Interest Expense for the six months ended in Dec. 2025 was MAD-32 Mil. Alliances Developpement Immobilier's interest coverage for the quarter that ended in Dec. 2025 was 8.48. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Alliances Developpement Immobilier's Interest Coverage or its related term are showing as below:

CAS:ADI' s Interest Coverage Range Over the Past 10 Years
Min: 2.27   Med: 3.14   Max: 10.21
Current: 10.21


CAS:ADI's Interest Coverage is ranked better than
69.96% of 1295 companies
in the Real Estate industry
Industry Median: 4.24 vs CAS:ADI: 10.21

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Alliances Developpement Immobilier  (CAS:ADI) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Alliances Developpement Immobilier Interest Coverage Related Terms


Alliances Developpement Immobilier Interest Coverage Historical Data

* Premium members only.

The historical data trend for Alliances Developpement Immobilier's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Alliances Developpement Immobilier Interest Coverage Chart

Alliances Developpement Immobilier Annual Data
Trend Dec13 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.80 3.70 6.86 7.13 10.21

Alliances Developpement Immobilier Semi-Annual Data
Jun15 Jun16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.98 8.02 6.39 12.29 8.48

Alliances Developpement Immobilier Interest Coverage Competitor Comparison

For the Real Estate - Diversified subindustry, Alliances Developpement Immobilier's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alliances Developpement Immobilier Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Alliances Developpement Immobilier's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Alliances Developpement Immobilier's Interest Coverage falls into.


CAS:ADI
65GF Score
Alliances Developpement Immobilier SA CAS:ADI
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alliances Developpement Immobilier Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Alliances Developpement Immobilier's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Alliances Developpement Immobilier's Interest Expense was MAD-58 Mil. Its Operating Income was MAD588 Mil. And its Long-Term Debt & Capital Lease Obligation was MAD1,981 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*587.946/-57.606
=10.21

Alliances Developpement Immobilier's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Alliances Developpement Immobilier's Interest Expense was MAD-32 Mil. Its Operating Income was MAD267 Mil. And its Long-Term Debt & Capital Lease Obligation was MAD1,981 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*267.459/-31.523
=8.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 8.48 mean?
Alliances Developpement Immobilier (CAS:ADI) has a Interest Coverage of 8.48 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Alliances Developpement Immobilier and its competitors. This is 170% above median its historical median of 3.14. Over the past decade, Alliances Developpement Immobilier's Interest Coverage has ranged from 2.27 to 10.21. According to the industry distribution chart, Alliances Developpement Immobilier ranks #389 out of 1295 companies in the Real Estate industry, placing it in the top 30%.
Is Alliances Developpement Immobilier's Interest Coverage too high?
Alliances Developpement Immobilier's current Interest Coverage of 8.48 is 170% above median its 10-year median of 3.14. Over the past 10 years, this metric has ranged from a low of 2.27 to a high of 10.21. The Real Estate industry median Interest Coverage is 4.24. Alliances Developpement Immobilier's value of 8.48 is 100% above this industry median. Based on the distribution chart, Alliances Developpement Immobilier ranks #389 out of 1295 companies in the Real Estate industry, which is above the industry midpoint. Overall, Alliances Developpement Immobilier has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Alliances Developpement Immobilier's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Alliances Developpement Immobilier ranks #389 out of 1295 companies for Interest Coverage. This puts Alliances Developpement Immobilier in the upper half of its industry. The industry median Interest Coverage is 4.24. Alliances Developpement Immobilier's value of 8.48 is 100% above this benchmark. Historically, Alliances Developpement Immobilier's own Interest Coverage has ranged from 2.27 to 10.21 over the past decade. While the company's 10-year median is 3.14 vs. the industry median of 4.24, Alliances Developpement Immobilier has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alliances Developpement Immobilier's current Interest Coverage of 8.48 is 100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Alliances Developpement Immobilier and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alliances Developpement Immobilier's current Interest Coverage is 8.48, which is 170% above median its own 10-year median of 3.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alliances Developpement Immobilier stock overvalued right now?
Based on GuruFocus' analysis, Alliances Developpement Immobilier (CAS:ADI) is currently considered Fairly Valued. The stock's GF Value™ is MAD404.04, compared to a current price of MAD399.00 — trading 1.2% below its estimated fair value. The current Interest Coverage is 8.48, which is 170% above median its 10-year median of 3.14 and 100% above the Real Estate industry median of 4.24. Alliances Developpement Immobilier's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Alliances Developpement Immobilier (CAS:ADI), the current Interest Coverage is 8.48 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alliances Developpement Immobilier (CAS:ADI) Overvalued in 2026?

Based on GuruFocus' analysis, Alliances Developpement Immobilier stock appears to be undervalued. The current stock price of MAD399.00 is trading 1.2% below its estimated GF Value™ of MAD404.04. GuruFocus considers Alliances Developpement Immobilier to be Fairly Valued.

Key valuation signals for CAS:ADI:

  • Interest Coverage: 8.48 (170% above median its 10-year median of 3.14)
  • GF Value™: MAD404.04 vs. price of MAD399.00 (1.2% below fair value)
  • GF Score™: 65/100 with 4 warning signs
  • Industry Position: 100% above the Real Estate median (#389 of 1295)

No single metric tells the full story. See the CAS:ADI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alliances Developpement Immobilier Business Description

Address 16, Rue Ali Abderrazak, Casablanca, MAR
Alliances Developpement Immobilier SA provides real estate services. Its business activities include development, building, marketing and managing of commercial and residential assets as well as tourist property.
65GF Score

Get the complete analysis for CAS:ADI

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD399.00
Price
MAD404.04
GF Value