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Business Description
Alfa Financial Software Holdings PLC
ISIN : GB00BDHXPG30
Description
Alfa Financial Software Holdings PLC provides software and services to the auto and equipment finance industries. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. An end-to-end solution with integrated workflow and automated processing using business rules, it provides compelling solutions to asset finance companies. The company generates a majority of its revenue from the United Kingdom and the rest from the United States and other regions.
Financial Strength
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 2.2 | |||||
| Equity-to-Asset | 0.55 | |||||
| Debt-to-Equity | 0.2 | |||||
| Debt-to-EBITDA | 0.25 | |||||
| Interest Coverage | 49 | |||||
| Piotroski F-Score | 7/9 | |||||
| Altman Z-Score | 13.41 | |||||
| Beneish M-Score | -2.38 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 10.1 | |||||
| 3-Year EBITDA Growth Rate | 10.8 | |||||
| 3-Year EPS without NRI Growth Rate | 10.4 | |||||
| 3-Year FCF Growth Rate | -3.3 | |||||
| 3-Year Book Growth Rate | 2.7 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 5.86 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 9.71 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 18.93 | |||||
| 9-Day RSI | 22.28 | |||||
| 14-Day RSI | 27.12 | |||||
| 3-1 Month Momentum % | 13.16 | |||||
| 6-1 Month Momentum % | 15.65 | |||||
| 12-1 Month Momentum % | 37.66 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 1.52 | |||||
| Quick Ratio | 1.52 | |||||
| Cash Ratio | 0.75 | |||||
| Days Sales Outstanding | 22.81 | |||||
| Days Payable | 6.55 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.65 | |||||
| Dividend Payout Ratio | 0.15 | |||||
| 3-Year Dividend Growth Rate | 9.1 | |||||
| Forward Dividend Yield % | 0.7 | |||||
| 5-Year Yield-on-Cost % | 0.66 | |||||
| 3-Year Average Share Buyback Ratio | 0.5 | |||||
| Shareholder Yield % | 0.62 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 64.51 | |||||
| Operating Margin % | 31.21 | |||||
| Net Margin % | 23.29 | |||||
| FCF Margin % | 20.75 | |||||
| ROE % | 58.18 | |||||
| ROA % | 31.81 | |||||
| ROIC % | 45.18 | |||||
| 3-Year ROIIC % | 415.97 | |||||
| ROC (Joel Greenblatt) % | 442.37 | |||||
| ROCE % | 65.45 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 23.37 | |||||
| Forward PE Ratio | 22.55 | |||||
| PE Ratio without NRI | 23.37 | |||||
| Shiller PE Ratio | 28.2 | |||||
| Price-to-Owner-Earnings | 25 | |||||
| PEG Ratio | 1.61 | |||||
| PS Ratio | 5.46 | |||||
| PB Ratio | 12.81 | |||||
| Price-to-Tangible-Book | 50.25 | |||||
| Price-to-Free-Cash-Flow | 26.1 | |||||
| Price-to-Operating-Cash-Flow | 21.16 | |||||
| EV-to-EBIT | 16.74 | |||||
| EV-to-EBITDA | 15.53 | |||||
| EV-to-Forward-EBITDA | 14.83 | |||||
| EV-to-Revenue | 5.3 | |||||
| EV-to-Forward-Revenue | 4.66 | |||||
| EV-to-FCF | 26.7 | |||||
| Price-to-GF-Value | 0.95 | |||||
| Price-to-Projected-FCF | 1.83 | |||||
| Price-to-DCF (Earnings Based) | 2.03 | |||||
| Price-to-DCF (FCF Based) | 2.26 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.61 | |||||
| Price-to-Graham-Number | 7.18 | |||||
| Price-to-Net-Current-Asset-Value | 201 | |||||
| Earnings Yield (Greenblatt) % | 5.97 | |||||
| FCF Yield % | 3.85 | |||||
| Forward Rate of Return (Yacktman) % | 18.28 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Alfa Financial Software Holdings PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil £) | 109.9 | ||
| EPS (TTM) (£) | 0.086 | ||
| Beta | 0.59 | ||
| 3-Year Sharpe Ratio | 0.36 | ||
| 3-Year Sortino Ratio | 0.56 | ||
| Volatility % | 17.31 | ||
| 14-Day RSI | 27.12 | ||
| 14-Day ATR (£) | 0.06825 | ||
| 20-Day SMA (£) | 2.2037 | ||
| 12-1 Month Momentum % | 37.66 | ||
| 52-Week Range (£) | 1.602 - 2.5 | ||
| Shares Outstanding (Mil) | 295.27 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Alfa Financial Software Holdings PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Alfa Financial Software Holdings PLC Stock Events
| Event | Date | Price (£) | ||
|---|---|---|---|---|
| No Event Data | ||||
Alfa Financial Software Holdings PLC Frequently Asked Questions
What is Alfa Financial Software Holdings PLC(LSE:ALFA)'s stock price today?
The current price of LSE:ALFA is £2.01. The 52 week high of LSE:ALFA is £2.50 and 52 week low is £1.60.
When is next earnings date of Alfa Financial Software Holdings PLC(LSE:ALFA)?
The next earnings date of Alfa Financial Software Holdings PLC(LSE:ALFA) is 2025-09-05 Est..
Does Alfa Financial Software Holdings PLC(LSE:ALFA) pay dividends? If so, how much?
The Dividend Yield %  of Alfa Financial Software Holdings PLC(LSE:ALFA) is 0.65% (As of Today), Highest Dividend Payout Ratio of Alfa Financial Software Holdings PLC(LSE:ALFA) was 0.16. The lowest was 0.14. And the median was 0.15. The  Forward Dividend Yield % of Alfa Financial Software Holdings PLC(LSE:ALFA) is 0.7%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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