Naeem Holding (DFM:NAHO) Debt-to-EBITDA : -0.30 (As of Mar. 2026)

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DFM:NAHO Naeem Holding DFM:NAHO
59 GF Score
Price د.إ1.85
GF Value د.إ2.16
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Naeem Holding Debt-to-EBITDA?

Naeem Holding DFM:NAHO 59 Debt-to-EBITDA is -0.30 as of Mar. 2026. GuruFocus rates DFM:NAHO with a GF Score™ of 59/100 and a GF Value™ of د.إ2.16 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 423 Capital Markets companies, Naeem Holding ranks worse than 236406.38% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Naeem Holding's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was د.إ20.95 Mil. Naeem Holding's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was د.إ25.35 Mil. Naeem Holding's annualized EBITDA for the quarter that ended in Mar. 2026 was د.إ-157.18 Mil. Naeem Holding's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was -0.29.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Naeem Holding's Debt-to-EBITDA or its related term are showing as below:

DFM:NAHO' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.25   Med: 2.13   Max: 8.45
Current: -0.25

During the past 13 years, the highest Debt-to-EBITDA Ratio of Naeem Holding was 8.45. The lowest was -0.25. And the median was 2.13.

DFM:NAHO's Debt-to-EBITDA is ranked worse than
100% of 423 companies
in the Capital Markets industry
Industry Median: 1.56 vs DFM:NAHO: -0.25

Naeem Holding  (DFM:NAHO) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Naeem Holding Debt-to-EBITDA Related Terms


Naeem Holding Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Naeem Holding's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Naeem Holding Debt-to-EBITDA Chart

Naeem Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.76 1.86 2.13 0.72 -0.17

Naeem Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.64 -0.04 1.03 2.14 -0.30

DFM:NAHO vs MS, GS, SCHW: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, Naeem Holding's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Naeem Holding Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Naeem Holding's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Naeem Holding's Debt-to-EBITDA falls into.


DFM:NAHO
59GF Score
Naeem Holding DFM:NAHO
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Naeem Holding Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Naeem Holding's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(22.773 + 2.516) / -146.287
=-0.17

Naeem Holding's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(20.952 + 25.348) / -157.184
=-0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -0.30 mean?
Naeem Holding (DFM:NAHO) has a Debt-to-EBITDA of -0.30 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Naeem Holding. According to the industry distribution chart, Naeem Holding ranks #999999 out of 423 companies in the Capital Markets industry.
Is Naeem Holding's Debt-to-EBITDA too high?
Naeem Holding's current Debt-to-EBITDA is -0.30. Based on the distribution chart, Naeem Holding ranks #999999 out of 423 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Naeem Holding has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Naeem Holding's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, Naeem Holding ranks #999999 out of 423 companies for Debt-to-EBITDA. This places Naeem Holding in the lower half of its industry. The industry median Debt-to-EBITDA is 1.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.56, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Naeem Holding. For the Capital Markets industry, the median Debt-to-EBITDA is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Naeem Holding's current Debt-to-EBITDA is -0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naeem Holding stock overvalued right now?
Based on GuruFocus' analysis, Naeem Holding (DFM:NAHO) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ2.16, compared to a current price of د.إ1.85 — trading 14.4% below its estimated fair value. The current Debt-to-EBITDA is -0.30. Naeem Holding's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Naeem Holding (DFM:NAHO), the current Debt-to-EBITDA is -0.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Naeem Holding (DFM:NAHO) Overvalued in 2026?

Based on GuruFocus' analysis, Naeem Holding stock appears to be undervalued. The current stock price of د.إ1.85 is trading 14.4% below its estimated GF Value™ of د.إ2.16. GuruFocus considers Naeem Holding to be Modestly Undervalued.

Key valuation signals for DFM:NAHO:

  • Debt-to-EBITDA: -0.30
  • GF Value™: د.إ2.16 vs. price of د.إ1.85 (14.4% below fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the DFM:NAHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Naeem Holding Business Description

Other Exchanges NAHO:Egypt
Address Km 28 Cairo Alexandria Road, Building B16, Phase 1, P.O. Box 61, Smart Village, 6th of October City, Giza, EGY, 12577
Naeem Holding is Egypt based company that operates in the financial industry. The services provided by the company are investment banking services, security brokerage, asset management, and securities research. Its business lines are Securities Brokerage, Asset Management, Investment Banking, Gold Trading, and Research.
59GF Score

Get the complete analysis for DFM:NAHO

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.85
Price
د.إ2.16
GF Value