CLDT (Chatham Lodging Trust) Debt-to-EBITDA : 3.48 (As of Jun. 2026) — 36% Below Median

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CLDT Chatham Lodging Trust CLDT
69 GF Score
Price $13.67
GF Value $8.54
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Chatham Lodging Trust Debt-to-EBITDA?

Chatham Lodging Trust CLDT +2.40% 69 Debt-to-EBITDA is 3.48 as of Jun. 2026, which is 36% below its 10-year median of 5.48. GuruFocus rates CLDT with a GF Score™ of 69/100 and a GF Value™ of $8.54 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 572 REITs companies, Chatham Lodging Trust ranks better than 70.28% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Chatham Lodging Trust's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.0 Mil. Chatham Lodging Trust's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $434.1 Mil. Chatham Lodging Trust's annualized EBITDA for the quarter that ended in Jun. 2026 was $124.6 Mil. Chatham Lodging Trust's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 3.48.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Chatham Lodging Trust's Debt-to-EBITDA or its related term are showing as below:

CLDT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.62   Med: 5.48   Max: 164.89
Current: 4.48

During the past 13 years, the highest Debt-to-EBITDA Ratio of Chatham Lodging Trust was 164.89. The lowest was 3.62. And the median was 5.48.

CLDT's Debt-to-EBITDA is ranked better than
70.28% of 572 companies
in the REITs industry
Industry Median: 6.51 vs CLDT: 4.48

Chatham Lodging Trust  (NYSE:CLDT) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Chatham Lodging Trust Debt-to-EBITDA Related Terms


Chatham Lodging Trust Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Chatham Lodging Trust's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chatham Lodging Trust Debt-to-EBITDA Chart

Chatham Lodging Trust Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.70 5.14 5.75 4.54 3.62

Chatham Lodging Trust Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.44 3.71 3.59 6.73 3.48

CLDT vs INN, SVC, BHR: Debt-to-EBITDA Comparison

For the REIT - Hotel & Motel subindustry, Chatham Lodging Trust's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chatham Lodging Trust Debt-to-EBITDA vs REITs Industry

For the REITs industry and Real Estate sector, Chatham Lodging Trust's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Chatham Lodging Trust's Debt-to-EBITDA falls into.


CLDT
69GF Score
Chatham Lodging Trust CLDT
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chatham Lodging Trust Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Chatham Lodging Trust's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 358.98) / 99.243
=3.62

Chatham Lodging Trust's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 434.05) / 124.584
=3.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.48 mean?
Chatham Lodging Trust (CLDT) has a Debt-to-EBITDA of 3.48 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Chatham Lodging Trust. This is 36% below median its historical median of 5.48. Over the past decade, Chatham Lodging Trust's Debt-to-EBITDA has ranged from 3.62 to 164.89. According to the industry distribution chart, Chatham Lodging Trust ranks #170 out of 572 companies in the REITs industry, placing it in the top 29.7%.
Is Chatham Lodging Trust's Debt-to-EBITDA too high?
Chatham Lodging Trust's current Debt-to-EBITDA of 3.48 is 36% below median its 10-year median of 5.48. Over the past 10 years, this metric has ranged from a low of 3.62 to a high of 164.89. The REITs industry median Debt-to-EBITDA is 6.51. Chatham Lodging Trust's value of 3.48 is 46.5% below this industry median. Based on the distribution chart, Chatham Lodging Trust ranks #170 out of 572 companies in the REITs industry, which is above the industry midpoint. Overall, Chatham Lodging Trust has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chatham Lodging Trust's Debt-to-EBITDA compare to INN and SVC?
According to the REITs industry distribution chart, Chatham Lodging Trust ranks #170 out of 572 companies for Debt-to-EBITDA. This puts Chatham Lodging Trust in the upper half of its industry. The industry median Debt-to-EBITDA is 6.51. Chatham Lodging Trust's value of 3.48 is 46.5% below this benchmark. Historically, Chatham Lodging Trust's own Debt-to-EBITDA has ranged from 3.62 to 164.89 over the past decade. While the company's 10-year median is 5.48 vs. the industry median of 6.51, Chatham Lodging Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.51, based on 572 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chatham Lodging Trust's current Debt-to-EBITDA of 3.48 is 46.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Chatham Lodging Trust. For the REITs industry, the median Debt-to-EBITDA is 6.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chatham Lodging Trust's current Debt-to-EBITDA is 3.48, which is 36% below median its own 10-year median of 5.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chatham Lodging Trust stock overvalued right now?
Based on GuruFocus' analysis, Chatham Lodging Trust (CLDT) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.54, compared to a current price of $13.67 — trading 60.1% above its estimated fair value. The current Debt-to-EBITDA is 3.48, which is 36% below median its 10-year median of 5.48 and 46.5% below the REITs industry median of 6.51. Chatham Lodging Trust's overall GF Score™ is 69/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Chatham Lodging Trust (CLDT), the current Debt-to-EBITDA is 3.48 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chatham Lodging Trust (CLDT) Overvalued in 2026?

Based on GuruFocus' analysis, Chatham Lodging Trust stock appears to be overvalued. The current stock price of $13.67 is trading 60.1% above its estimated GF Value™ of $8.54. GuruFocus considers Chatham Lodging Trust to be Significantly Overvalued.

Key valuation signals for CLDT:

  • Debt-to-EBITDA: 3.48 (36% below median its 10-year median of 5.48)
  • GF Value™: $8.54 vs. price of $13.67 (60.1% above fair value)
  • GF Score™: 69/100 with 9 warning signs
  • Industry Position: 46.5% below the REITs median (#170 of 572)

No single metric tells the full story. See the CLDT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chatham Lodging Trust Business Description

Industry Real EstateREITs
Address 222 Lakeview Avenue, Suite 200, West Palm Beach, FL, USA, 33401
Chatham Lodging Trust is a U.S.-based real estate investment trust that invests in upscale extended-stay hotels. The firm operates across various states in the U.S., including California, New York, Texas, Florida, Minnesota, Massachusetts, and Pennsylvania, among others. Substantially all of the company's assets are held and operated by its operating partnership, Chatham Lodging, LP. Chatham Lodging LP and its subsidiaries lease the overall company's hotels. Chatham's revenue streams include room, food and beverage, and other. The room comprises the majority of its total revenue. Chatham's hotels operate under various brands, which include Hilton, Marriott, and Hyatt.
69GF Score

Get the complete analysis for CLDT

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.67
Price
$8.54
GF Value