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Embrace Change AcquisitionEMCGF 29 Debt-to-EBITDA is 11.36 as of Sep. 2025, which is 2740% above its 10-year median of 0.40. GuruFocus rates EMCGF with a GF Score™ of 29/100. The stock has 4 warning signs investors should review. Among 116 Diversified Financial Services companies, Embrace Change Acquisition ranks worse than 86.21% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Embrace Change Acquisition's Debt-to-EBITDA or its related term are showing as below:
EMCGF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.17 Med: 0.4 Max: 13.57
Current: 13.57
During the past 4 years, the highest Debt-to-EBITDA Ratio of Embrace Change Acquisition was 13.57. The lowest was 0.17. And the median was 0.40.
EMCGF's Debt-to-EBITDA is ranked worse than 86.21% of 116
companies
in the Diversified Financial Services industry
Industry Median: 5.845
vs EMCGF: 13.57
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Embrace Change Acquisition Debt-to-EBITDA Related Terms
Embrace Change Acquisition Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EMCGF vs IGTA, HSPOF, NRDE: Debt-to-EBITDA Comparison
For the Shell Companies subindustry, Embrace Change Acquisition's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Embrace Change Acquisition Debt-to-EBITDA vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Embrace Change Acquisition's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Embrace Change Acquisition's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Sep. 2025) EBITDA data.
Embrace Change Acquisition (EMCGF) has a Debt-to-EBITDA of 11.36 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Embrace Change Acquisition. This is 2740% above median its historical median of 0.40. Over the past decade, Embrace Change Acquisition's Debt-to-EBITDA has ranged from 0.17 to 13.57. According to the industry distribution chart, Embrace Change Acquisition ranks #100 out of 116 companies in the Diversified Financial Services industry, placing it in the top 86.2%.
Is Embrace Change Acquisition's Debt-to-EBITDA too high?
Embrace Change Acquisition's current Debt-to-EBITDA of 11.36 is 2740% above median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 13.57. The Diversified Financial Services industry median Debt-to-EBITDA is 5.85. Embrace Change Acquisition's value of 11.36 is 94.4% above this industry median. Based on the distribution chart, Embrace Change Acquisition ranks #100 out of 116 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Embrace Change Acquisition has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Embrace Change Acquisition's Debt-to-EBITDA compare to IGTA and HSPOF?
According to the Diversified Financial Services industry distribution chart, Embrace Change Acquisition ranks #100 out of 116 companies for Debt-to-EBITDA. This places Embrace Change Acquisition in the lower half of its industry. The industry median Debt-to-EBITDA is 5.85. Embrace Change Acquisition's value of 11.36 is 94.4% above this benchmark. Historically, Embrace Change Acquisition's own Debt-to-EBITDA has ranged from 0.17 to 13.57 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 5.85, Embrace Change Acquisition has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Diversified Financial Services company?
The median Debt-to-EBITDA among Diversified Financial Services companies is 5.85, based on 116 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Embrace Change Acquisition's current Debt-to-EBITDA of 11.36 is 94.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Embrace Change Acquisition. For the Diversified Financial Services industry, the median Debt-to-EBITDA is 5.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Embrace Change Acquisition's current Debt-to-EBITDA is 11.36, which is 2740% above median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Embrace Change Acquisition stock overvalued right now?
Embrace Change Acquisition (EMCGF) has a current Debt-to-EBITDA of 11.36. The current Debt-to-EBITDA is 11.36, which is 2740% above median its 10-year median of 0.40 and 94.4% above the Diversified Financial Services industry median of 5.85. Embrace Change Acquisition's overall GF Score™ is 29/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Embrace Change Acquisition (EMCGF), the current Debt-to-EBITDA is 11.36 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Embrace Change Acquisition Corp is a blank check company. It is formed for the purpose of entering into a merger, share exchange, asset acquisition, share purchase, recapitalization, reorganization, or similar business combination with one or more businesses.
29GF Score
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