CPAC (Cementos PacasmayoA) Debt-to-EBITDA : 2.50 (As of Mar. 2026) — 18% Below Median

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CPAC Cementos Pacasmayo SAA CPAC
80 GF Score
Price $11.93
GF Value $6.92
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Cementos PacasmayoA Debt-to-EBITDA?

Cementos PacasmayoA CPAC +1.53% 80 Debt-to-EBITDA is 2.50 as of Mar. 2026, which is 18% below its 10-year median of 3.04. GuruFocus rates CPAC with a GF Score™ of 80/100 and a GF Value™ of $6.92 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 330 Building Materials companies, Cementos PacasmayoA ranks worse than 59.7% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Cementos PacasmayoA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $172.4 Mil. Cementos PacasmayoA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $248.8 Mil. Cementos PacasmayoA's annualized EBITDA for the quarter that ended in Mar. 2026 was $168.8 Mil. Cementos PacasmayoA's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 2.50.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Cementos PacasmayoA's Debt-to-EBITDA or its related term are showing as below:

CPAC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.02   Med: 3.04   Max: 3.68
Current: 2.73

During the past 13 years, the highest Debt-to-EBITDA Ratio of Cementos PacasmayoA was 3.68. The lowest was 0.02. And the median was 3.04.

CPAC's Debt-to-EBITDA is ranked worse than
59.7% of 330 companies
in the Building Materials industry
Industry Median: 2.27 vs CPAC: 2.73

Cementos PacasmayoA  (NYSE:CPAC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Cementos PacasmayoA Debt-to-EBITDA Related Terms


Cementos PacasmayoA Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Cementos PacasmayoA's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cementos PacasmayoA Debt-to-EBITDA Chart

Cementos PacasmayoA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.60 3.34 3.22 2.72 2.75

Cementos PacasmayoA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 2.79 2.13 4.27 2.50

CPAC vs CRH, VMC, MLM: Debt-to-EBITDA Comparison

For the Building Materials subindustry, Cementos PacasmayoA's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cementos PacasmayoA Debt-to-EBITDA vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Cementos PacasmayoA's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Cementos PacasmayoA's Debt-to-EBITDA falls into.


CPAC
80GF Score
Cementos Pacasmayo SAA CPAC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Cementos PacasmayoA Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Cementos PacasmayoA's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(156.933 + 260.324) / 151.559
=2.75

Cementos PacasmayoA's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(172.409 + 248.785) / 168.8
=2.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.50 mean?
Cementos PacasmayoA (CPAC) has a Debt-to-EBITDA of 2.50 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cementos PacasmayoA. This is 18% below median its historical median of 3.04. Over the past decade, Cementos PacasmayoA's Debt-to-EBITDA has ranged from 0.02 to 3.68. According to the industry distribution chart, Cementos PacasmayoA ranks #197 out of 330 companies in the Building Materials industry, placing it in the top 59.7%.
Is Cementos PacasmayoA's Debt-to-EBITDA too high?
Cementos PacasmayoA's current Debt-to-EBITDA of 2.50 is 18% below median its 10-year median of 3.04. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 3.68. The Building Materials industry median Debt-to-EBITDA is 2.27. Cementos PacasmayoA's value of 2.50 is 10.1% above this industry median. Based on the distribution chart, Cementos PacasmayoA ranks #197 out of 330 companies in the Building Materials industry, which is below the industry midpoint. Overall, Cementos PacasmayoA has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cementos PacasmayoA's Debt-to-EBITDA compare to CRH and VMC?
According to the Building Materials industry distribution chart, Cementos PacasmayoA ranks #197 out of 330 companies for Debt-to-EBITDA. This places Cementos PacasmayoA in the lower half of its industry. The industry median Debt-to-EBITDA is 2.27. Cementos PacasmayoA's value of 2.50 is 10.1% above this benchmark. Historically, Cementos PacasmayoA's own Debt-to-EBITDA has ranged from 0.02 to 3.68 over the past decade. While the company's 10-year median is 3.04 vs. the industry median of 2.27, Cementos PacasmayoA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Building Materials company?
The median Debt-to-EBITDA among Building Materials companies is 2.27, based on 330 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cementos PacasmayoA's current Debt-to-EBITDA of 2.50 is 10.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cementos PacasmayoA. For the Building Materials industry, the median Debt-to-EBITDA is 2.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cementos PacasmayoA's current Debt-to-EBITDA is 2.50, which is 18% below median its own 10-year median of 3.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cementos PacasmayoA stock overvalued right now?
Based on GuruFocus' analysis, Cementos PacasmayoA (CPAC) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.92, compared to a current price of $11.93 — trading 72.4% above its estimated fair value. The current Debt-to-EBITDA is 2.50, which is 18% below median its 10-year median of 3.04 and 10.1% above the Building Materials industry median of 2.27. Cementos PacasmayoA's overall GF Score™ is 80/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Cementos PacasmayoA (CPAC), the current Debt-to-EBITDA is 2.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cementos PacasmayoA (CPAC) Overvalued in 2026?

Based on GuruFocus' analysis, Cementos PacasmayoA stock appears to be overvalued. The current stock price of $11.93 is trading 72.4% above its estimated GF Value™ of $6.92. GuruFocus considers Cementos PacasmayoA to be Significantly Overvalued.

Key valuation signals for CPAC:

  • Debt-to-EBITDA: 2.50 (18% below median its 10-year median of 3.04)
  • GF Value™: $6.92 vs. price of $11.93 (72.4% above fair value)
  • GF Score™: 80/100 with 8 warning signs
  • Industry Position: 10.1% above the Building Materials median (#197 of 330)

No single metric tells the full story. See the CPAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cementos PacasmayoA Business Description

Address Calle La Colonia 150, Urbanizacion El Vivero, Santiago de Surco, Lima, PER
Cementos Pacasmayo SAA is a Peruvian cement company, and only cement manufacturer serving in the northern region of Peru. It produce, distribute and sell cement and cement-related materials, such as precast products and ready-mix concrete. Its products are mainly used in construction, which has been one of the fastest growing segments of the Peruvian economy in recent years. It also produce and sell quicklime for use in mining operations. It also provide transportation services. It has three operating segments cement, concrete, mortar, pavement and precast; quicklime; and sales of construction supplies. The majority of profit comes from Cement segment. Peru's cement production is into three regions northern region, central region, including Lima's metropolitan area, and southern region.
80GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.93
Price
$6.92
GF Value