BHM Capital Financial Services PSC (DFM:BHMCAPITAL) Interest Coverage: 1.12 (As of Dec. 2025) — 48% Below Median


DFM:BHMCAPITAL BHM Capital Financial Services PSC DFM:BHMCAPITAL
78 GF Score
Price د.إ1.10
GF Value د.إ1.92
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is BHM Capital Financial Services PSC Interest Coverage?

BHM Capital Financial Services PSC DFM:BHMCAPITAL -1.79% 78 Interest Coverage is 1.12 as of Dec. 2025, which is 48% below its 10-year median of 2.16. GuruFocus rates DFM:BHMCAPITAL with a GF Score™ of 78/100 and a GF Value™ of د.إ1.92 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 430 Capital Markets companies, BHM Capital Financial Services PSC ranks worse than 91.4% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. BHM Capital Financial Services PSC's Operating Income for the six months ended in Dec. 2025 was د.إ49.2 Mil. BHM Capital Financial Services PSC's Interest Expense for the six months ended in Dec. 2025 was د.إ-43.9 Mil. BHM Capital Financial Services PSC's interest coverage for the quarter that ended in Dec. 2025 was 1.12. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. BHM Capital Financial Services PSC interest coverage is 1.16, which is low.

The historical rank and industry rank for BHM Capital Financial Services PSC's Interest Coverage or its related term are showing as below:

DFM:BHMCAPITAL' s Interest Coverage Range Over the Past 10 Years
Min: 0.12   Med: 2.16   Max: 9.59
Current: 1.16


DFM:BHMCAPITAL's Interest Coverage is ranked worse than
91.4% of 430 companies
in the Capital Markets industry
Industry Median: 19.375 vs DFM:BHMCAPITAL: 1.16

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


BHM Capital Financial Services PSC  (DFM:BHMCAPITAL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


BHM Capital Financial Services PSC Interest Coverage Related Terms


BHM Capital Financial Services PSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for BHM Capital Financial Services PSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

BHM Capital Financial Services PSC Interest Coverage Chart

BHM Capital Financial Services PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.59 4.33 3.23 1.58 1.16

BHM Capital Financial Services PSC Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.33 1.74 1.46 1.25 1.12

DFM:BHMCAPITAL vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, BHM Capital Financial Services PSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BHM Capital Financial Services PSC Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, BHM Capital Financial Services PSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where BHM Capital Financial Services PSC's Interest Coverage falls into.


DFM:BHMCAPITAL
78GF Score
BHM Capital Financial Services PSC DFM:BHMCAPITAL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BHM Capital Financial Services PSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

BHM Capital Financial Services PSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, BHM Capital Financial Services PSC's Interest Expense was د.إ-64.2 Mil. Its Operating Income was د.إ74.6 Mil. And its Long-Term Debt & Capital Lease Obligation was د.إ0.0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*74.571/-64.18
=1.16

BHM Capital Financial Services PSC's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, BHM Capital Financial Services PSC's Interest Expense was د.إ-43.9 Mil. Its Operating Income was د.إ49.2 Mil. And its Long-Term Debt & Capital Lease Obligation was د.إ0.0 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*49.175/-43.863
=1.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.12 mean?
BHM Capital Financial Services PSC (DFM:BHMCAPITAL) has a Interest Coverage of 1.12 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BHM Capital Financial Services PSC and its competitors. This is 48% below median its historical median of 2.16. Over the past decade, BHM Capital Financial Services PSC's Interest Coverage has ranged from 0.12 to 9.59. According to the industry distribution chart, BHM Capital Financial Services PSC ranks #393 out of 430 companies in the Capital Markets industry, placing it in the top 91.4%.
Is BHM Capital Financial Services PSC's Interest Coverage too high?
BHM Capital Financial Services PSC's current Interest Coverage of 1.12 is 48% below median its 10-year median of 2.16. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 9.59. The Capital Markets industry median Interest Coverage is 19.38. BHM Capital Financial Services PSC's value of 1.12 is 94.2% below this industry median. Based on the distribution chart, BHM Capital Financial Services PSC ranks #393 out of 430 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, BHM Capital Financial Services PSC has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BHM Capital Financial Services PSC's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, BHM Capital Financial Services PSC ranks #393 out of 430 companies for Interest Coverage. This places BHM Capital Financial Services PSC in the lower half of its industry. The industry median Interest Coverage is 19.38. BHM Capital Financial Services PSC's value of 1.12 is 94.2% below this benchmark. Historically, BHM Capital Financial Services PSC's own Interest Coverage has ranged from 0.12 to 9.59 over the past decade. While the company's 10-year median is 2.16 vs. the industry median of 19.38, BHM Capital Financial Services PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BHM Capital Financial Services PSC's current Interest Coverage of 1.12 is 94.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BHM Capital Financial Services PSC and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BHM Capital Financial Services PSC's current Interest Coverage is 1.12, which is 48% below median its own 10-year median of 2.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BHM Capital Financial Services PSC stock overvalued right now?
Based on GuruFocus' analysis, BHM Capital Financial Services PSC (DFM:BHMCAPITAL) is currently considered Possible Value Trap. The stock's GF Value™ is د.إ1.92, compared to a current price of د.إ1.10 — trading 42.7% below its estimated fair value. The current Interest Coverage is 1.12, which is 48% below median its 10-year median of 2.16 and 94.2% below the Capital Markets industry median of 19.38. BHM Capital Financial Services PSC's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For BHM Capital Financial Services PSC (DFM:BHMCAPITAL), the current Interest Coverage is 1.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BHM Capital Financial Services PSC (DFM:BHMCAPITAL) Overvalued in 2026?

Based on GuruFocus' analysis, BHM Capital Financial Services PSC stock appears to be undervalued. The current stock price of د.إ1.10 is trading 42.7% below its estimated GF Value™ of د.إ1.92. GuruFocus considers BHM Capital Financial Services PSC to be Possible Value Trap.

Key valuation signals for DFM:BHMCAPITAL:

  • Interest Coverage: 1.12 (48% below median its 10-year median of 2.16)
  • GF Value™: د.إ1.92 vs. price of د.إ1.10 (42.7% below fair value)
  • GF Score™: 78/100 with 7 warning signs
  • Industry Position: 94.2% below the Capital Markets median (#393 of 430)

No single metric tells the full story. See the DFM:BHMCAPITAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BHM Capital Financial Services PSC Business Description

Address Business Bay, P.O. Box 26730, 4901, 49th Floor, Vision Tower, Dubai, ARE
BHM Capital Financial Services PSC is a financial services provider. It offers a wide range of financial services and investment instruments, including prime brokerage, investment management, liquidity providing, market making, corporate advisory, crowdfunding services, and research. The group operates in the brokerage industry and provides margin trading services in the United Arab Emirates only.
78GF Score

Get the complete analysis for DFM:BHMCAPITAL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.10
Price
د.إ1.92
GF Value