Storebrand ASA (CHIX:STBO) Debt-to-EBITDA : 5.31 (As of Jun. 2026) — 22% Below Median

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CHIX:STBO Storebrand ASA CHIX:STBO
62 GF Score
Price kr188.30
GF Value kr240.49
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Storebrand ASA Debt-to-EBITDA?

Storebrand ASA CHIX:STBO 62 Debt-to-EBITDA is 5.31 as of Jun. 2026, which is 22% below its 10-year median of 6.80. GuruFocus rates CHIX:STBO with a GF Score™ of 62/100 and a GF Value™ of kr240.49 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 118 Diversified Financial Services companies, Storebrand ASA ranks better than 50% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Storebrand ASA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr1,929 Mil. Storebrand ASA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr61,361 Mil. Storebrand ASA's annualized EBITDA for the quarter that ended in Jun. 2026 was kr11,916 Mil. Storebrand ASA's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 5.31.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Storebrand ASA's Debt-to-EBITDA or its related term are showing as below:

CHIX:STBo' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -17.6   Med: 6.8   Max: 15.94
Current: 5.75

During the past 13 years, the highest Debt-to-EBITDA Ratio of Storebrand ASA was 15.94. The lowest was -17.60. And the median was 6.80.

CHIX:STBo's Debt-to-EBITDA is ranked better than
50% of 118 companies
in the Diversified Financial Services industry
Industry Median: 5.755 vs CHIX:STBo: 5.75

Storebrand ASA  (CHIX:STBo) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Storebrand ASA Debt-to-EBITDA Related Terms


Storebrand ASA Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Storebrand ASA's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Storebrand ASA Debt-to-EBITDA Chart

Storebrand ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.37 10.91 7.77 4.88 5.83

Storebrand ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.36 5.45 5.09 7.31 5.31

CHIX:STBO vs VOYA, FRHC: Debt-to-EBITDA Comparison

For the Financial Conglomerates subindustry, Storebrand ASA's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Storebrand ASA Debt-to-EBITDA vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Storebrand ASA's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Storebrand ASA's Debt-to-EBITDA falls into.


CHIX:STBO
62GF Score
Storebrand ASA CHIX:STBO
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Storebrand ASA Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Storebrand ASA's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2052 + 60482) / 10723
=5.83

Storebrand ASA's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1929 + 61361) / 11916
=5.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.31 mean?
Storebrand ASA (CHIX:STBO) has a Debt-to-EBITDA of 5.31 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Storebrand ASA. This is 22% below median its historical median of 6.80. According to the industry distribution chart, Storebrand ASA ranks #59 out of 118 companies in the Diversified Financial Services industry, placing it in the top 50%.
Is Storebrand ASA's Debt-to-EBITDA too high?
Storebrand ASA's current Debt-to-EBITDA of 5.31 is 22% below median its 10-year median of 6.80. The Diversified Financial Services industry median Debt-to-EBITDA is 5.76. Storebrand ASA's value of 5.31 is 7.7% below this industry median. Based on the distribution chart, Storebrand ASA ranks #59 out of 118 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, Storebrand ASA has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Storebrand ASA's Debt-to-EBITDA compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Storebrand ASA ranks #59 out of 118 companies for Debt-to-EBITDA. This puts Storebrand ASA in the upper half of its industry. The industry median Debt-to-EBITDA is 5.76. Storebrand ASA's value of 5.31 is 7.7% below this benchmark. While the company's 10-year median is 6.80 vs. the industry median of 5.76, Storebrand ASA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Diversified Financial Services company?
The median Debt-to-EBITDA among Diversified Financial Services companies is 5.76, based on 118 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Storebrand ASA's current Debt-to-EBITDA of 5.31 is 7.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Storebrand ASA. For the Diversified Financial Services industry, the median Debt-to-EBITDA is 5.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Storebrand ASA's current Debt-to-EBITDA is 5.31, which is 22% below median its own 10-year median of 6.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Storebrand ASA stock overvalued right now?
Based on GuruFocus' analysis, Storebrand ASA (CHIX:STBO) is currently considered Modestly Undervalued. The stock's GF Value™ is kr240.49, compared to a current price of kr188.30 — trading 21.7% below its estimated fair value. The current Debt-to-EBITDA is 5.31, which is 22% below median its 10-year median of 6.80 and 7.7% below the Diversified Financial Services industry median of 5.76. Storebrand ASA's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Storebrand ASA (CHIX:STBO), the current Debt-to-EBITDA is 5.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Storebrand ASA (CHIX:STBO) Overvalued in 2026?

Based on GuruFocus' analysis, Storebrand ASA stock appears to be undervalued. The current stock price of kr188.30 is trading 21.7% below its estimated GF Value™ of kr240.49. GuruFocus considers Storebrand ASA to be Modestly Undervalued.

Key valuation signals for CHIX:STBO:

  • Debt-to-EBITDA: 5.31 (22% below median its 10-year median of 6.80)
  • GF Value™: kr240.49 vs. price of kr188.30 (21.7% below fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 7.7% below the Diversified Financial Services median (#59 of 118)

No single metric tells the full story. See the CHIX:STBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Storebrand ASA Business Description

Address Professor Kohts vei 9, P.O. Box 500, Lysaker, Oslo, NOR, 1327
Storebrand ASA is a Nordic long-term savings and insurance company. The business is divided into four segments Savings, Insurance, Guaranteed Pension, and Others. The Savings segment includes products for retirement savings with no interest rate guarantees which defined contribution pensions in Norway and Sweden, asset management, and retail banking products. The Insurance segment provides risk products in Norway and Sweden, it provides health, property and casualty, personal risk products, and others. The Guaranteed Pension business area encompasses long-term pension savings products that give customers a guaranteed rate of return. Other segment consists of other companies within the Storebrand Group, including smaller subsidiaries of Storebrand Livsforsikring and SPP.
62GF Score

Get the complete analysis for CHIX:STBO

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr188.30
Price
kr240.49
GF Value