CRE (Cre8 Enterprise) Debt-to-EBITDA : -5.83 (As of Dec. 2025)

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CRE Cre8 Enterprise Ltd CRE
21 GF Score
Price $2.58
! 1 Warning Sign
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What is Cre8 Enterprise Debt-to-EBITDA?

Cre8 Enterprise CRE -4.19% 21 Debt-to-EBITDA is -5.83 as of Dec. 2025. GuruFocus rates CRE with a GF Score™ of 21/100. The stock has 1 warning sign investors should review. Among 834 Business Services companies, Cre8 Enterprise ranks worse than 73.62% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Cre8 Enterprise's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $2.33 Mil. Cre8 Enterprise's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $1.35 Mil. Cre8 Enterprise's annualized EBITDA for the quarter that ended in Dec. 2025 was $-0.63 Mil. Cre8 Enterprise's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was -5.83.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Cre8 Enterprise's Debt-to-EBITDA or its related term are showing as below:

CRE' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -3.57   Med: 1.62   Max: 3.79
Current: 3.34

During the past 5 years, the highest Debt-to-EBITDA Ratio of Cre8 Enterprise was 3.79. The lowest was -3.57. And the median was 1.62.

CRE's Debt-to-EBITDA is ranked worse than
73.62% of 834 companies
in the Business Services industry
Industry Median: 1.65 vs CRE: 3.34

Cre8 Enterprise  (NAS:CRE) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Cre8 Enterprise Debt-to-EBITDA Related Terms


Cre8 Enterprise Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Cre8 Enterprise's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cre8 Enterprise Debt-to-EBITDA Chart

Cre8 Enterprise Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
1.62 -3.57 2.11 1.61 3.79

Cre8 Enterprise Semi-Annual Data
Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial -39.76 1.01 2.82 1.49 -5.83

CRE vs ADMQ, ELVG, SMX: Debt-to-EBITDA Comparison

For the Specialty Business Services subindustry, Cre8 Enterprise's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cre8 Enterprise Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, Cre8 Enterprise's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Cre8 Enterprise's Debt-to-EBITDA falls into.


CRE
21GF Score
Cre8 Enterprise Ltd CRE
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Cre8 Enterprise Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Cre8 Enterprise's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.325 + 1.349) / 0.969
=3.79

Cre8 Enterprise's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.325 + 1.349) / -0.63
=-5.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -5.83 mean?
Cre8 Enterprise (CRE) has a Debt-to-EBITDA of -5.83 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cre8 Enterprise. According to the industry distribution chart, Cre8 Enterprise ranks #614 out of 834 companies in the Business Services industry, placing it in the top 73.6%.
Is Cre8 Enterprise's Debt-to-EBITDA too high?
Cre8 Enterprise's current Debt-to-EBITDA is -5.83. Based on the distribution chart, Cre8 Enterprise ranks #614 out of 834 companies in the Business Services industry, which is below the industry midpoint. Overall, Cre8 Enterprise has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Cre8 Enterprise's Debt-to-EBITDA compare to ADMQ and ELVG?
According to the Business Services industry distribution chart, Cre8 Enterprise ranks #614 out of 834 companies for Debt-to-EBITDA. This places Cre8 Enterprise in the lower half of its industry. The industry median Debt-to-EBITDA is 1.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.65, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cre8 Enterprise. For the Business Services industry, the median Debt-to-EBITDA is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cre8 Enterprise's current Debt-to-EBITDA is -5.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cre8 Enterprise stock overvalued right now?
Cre8 Enterprise (CRE) has a current Debt-to-EBITDA of -5.83. The current Debt-to-EBITDA is -5.83. Cre8 Enterprise's overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Cre8 Enterprise (CRE), the current Debt-to-EBITDA is -5.83 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cre8 Enterprise Business Description

Address 29 Queen’s Road Central, 1st Floor, China Building, Hong Kong, HKG
Cre8 Enterprise Ltd, through its subsidiary, is engaged in the provision of integrated financial printing services for listed companies, IPO applicants, and private companies in the finance and capital market in Hong Kong. The company operates in one operating segment, which operates in the provision of printing, media placement, translation, and other printing-related services. Geographically, the company generates all of its revenue from Hong Kong.
21GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.58
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