Naeem Holding (DFM:NAHO) Debt-to-Equity: 0.13 (As of Mar. 2026) — 63% Above Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:NAHO Naeem Holding DFM:NAHO
56 GF Score
Price د.إ1.85
GF Value د.إ2.15
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Naeem Holding Debt-to-Equity?

Naeem Holding DFM:NAHO 56 Debt-to-Equity is 0.13 as of Mar. 2026, which is 63% above its 10-year median of 0.08. GuruFocus rates DFM:NAHO with a GF Score™ of 56/100 and a GF Value™ of د.إ2.15 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 610 Capital Markets companies, Naeem Holding ranks better than 67.54% on this metric.

Naeem Holding's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was د.إ20.95 Mil. Naeem Holding's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was د.إ25.35 Mil. Naeem Holding's Total Stockholders Equity for the quarter that ended in Mar. 2026 was د.إ346.72 Mil. Naeem Holding's debt to equity for the quarter that ended in Mar. 2026 was 0.13.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Naeem Holding's Debt-to-Equity or its related term are showing as below:

DFM:NAHO' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.04   Med: 0.08   Max: 0.13
Current: 0.13

During the past 13 years, the highest Debt-to-Equity Ratio of Naeem Holding was 0.13. The lowest was 0.04. And the median was 0.08.

DFM:NAHO's Debt-to-Equity is ranked better than
67.54% of 610 companies
in the Capital Markets industry
Industry Median: 0.305 vs DFM:NAHO: 0.13

Naeem Holding  (DFM:NAHO) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Naeem Holding Debt-to-Equity Related Terms


Naeem Holding Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Naeem Holding's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Naeem Holding Debt-to-Equity Chart

Naeem Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.07 0.05 0.04 0.06

Naeem Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.06 0.07 0.06 0.13

DFM:NAHO vs MS, GS, SCHW: Debt-to-Equity Comparison

For the Capital Markets subindustry, Naeem Holding's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Naeem Holding Debt-to-Equity vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Naeem Holding's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Naeem Holding's Debt-to-Equity falls into.


DFM:NAHO
56GF Score
Naeem Holding DFM:NAHO
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Naeem Holding Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Naeem Holding's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Naeem Holding's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.13 mean?
Naeem Holding (DFM:NAHO) has a Debt-to-Equity of 0.13 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Naeem Holding and its competitors. This is 63% above median its historical median of 0.08. Over the past decade, Naeem Holding's Debt-to-Equity has ranged from 0.04 to 0.13. According to the industry distribution chart, Naeem Holding ranks #198 out of 610 companies in the Capital Markets industry, placing it in the top 32.5%.
Is Naeem Holding's Debt-to-Equity too high?
Naeem Holding's current Debt-to-Equity of 0.13 is 63% above median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.13. The Capital Markets industry median Debt-to-Equity is 0.31. Naeem Holding's value of 0.13 is 57.4% below this industry median. Based on the distribution chart, Naeem Holding ranks #198 out of 610 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Naeem Holding has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Naeem Holding's Debt-to-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, Naeem Holding ranks #198 out of 610 companies for Debt-to-Equity. This puts Naeem Holding in the upper half of its industry. The industry median Debt-to-Equity is 0.31. Naeem Holding's value of 0.13 is 57.4% below this benchmark. Historically, Naeem Holding's own Debt-to-Equity has ranged from 0.04 to 0.13 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.31, Naeem Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Capital Markets company?
The median Debt-to-Equity among Capital Markets companies is 0.31, based on 610 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Naeem Holding's current Debt-to-Equity of 0.13 is 57.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Naeem Holding and its competitors. For the Capital Markets industry, the median Debt-to-Equity is 0.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Naeem Holding's current Debt-to-Equity is 0.13, which is 63% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Naeem Holding stock overvalued right now?
Based on GuruFocus' analysis, Naeem Holding (DFM:NAHO) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ2.15, compared to a current price of د.إ1.85 — trading 14% below its estimated fair value. The current Debt-to-Equity is 0.13, which is 63% above median its 10-year median of 0.08 and 57.4% below the Capital Markets industry median of 0.31. Naeem Holding's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Naeem Holding (DFM:NAHO), the current Debt-to-Equity is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Naeem Holding (DFM:NAHO) Overvalued in 2026?

Based on GuruFocus' analysis, Naeem Holding stock appears to be undervalued. The current stock price of د.إ1.85 is trading 14% below its estimated GF Value™ of د.إ2.15. GuruFocus considers Naeem Holding to be Modestly Undervalued.

Key valuation signals for DFM:NAHO:

  • Debt-to-Equity: 0.13 (63% above median its 10-year median of 0.08)
  • GF Value™: د.إ2.15 vs. price of د.إ1.85 (14% below fair value)
  • GF Score™: 56/100 with 6 warning signs
  • Industry Position: 57.4% below the Capital Markets median (#198 of 610)

No single metric tells the full story. See the DFM:NAHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Naeem Holding Business Description

Other Exchanges NAHO:Egypt
Address Km 28 Cairo Alexandria Road, Building B16, Phase 1, P.O. Box 61, Smart Village, 6th of October City, Giza, EGY, 12577
Naeem Holding is Egypt based company that operates in the financial industry. The services provided by the company are investment banking services, security brokerage, asset management, and securities research. Its business lines are Securities Brokerage, Asset Management, Investment Banking, Gold Trading, and Research.
56GF Score

Get the complete analysis for DFM:NAHO

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.85
Price
د.إ2.15
GF Value