CWSRF (Chartwell Retirement Residences) Debt-to-EBITDA : 6.33 (As of Mar. 2026) — 24% Below Median

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CWSRF Chartwell Retirement Residences CWSRF
69 GF Score
Price $16.10
GF Value $13.47
Valuation Modestly Overvalued
! 11 Warning Signs
View Full Analysis

What is Chartwell Retirement Residences Debt-to-EBITDA?

Chartwell Retirement Residences CWSRF -1.95% 69 Debt-to-EBITDA is 6.33 as of Mar. 2026, which is 24% below its 10-year median of 8.38. GuruFocus rates CWSRF with a GF Score™ of 69/100 and a GF Value™ of $13.47 (Modestly Overvalued). The stock has 11 warning signs investors should review. Among 572 REITs companies, Chartwell Retirement Residences ranks worse than 53.32% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Chartwell Retirement Residences's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $397.1 Mil. Chartwell Retirement Residences's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $1,754.5 Mil. Chartwell Retirement Residences's annualized EBITDA for the quarter that ended in Mar. 2026 was $340.1 Mil. Chartwell Retirement Residences's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 6.33.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Chartwell Retirement Residences's Debt-to-EBITDA or its related term are showing as below:

CWSRF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 6.77   Med: 8.38   Max: 10.98
Current: 6.98

During the past 13 years, the highest Debt-to-EBITDA Ratio of Chartwell Retirement Residences was 10.98. The lowest was 6.77. And the median was 8.38.

CWSRF's Debt-to-EBITDA is ranked worse than
53.32% of 572 companies
in the REITs industry
Industry Median: 6.545 vs CWSRF: 6.98

Chartwell Retirement Residences  (OTCPK:CWSRF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Chartwell Retirement Residences Debt-to-EBITDA Related Terms


Chartwell Retirement Residences Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Chartwell Retirement Residences's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chartwell Retirement Residences Debt-to-EBITDA Chart

Chartwell Retirement Residences Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.36 8.37 10.98 7.92 6.77

Chartwell Retirement Residences Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.18 7.88 7.40 6.28 6.33

CWSRF vs WELL, VTR, OHI: Debt-to-EBITDA Comparison

For the REIT - Healthcare Facilities subindustry, Chartwell Retirement Residences's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chartwell Retirement Residences Debt-to-EBITDA vs REITs Industry

For the REITs industry and Real Estate sector, Chartwell Retirement Residences's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Chartwell Retirement Residences's Debt-to-EBITDA falls into.


CWSRF
69GF Score
Chartwell Retirement Residences CWSRF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chartwell Retirement Residences Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Chartwell Retirement Residences's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(421.13 + 1744.414) / 319.914
=6.77

Chartwell Retirement Residences's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(397.099 + 1754.488) / 340.076
=6.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 6.33 mean?
Chartwell Retirement Residences (CWSRF) has a Debt-to-EBITDA of 6.33 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Chartwell Retirement Residences. This is 24% below median its historical median of 8.38. Over the past decade, Chartwell Retirement Residences' Debt-to-EBITDA has ranged from 6.77 to 10.98. According to the industry distribution chart, Chartwell Retirement Residences ranks #305 out of 572 companies in the REITs industry, placing it in the top 53.3%.
Is Chartwell Retirement Residences' Debt-to-EBITDA too high?
Chartwell Retirement Residences' current Debt-to-EBITDA of 6.33 is 24% below median its 10-year median of 8.38. Over the past 10 years, this metric has ranged from a low of 6.77 to a high of 10.98. The REITs industry median Debt-to-EBITDA is 6.55. Chartwell Retirement Residences' value of 6.33 is 3.3% below this industry median. Based on the distribution chart, Chartwell Retirement Residences ranks #305 out of 572 companies in the REITs industry, which is below the industry midpoint. Overall, Chartwell Retirement Residences has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chartwell Retirement Residences' Debt-to-EBITDA compare to WELL and VTR?
According to the REITs industry distribution chart, Chartwell Retirement Residences ranks #305 out of 572 companies for Debt-to-EBITDA. This places Chartwell Retirement Residences in the lower half of its industry. The industry median Debt-to-EBITDA is 6.55. Chartwell Retirement Residences' value of 6.33 is 3.3% below this benchmark. Historically, Chartwell Retirement Residences' own Debt-to-EBITDA has ranged from 6.77 to 10.98 over the past decade. While the company's 10-year median is 8.38 vs. the industry median of 6.55, Chartwell Retirement Residences has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.55, based on 572 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chartwell Retirement Residences's current Debt-to-EBITDA of 6.33 is 3.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Chartwell Retirement Residences. For the REITs industry, the median Debt-to-EBITDA is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chartwell Retirement Residences's current Debt-to-EBITDA is 6.33, which is 24% below median its own 10-year median of 8.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chartwell Retirement Residences stock overvalued right now?
Based on GuruFocus' analysis, Chartwell Retirement Residences (CWSRF) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.47, compared to a current price of $16.10 — trading 19.5% above its estimated fair value. The current Debt-to-EBITDA is 6.33, which is 24% below median its 10-year median of 8.38 and 3.3% below the REITs industry median of 6.55. Chartwell Retirement Residences' overall GF Score™ is 69/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Chartwell Retirement Residences (CWSRF), the current Debt-to-EBITDA is 6.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chartwell Retirement Residences (CWSRF) Overvalued in 2026?

Based on GuruFocus' analysis, Chartwell Retirement Residences stock appears to be overvalued. The current stock price of $16.10 is trading 19.5% above its estimated GF Value™ of $13.47. GuruFocus considers Chartwell Retirement Residences to be Modestly Overvalued.

Key valuation signals for CWSRF:

  • Debt-to-EBITDA: 6.33 (24% below median its 10-year median of 8.38)
  • GF Value™: $13.47 vs. price of $16.10 (19.5% above fair value)
  • GF Score™: 69/100 with 11 warning signs
  • Industry Position: 3.3% below the REITs median (#305 of 572)

No single metric tells the full story. See the CWSRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chartwell Retirement Residences Business Description

Industry Real EstateREITs
Other Exchanges CSH.UN:Canada
Address 7070 Derrycrest Drive, Mississauga, ON, CAN, L5W 0G5
Chartwell Retirement Residences is an unincorporated open-ended real estate trust that is engaged in the ownership, operations, and management of retirement residences and long-term care homes in Canada. The company generates key revenue from retirement operations, which include retirement residences that the company owns and operates in Canada. The retirement residences provide services to residents at rates set by Chartwell based on the services provided and market conditions.
69GF Score

Get the complete analysis for CWSRF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.10
Price
$13.47
GF Value