DCNSF (Daiichi Life Group) Debt-to-EBITDA : (As of Jun. 2026)

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DCNSF Daiichi Life Group Inc DCNSF
71 GF Score
Price $12.00
GF Value $7.38
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Daiichi Life Group Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Daiichi Life Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $17,323 Mil. Daiichi Life Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $8,286 Mil. Daiichi Life Group's annualized EBITDA for the quarter that ended in Jun. 2026 was $6,925 Mil. Daiichi Life Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 3.70.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Daiichi Life Group's Debt-to-EBITDA or its related term are showing as below:

DCNSF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.47   Med: 1.87   Max: 5.41
Current: 1.6

During the past 13 years, the highest Debt-to-EBITDA Ratio of Daiichi Life Group was 5.41. The lowest was 1.47. And the median was 1.87.

DCNSF's Debt-to-EBITDA is ranked worse than
60.58% of 312 companies
in the Insurance industry
Industry Median: 1.23 vs DCNSF: 1.60

Daiichi Life Group  (OTCPK:DCNSF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Daiichi Life Group Debt-to-EBITDA Related Terms

Daiichi Life Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Daiichi Life Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Daiichi Life Group Debt-to-EBITDA Chart

Daiichi Life Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
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Daiichi Life Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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DCNSF vs MET, AFL, PRU: Debt-to-EBITDA Comparison

For the Insurance - Life subindustry, Daiichi Life Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Daiichi Life Group Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Daiichi Life Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Daiichi Life Group's Debt-to-EBITDA falls into.


DCNSF
71GF Score
Daiichi Life Group Inc DCNSF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Daiichi Life Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Daiichi Life Group's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(13545.766547237 + 12141.674523854) / 5534.3450873383
=4.64

Daiichi Life Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(17323.433317951 + 8286.3128749423) / 6924.8247180372
=3.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Daiichi Life Group (DCNSF) Overvalued in 2026?

Based on GuruFocus' analysis, Daiichi Life Group stock appears to be overvalued. The current stock price of $12.00 is trading 62.6% above its estimated GF Value™ of $7.38. GuruFocus considers Daiichi Life Group to be Significantly Overvalued.

Key valuation signals for DCNSF:

  • Debt-to-EBITDA:
  • GF Value™: $7.38 vs. price of $12.00 (62.6% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the DCNSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Daiichi Life Group Business Description

Address 13-1, Yurakucho 1-chome, Chiyoda-ku, Tokyo, JPN, 100-8411
Dai-ichi Life is Japan's second-largest life insurer (excluding the recently privatized Japan Post Insurance), commanding 11% of annualized net premiums. Unlike its largest domestic rivals—Nippon Life, Meiji Yasuda, and Sumitomo Life—which remain mutually owned by policyholders, Dai-ichi Life demutualized and listed on the Tokyo Stock Exchange in 2010. The group's profit profile is geographically diversified: The main domestic life business contributes roughly 75% of profits, the overseas life business contributes about 22%, and the noninsurance business contributes about 4% of total profits.
71GF Score

Get the complete analysis for DCNSF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.00
Price
$7.38
GF Value