CLDT (Chatham Lodging Trust) Effective Interest Rate on Debt %: 6.29% (As of Jun. 2026)

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CLDT Chatham Lodging Trust CLDT
69 GF Score
Price $13.67
GF Value $8.54
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Chatham Lodging Trust Effective Interest Rate on Debt %?

Chatham Lodging Trust CLDT +2.40% 69 Effective Interest Rate on Debt % is 6.29% as of Jun. 2026. GuruFocus rates CLDT with a GF Score™ of 69/100 and a GF Value™ of $8.54 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Chatham Lodging Trust's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $27.6 Mil. Chatham Lodging Trust's average total debt for the quarter that ended in Jun. 2026 was $439.0 Mil. Therefore, Chatham Lodging Trust's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 6.29%.


Chatham Lodging Trust  (NYSE:CLDT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Chatham Lodging Trust Effective Interest Rate on Debt % Related Terms


Chatham Lodging Trust Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Chatham Lodging Trust's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chatham Lodging Trust Effective Interest Rate on Debt % Chart

Chatham Lodging Trust Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.85 5.00 5.44 6.32 6.15

Chatham Lodging Trust Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.29 6.46 6.34 6.18 6.29

CLDT vs INN, SVC, BHR: Effective Interest Rate on Debt % Comparison

For the REIT - Hotel & Motel subindustry, Chatham Lodging Trust's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chatham Lodging Trust Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Chatham Lodging Trust's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Chatham Lodging Trust's Effective Interest Rate on Debt % falls into.


CLDT
69GF Score
Chatham Lodging Trust CLDT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Chatham Lodging Trust Effective Interest Rate on Debt % Calculation

Chatham Lodging Trust's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -24.181/( (427.483+358.98)/ 2 )
=-1  *  -24.181/393.2315
=6.15 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=427.483 + 0
=427.483

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=358.98 + 0
=358.98

Chatham Lodging Trust's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -27.612/( (444.036+434.05)/ 2 )
=-1  *  -27.612/439.043
=6.29 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=444.036 + 0
=444.036

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=434.05 + 0
=434.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.29% mean?
Chatham Lodging Trust (CLDT) has a Effective Interest Rate on Debt % of 6.29% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Chatham Lodging Trust and its competitors.
Is Chatham Lodging Trust's Effective Interest Rate on Debt % too high?
Chatham Lodging Trust's current Effective Interest Rate on Debt % is 6.29%. Overall, Chatham Lodging Trust has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chatham Lodging Trust's Effective Interest Rate on Debt % compare to INN and SVC?
Chatham Lodging Trust's Effective Interest Rate on Debt % of 6.29% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Chatham Lodging Trust and its competitors. Chatham Lodging Trust's current Effective Interest Rate on Debt % is 6.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chatham Lodging Trust stock overvalued right now?
Based on GuruFocus' analysis, Chatham Lodging Trust (CLDT) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.54, compared to a current price of $13.67 — trading 60.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.29%. Chatham Lodging Trust's overall GF Score™ is 69/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Chatham Lodging Trust (CLDT), the current Effective Interest Rate on Debt % is 6.29% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chatham Lodging Trust (CLDT) Overvalued in 2026?

Based on GuruFocus' analysis, Chatham Lodging Trust stock appears to be overvalued. The current stock price of $13.67 is trading 60.1% above its estimated GF Value™ of $8.54. GuruFocus considers Chatham Lodging Trust to be Significantly Overvalued.

Key valuation signals for CLDT:

  • Effective Interest Rate on Debt %: 6.29%
  • GF Value™: $8.54 vs. price of $13.67 (60.1% above fair value)
  • GF Score™: 69/100 with 9 warning signs

No single metric tells the full story. See the CLDT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chatham Lodging Trust Business Description

Industry Real EstateREITs
Address 222 Lakeview Avenue, Suite 200, West Palm Beach, FL, USA, 33401
Chatham Lodging Trust is a U.S.-based real estate investment trust that invests in upscale extended-stay hotels. The firm operates across various states in the U.S., including California, New York, Texas, Florida, Minnesota, Massachusetts, and Pennsylvania, among others. Substantially all of the company's assets are held and operated by its operating partnership, Chatham Lodging, LP. Chatham Lodging LP and its subsidiaries lease the overall company's hotels. Chatham's revenue streams include room, food and beverage, and other. The room comprises the majority of its total revenue. Chatham's hotels operate under various brands, which include Hilton, Marriott, and Hyatt.
69GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.67
Price
$8.54
GF Value