CRE (Cre8 Enterprise) Financial Strength: 7 (As of Dec. 2025) — Near Median

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CRE Cre8 Enterprise Ltd CRE
21 GF Score
Price $2.95
! 1 Warning Sign
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What is Cre8 Enterprise Financial Strength?

Cre8 Enterprise CRE -4.22% 21 Financial Strength is 7 as of Dec. 2025, which is at its 10-year median of 7.00. GuruFocus rates CRE with a GF Score™ of 21/100. The stock has 1 warning sign investors should review.

Cre8 Enterprise has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Cre8 Enterprise did not have earnings to cover the interest expense. Cre8 Enterprise's debt to revenue ratio for the quarter that ended in Dec. 2025 was 0.20. As of today, Cre8 Enterprise's Altman Z-Score is 2.23.


Cre8 Enterprise  (NAS:CRE) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Cre8 Enterprise has the Financial Strength Rank of 7.


Cre8 Enterprise Financial Strength Related Terms


CRE vs ADMQ, SFHG, THH: Financial Strength Comparison

For the Specialty Business Services subindustry, Cre8 Enterprise's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cre8 Enterprise Financial Strength vs Business Services Industry

For the Business Services industry and Industrials sector, Cre8 Enterprise's Financial Strength distribution charts can be found below:

* The bar in red indicates where Cre8 Enterprise's Financial Strength falls into.


CRE
21GF Score
Cre8 Enterprise Ltd CRE
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Cre8 Enterprise Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Cre8 Enterprise's Interest Expense for the months ended in Dec. 2025 was $-0.02 Mil. Its Operating Income for the months ended in Dec. 2025 was $-0.46 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $1.35 Mil.

Cre8 Enterprise's Interest Coverage for the quarter that ended in Dec. 2025 is

Cre8 Enterprise did not have earnings to cover the interest expense.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Cre8 Enterprise's Debt to Revenue Ratio for the quarter that ended in Dec. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Dec. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(2.325 + 1.349) / 18.552
=0.20

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Cre8 Enterprise has a Z-score of 2.23, indicating it is in Grey Zones. This implies that Cre8 Enterprise is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.

Warning Sign:

Altman Z-score of 2.23 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
Cre8 Enterprise (CRE) has a Financial Strength of 7 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Cre8 Enterprise and its competitors. This is near median its historical median of 7.00. Over the past decade, Cre8 Enterprise's Financial Strength has ranged from 6.00 to 7.00.
Is Cre8 Enterprise's Financial Strength too high?
Cre8 Enterprise's current Financial Strength of 7 is near median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 7.00. Overall, Cre8 Enterprise has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Cre8 Enterprise's Financial Strength compare to ADMQ and SFHG?
Cre8 Enterprise's Financial Strength of 7 can be compared against companies in the Business Services industry. Historically, Cre8 Enterprise's own Financial Strength has ranged from 6.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Business Services company?
A good Financial Strength depends on the Business Services industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Cre8 Enterprise and its competitors. Cre8 Enterprise's current Financial Strength is 7, which is near median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cre8 Enterprise stock overvalued right now?
Cre8 Enterprise (CRE) has a current Financial Strength of 7. The current Financial Strength is 7, which is near median its 10-year median of 7.00. Cre8 Enterprise's overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Cre8 Enterprise (CRE), the current Financial Strength is 7 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cre8 Enterprise Business Description

Address 29 Queen’s Road Central, 1st Floor, China Building, Hong Kong, HKG
Cre8 Enterprise Ltd, through its subsidiary, is engaged in the provision of integrated financial printing services for listed companies, IPO applicants, and private companies in the finance and capital market in Hong Kong. The company operates in one operating segment, which operates in the provision of printing, media placement, translation, and other printing-related services. Geographically, the company generates all of its revenue from Hong Kong.
21GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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