Sage Group (The) (CHIX:SGEL) Debt-to-EBITDA : (As of Mar. 2026)

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CHIX:SGEL Sage Group (The) PLC CHIX:SGEL
86 GF Score
Price £10.10
GF Value £13.96
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Sage Group (The) Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Sage Group (The)'s Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was £15 Mil. Sage Group (The)'s Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was £2,007 Mil. Sage Group (The)'s annualized EBITDA for the quarter that ended in Mar. 2026 was £686 Mil. Sage Group (The)'s annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 2.95.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Sage Group (The)'s Debt-to-EBITDA or its related term are showing as below:

CHIX:SGEl' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.63   Med: 2.03   Max: 3.05
Current: 3.05

During the past 13 years, the highest Debt-to-EBITDA Ratio of Sage Group (The) was 3.05. The lowest was 1.63. And the median was 2.03.

CHIX:SGEl's Debt-to-EBITDA is ranked worse than
75.91% of 1727 companies
in the Software industry
Industry Median: 0.99 vs CHIX:SGEl: 3.05

Sage Group (The)  (CHIX:SGEl) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Sage Group (The) Debt-to-EBITDA Related Terms

Sage Group (The) Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Sage Group (The)'s Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sage Group (The) Debt-to-EBITDA Chart

Sage Group (The) Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-EBITDA
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Sage Group (The) Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
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CHIX:SGEL vs CRM, SHOP, UBER: Debt-to-EBITDA Comparison

For the Software - Application subindustry, Sage Group (The)'s Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sage Group (The) Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Sage Group (The)'s Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Sage Group (The)'s Debt-to-EBITDA falls into.


CHIX:SGEL
86GF Score
Sage Group (The) PLC CHIX:SGEL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sage Group (The) Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Sage Group (The)'s Debt-to-EBITDA for the fiscal year that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(17 + 1562) / 631
=2.50

Sage Group (The)'s annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(15 + 2007) / 686
=2.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.

Is Sage Group (The) (CHIX:SGEL) Overvalued in 2026?

Based on GuruFocus' analysis, Sage Group (The) stock appears to be undervalued. The current stock price of £10.10 is trading 27.7% below its estimated GF Value™ of £13.96. GuruFocus considers Sage Group (The) to be Modestly Undervalued.

Key valuation signals for CHIX:SGEL:

  • Debt-to-EBITDA:
  • GF Value™: £13.96 vs. price of £10.10 (27.7% below fair value)
  • GF Score™: 86/100 with 3 warning signs

No single metric tells the full story. See the CHIX:SGEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sage Group (The) Business Description

Address C23 - 5 & 6 Cobalt Park Way, Cobalt Park, Newcastle upon Tyne, GBR, NE28 9EJ
The Sage Group is a UK-based provider of accounting and enterprise resource planning software, predominantly to customers in the US and Europe. The company was founded in 1981 and historically sold on-premises software products with perpetual software licenses. However, the company is transitioning toward cloud-connected and cloud native products, sold via software-as-a-service contracts. Sage's main cloud-native products include Sage Accounting, for small businesses, and Sage Intacct, which Sage acquired in 2017, for midsize businesses.
86GF Score

Get the complete analysis for CHIX:SGEL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£10.10
Price
£13.96
GF Value