CWSRF (Chartwell Retirement Residences) Interest Coverage: 1.54 (As of Mar. 2026) — 33% Above Median


CWSRF Chartwell Retirement Residences CWSRF
69 GF Score
Price $15.50
GF Value $13.46
Valuation Modestly Overvalued
! 11 Warning Signs
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What is Chartwell Retirement Residences Interest Coverage?

Chartwell Retirement Residences CWSRF 69 Interest Coverage is 1.54 as of Mar. 2026, which is 33% above its 10-year median of 1.16. GuruFocus rates CWSRF with a GF Score™ of 69/100 and a GF Value™ of $13.46 (Modestly Overvalued). The stock has 11 warning signs investors should review. Among 700 REITs companies, Chartwell Retirement Residences ranks worse than 82.29% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Chartwell Retirement Residences's Operating Income for the three months ended in Mar. 2026 was $33.4 Mil. Chartwell Retirement Residences's Interest Expense for the three months ended in Mar. 2026 was $-21.7 Mil. Chartwell Retirement Residences's interest coverage for the quarter that ended in Mar. 2026 was 1.54. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Chartwell Retirement Residences interest coverage is 1.34, which is low.

The historical rank and industry rank for Chartwell Retirement Residences's Interest Coverage or its related term are showing as below:

CWSRF' s Interest Coverage Range Over the Past 10 Years
Min: 0.45   Med: 1.16   Max: 1.34
Current: 1.34


CWSRF's Interest Coverage is ranked worse than
82.29% of 700 companies
in the REITs industry
Industry Median: 3.095 vs CWSRF: 1.34

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Chartwell Retirement Residences  (OTCPK:CWSRF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Chartwell Retirement Residences Interest Coverage Related Terms


Chartwell Retirement Residences Interest Coverage Historical Data

* Premium members only.

The historical data trend for Chartwell Retirement Residences's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Chartwell Retirement Residences Interest Coverage Chart

Chartwell Retirement Residences Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 0.45 0.65 1.19 1.22

Chartwell Retirement Residences Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.08 1.25 1.33 1.23 1.54

CWSRF vs WELL, VTR, OHI: Interest Coverage Comparison

For the REIT - Healthcare Facilities subindustry, Chartwell Retirement Residences's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chartwell Retirement Residences Interest Coverage vs REITs Industry

For the REITs industry and Real Estate sector, Chartwell Retirement Residences's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Chartwell Retirement Residences's Interest Coverage falls into.


CWSRF
69GF Score
Chartwell Retirement Residences CWSRF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chartwell Retirement Residences Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Chartwell Retirement Residences's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Chartwell Retirement Residences's Interest Expense was $-86.9 Mil. Its Operating Income was $106.1 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,744.4 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*106.123/-86.871
=1.22

Chartwell Retirement Residences's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Chartwell Retirement Residences's Interest Expense was $-21.7 Mil. Its Operating Income was $33.4 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,754.5 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*33.422/-21.673
=1.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.54 mean?
Chartwell Retirement Residences (CWSRF) has a Interest Coverage of 1.54 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Chartwell Retirement Residences and its competitors. This is 33% above median its historical median of 1.16. Over the past decade, Chartwell Retirement Residences' Interest Coverage has ranged from 0.45 to 1.34. According to the industry distribution chart, Chartwell Retirement Residences ranks #576 out of 700 companies in the REITs industry, placing it in the top 82.3%.
Is Chartwell Retirement Residences' Interest Coverage too high?
Chartwell Retirement Residences' current Interest Coverage of 1.54 is 33% above median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 1.34. The REITs industry median Interest Coverage is 3.10. Chartwell Retirement Residences' value of 1.54 is 50.2% below this industry median. Based on the distribution chart, Chartwell Retirement Residences ranks #576 out of 700 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Chartwell Retirement Residences has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chartwell Retirement Residences' Interest Coverage compare to WELL and VTR?
According to the REITs industry distribution chart, Chartwell Retirement Residences ranks #576 out of 700 companies for Interest Coverage. This places Chartwell Retirement Residences in the lower half of its industry. The industry median Interest Coverage is 3.10. Chartwell Retirement Residences' value of 1.54 is 50.2% below this benchmark. Historically, Chartwell Retirement Residences' own Interest Coverage has ranged from 0.45 to 1.34 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 3.10, Chartwell Retirement Residences has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.10, based on 700 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chartwell Retirement Residences's current Interest Coverage of 1.54 is 50.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Chartwell Retirement Residences and its competitors. For the REITs industry, the median Interest Coverage is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chartwell Retirement Residences's current Interest Coverage is 1.54, which is 33% above median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chartwell Retirement Residences stock overvalued right now?
Based on GuruFocus' analysis, Chartwell Retirement Residences (CWSRF) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.46, compared to a current price of $15.50 — trading 15.2% above its estimated fair value. The current Interest Coverage is 1.54, which is 33% above median its 10-year median of 1.16 and 50.2% below the REITs industry median of 3.10. Chartwell Retirement Residences' overall GF Score™ is 69/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Chartwell Retirement Residences (CWSRF), the current Interest Coverage is 1.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chartwell Retirement Residences (CWSRF) Overvalued in 2026?

Based on GuruFocus' analysis, Chartwell Retirement Residences stock appears to be overvalued. The current stock price of $15.50 is trading 15.2% above its estimated GF Value™ of $13.46. GuruFocus considers Chartwell Retirement Residences to be Modestly Overvalued.

Key valuation signals for CWSRF:

  • Interest Coverage: 1.54 (33% above median its 10-year median of 1.16)
  • GF Value™: $13.46 vs. price of $15.50 (15.2% above fair value)
  • GF Score™: 69/100 with 11 warning signs
  • Industry Position: 50.2% below the REITs median (#576 of 700)

No single metric tells the full story. See the CWSRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chartwell Retirement Residences Business Description

Industry Real EstateREITs
Other Exchanges CSH.UN:Canada
Address 7070 Derrycrest Drive, Mississauga, ON, CAN, L5W 0G5
Chartwell Retirement Residences is an unincorporated open-ended real estate trust that is engaged in the ownership, operations, and management of retirement residences and long-term care homes in Canada. The company generates key revenue from retirement operations, which include retirement residences that the company owns and operates in Canada. The retirement residences provide services to residents at rates set by Chartwell based on the services provided and market conditions.
69GF Score

Get the complete analysis for CWSRF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.50
Price
$13.46
GF Value