Envoy Textiles (DHA:ENVOYTEX) Debt-to-EBITDA : 3.19 (As of Mar. 2026) — 49% Below Median

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DHA:ENVOYTEX Envoy Textiles Ltd DHA:ENVOYTEX
99 GF Score
Price BDT56.30
GF Value BDT51.10
Valuation Fairly Valued
! 5 Warning Signs
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What is Envoy Textiles Debt-to-EBITDA?

Envoy Textiles DHA:ENVOYTEX 99 Debt-to-EBITDA is 3.19 as of Mar. 2026, which is 49% below its 10-year median of 6.23. GuruFocus rates DHA:ENVOYTEX with a GF Score™ of 99/100 and a GF Value™ of BDT51.10 (Fairly Valued). The stock has 5 warning signs investors should review. Among 816 Manufacturing - Apparel & Accessories companies, Envoy Textiles ranks worse than 51.1% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Envoy Textiles's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was BDT5,946 Mil. Envoy Textiles's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was BDT4,121 Mil. Envoy Textiles's annualized EBITDA for the quarter that ended in Mar. 2026 was BDT3,153 Mil. Envoy Textiles's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 3.19.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Envoy Textiles's Debt-to-EBITDA or its related term are showing as below:

DHA:ENVOYTEX' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.77   Med: 6.23   Max: 11.18
Current: 2.77

During the past 13 years, the highest Debt-to-EBITDA Ratio of Envoy Textiles was 11.18. The lowest was 2.77. And the median was 6.23.

DHA:ENVOYTEX's Debt-to-EBITDA is ranked worse than
51.1% of 816 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 2.695 vs DHA:ENVOYTEX: 2.77

Envoy Textiles  (DHA:ENVOYTEX) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Envoy Textiles Debt-to-EBITDA Related Terms


Envoy Textiles Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Envoy Textiles's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Envoy Textiles Debt-to-EBITDA Chart

Envoy Textiles Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.91 5.61 6.30 5.20 4.28

Envoy Textiles Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.09 3.77 3.64 3.76 3.19

Envoy Textiles Debt-to-EBITDA Competitor Comparison

For the Textile Manufacturing subindustry, Envoy Textiles's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Envoy Textiles Debt-to-EBITDA vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Envoy Textiles's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Envoy Textiles's Debt-to-EBITDA falls into.


DHA:ENVOYTEX
99GF Score
Envoy Textiles Ltd DHA:ENVOYTEX
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Envoy Textiles Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Envoy Textiles's Debt-to-EBITDA for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(11143.553 + 4410.596) / 3630.764
=4.28

Envoy Textiles's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(5946.015 + 4120.829) / 3153.088
=3.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.19 mean?
Envoy Textiles (DHA:ENVOYTEX) has a Debt-to-EBITDA of 3.19 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Envoy Textiles. This is 49% below median its historical median of 6.23. Over the past decade, Envoy Textiles' Debt-to-EBITDA has ranged from 2.77 to 11.18. According to the industry distribution chart, Envoy Textiles ranks #417 out of 816 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 51.1%.
Is Envoy Textiles' Debt-to-EBITDA too high?
Envoy Textiles' current Debt-to-EBITDA of 3.19 is 49% below median its 10-year median of 6.23. Over the past 10 years, this metric has ranged from a low of 2.77 to a high of 11.18. The Manufacturing - Apparel & Accessories industry median Debt-to-EBITDA is 2.70. Envoy Textiles' value of 3.19 is 18.4% above this industry median. Based on the distribution chart, Envoy Textiles ranks #417 out of 816 companies in the Manufacturing - Apparel & Accessories industry, which is below the industry midpoint. Overall, Envoy Textiles has a GF Score™ of 99/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Envoy Textiles' Debt-to-EBITDA compare to competitors?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Envoy Textiles ranks #417 out of 816 companies for Debt-to-EBITDA. This places Envoy Textiles in the lower half of its industry. The industry median Debt-to-EBITDA is 2.70. Envoy Textiles' value of 3.19 is 18.4% above this benchmark. Historically, Envoy Textiles' own Debt-to-EBITDA has ranged from 2.77 to 11.18 over the past decade. While the company's 10-year median is 6.23 vs. the industry median of 2.70, Envoy Textiles has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Manufacturing - Apparel & Accessories company?
The median Debt-to-EBITDA among Manufacturing - Apparel & Accessories companies is 2.70, based on 816 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Envoy Textiles's current Debt-to-EBITDA of 3.19 is 18.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Envoy Textiles. For the Manufacturing - Apparel & Accessories industry, the median Debt-to-EBITDA is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Envoy Textiles's current Debt-to-EBITDA is 3.19, which is 49% below median its own 10-year median of 6.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Envoy Textiles stock overvalued right now?
Based on GuruFocus' analysis, Envoy Textiles (DHA:ENVOYTEX) is currently considered Fairly Valued. The stock's GF Value™ is BDT51.10, compared to a current price of BDT56.30 — trading 10.2% above its estimated fair value. The current Debt-to-EBITDA is 3.19, which is 49% below median its 10-year median of 6.23 and 18.4% above the Manufacturing - Apparel & Accessories industry median of 2.70. Envoy Textiles' overall GF Score™ is 99/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Envoy Textiles (DHA:ENVOYTEX), the current Debt-to-EBITDA is 3.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Envoy Textiles (DHA:ENVOYTEX) Overvalued in 2026?

Based on GuruFocus' analysis, Envoy Textiles stock appears to be overvalued. The current stock price of BDT56.30 is trading 10.2% above its estimated GF Value™ of BDT51.10. GuruFocus considers Envoy Textiles to be Fairly Valued.

Key valuation signals for DHA:ENVOYTEX:

  • Debt-to-EBITDA: 3.19 (49% below median its 10-year median of 6.23)
  • GF Value™: BDT51.10 vs. price of BDT56.30 (10.2% above fair value)
  • GF Score™: 99/100 with 5 warning signs
  • Industry Position: 18.4% above the Manufacturing - Apparel & Accessories median (#417 of 816)

No single metric tells the full story. See the DHA:ENVOYTEX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Envoy Textiles Business Description

Address 18/E, Lake Circus Kalabagan, Envoy Tower, West Panthapath, Dhaka, BGD, 1205
Envoy Textiles Ltd is a manufacturer of denim and cotton yarn in Bangladesh. The company produces a range of denim products featuring a wide range of yarns and weaves in various shades of indigo and black. The company specializes in 4.5 oz to 14.75 oz ring and open-end denim and uses stretch, mill wash, and modern finishing processes. The product consists of zero cotton denim, bamboo denim, linen denim among others.
99GF Score

Get the complete analysis for DHA:ENVOYTEX

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT56.30
Price
BDT51.10
GF Value