BHM Capital Financial Services PSC (DFM:BHMCAPITAL) Debt-to-EBITDA : 4.52 (As of Dec. 2025) — 39% Above Median

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Director of Data and Quant Analytics at GuruFocus
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DFM:BHMCAPITAL BHM Capital Financial Services PSC DFM:BHMCAPITAL
81 GF Score
Price د.إ1.00
GF Value د.إ1.94
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is BHM Capital Financial Services PSC Debt-to-EBITDA?

BHM Capital Financial Services PSC DFM:BHMCAPITAL -4.86% 81 Debt-to-EBITDA is 4.52 as of Dec. 2025, which is 39% above its 10-year median of 3.25. GuruFocus rates DFM:BHMCAPITAL with a GF Score™ of 81/100 and a GF Value™ of د.إ1.94 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 422 Capital Markets companies, BHM Capital Financial Services PSC ranks worse than 73.93% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

BHM Capital Financial Services PSC's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was د.إ619.6 Mil. BHM Capital Financial Services PSC's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was د.إ0.0 Mil. BHM Capital Financial Services PSC's annualized EBITDA for the quarter that ended in Dec. 2025 was د.إ137.1 Mil. BHM Capital Financial Services PSC's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 4.52.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for BHM Capital Financial Services PSC's Debt-to-EBITDA or its related term are showing as below:

DFM:BHMCAPITAL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -672.51   Med: 3.25   Max: 11.92
Current: 5.41

During the past 12 years, the highest Debt-to-EBITDA Ratio of BHM Capital Financial Services PSC was 11.92. The lowest was -672.51. And the median was 3.25.

DFM:BHMCAPITAL's Debt-to-EBITDA is ranked worse than
73.93% of 422 companies
in the Capital Markets industry
Industry Median: 1.645 vs DFM:BHMCAPITAL: 5.41

BHM Capital Financial Services PSC  (DFM:BHMCAPITAL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


BHM Capital Financial Services PSC Debt-to-EBITDA Related Terms


BHM Capital Financial Services PSC Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for BHM Capital Financial Services PSC's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BHM Capital Financial Services PSC Debt-to-EBITDA Chart

BHM Capital Financial Services PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.26 1.58 7.16 4.92 5.41

BHM Capital Financial Services PSC Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.04 6.22 4.35 5.27 4.52

DFM:BHMCAPITAL vs MS, GS, SCHW: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, BHM Capital Financial Services PSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BHM Capital Financial Services PSC Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, BHM Capital Financial Services PSC's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where BHM Capital Financial Services PSC's Debt-to-EBITDA falls into.


DFM:BHMCAPITAL
81GF Score
BHM Capital Financial Services PSC DFM:BHMCAPITAL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BHM Capital Financial Services PSC Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

BHM Capital Financial Services PSC's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(619.599 + 0) / 114.514
=5.41

BHM Capital Financial Services PSC's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(619.599 + 0) / 137.134
=4.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.52 mean?
BHM Capital Financial Services PSC (DFM:BHMCAPITAL) has a Debt-to-EBITDA of 4.52 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on BHM Capital Financial Services PSC. This is 39% above median its historical median of 3.25. According to the industry distribution chart, BHM Capital Financial Services PSC ranks #312 out of 422 companies in the Capital Markets industry, placing it in the top 73.9%.
Is BHM Capital Financial Services PSC's Debt-to-EBITDA too high?
BHM Capital Financial Services PSC's current Debt-to-EBITDA of 4.52 is 39% above median its 10-year median of 3.25. The Capital Markets industry median Debt-to-EBITDA is 1.65. BHM Capital Financial Services PSC's value of 4.52 is 174.8% above this industry median. Based on the distribution chart, BHM Capital Financial Services PSC ranks #312 out of 422 companies in the Capital Markets industry, which is below the industry midpoint. Overall, BHM Capital Financial Services PSC has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BHM Capital Financial Services PSC's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, BHM Capital Financial Services PSC ranks #312 out of 422 companies for Debt-to-EBITDA. This places BHM Capital Financial Services PSC in the lower half of its industry. The industry median Debt-to-EBITDA is 1.65. BHM Capital Financial Services PSC's value of 4.52 is 174.8% above this benchmark. While the company's 10-year median is 3.25 vs. the industry median of 1.65, BHM Capital Financial Services PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.65, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BHM Capital Financial Services PSC's current Debt-to-EBITDA of 4.52 is 174.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on BHM Capital Financial Services PSC. For the Capital Markets industry, the median Debt-to-EBITDA is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BHM Capital Financial Services PSC's current Debt-to-EBITDA is 4.52, which is 39% above median its own 10-year median of 3.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BHM Capital Financial Services PSC stock overvalued right now?
Based on GuruFocus' analysis, BHM Capital Financial Services PSC (DFM:BHMCAPITAL) is currently considered Possible Value Trap. The stock's GF Value™ is د.إ1.94, compared to a current price of د.إ1.00 — trading 48.5% below its estimated fair value. The current Debt-to-EBITDA is 4.52, which is 39% above median its 10-year median of 3.25 and 174.8% above the Capital Markets industry median of 1.65. BHM Capital Financial Services PSC's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For BHM Capital Financial Services PSC (DFM:BHMCAPITAL), the current Debt-to-EBITDA is 4.52 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BHM Capital Financial Services PSC (DFM:BHMCAPITAL) Overvalued in 2026?

Based on GuruFocus' analysis, BHM Capital Financial Services PSC stock appears to be undervalued. The current stock price of د.إ1.00 is trading 48.5% below its estimated GF Value™ of د.إ1.94. GuruFocus considers BHM Capital Financial Services PSC to be Possible Value Trap.

Key valuation signals for DFM:BHMCAPITAL:

  • Debt-to-EBITDA: 4.52 (39% above median its 10-year median of 3.25)
  • GF Value™: د.إ1.94 vs. price of د.إ1.00 (48.5% below fair value)
  • GF Score™: 81/100 with 7 warning signs
  • Industry Position: 174.8% above the Capital Markets median (#312 of 422)

No single metric tells the full story. See the DFM:BHMCAPITAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BHM Capital Financial Services PSC Business Description

Address Business Bay, P.O. Box 26730, 4901, 49th Floor, Vision Tower, Dubai, ARE
BHM Capital Financial Services PSC is a financial services provider. It offers a wide range of financial services and investment instruments, including prime brokerage, investment management, liquidity providing, market making, corporate advisory, crowdfunding services, and research. The group operates in the brokerage industry and provides margin trading services in the United Arab Emirates only.
81GF Score

Get the complete analysis for DFM:BHMCAPITAL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.00
Price
د.إ1.94
GF Value