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Embrace Change AcquisitionEMCGF 29 ROA % is 0.27% as of Sep. 2025, which is 92% below its 10-year median of 3.50. GuruFocus rates EMCGF with a GF Score™ of 29/100. The stock has 4 warning signs investors should review. Among 556 Diversified Financial Services companies, Embrace Change Acquisition ranks worse than 56.83% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Embrace Change Acquisition's annualizedNet Income for the quarter that ended in Sep. 2025 was $0.07 Mil.
Embrace Change Acquisition's average Total Assets over the quarter that ended in Sep. 2025 was $27.16 Mil. Therefore, Embrace Change Acquisition's annualized ROA % for the quarter that ended in Sep. 2025 was 0.27%.
The historical rank and industry rank for Embrace Change Acquisition's ROA % or its related term are showing as below:
EMCGF'
s ROA % Range Over the Past 10 Years
Min: 0.22 Med: 3.5 Max: 3.64
Current: 0.22
During the past 4 years, Embrace Change Acquisition's highest ROA % was 3.64%. The lowest was 0.22%. And the median was 3.50%.
EMCGF's ROA % is ranked worse than 56.83% of 556
companies
in the Diversified Financial Services industry
Industry Median: 0.73
vs EMCGF: 0.22
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Shell Companies subindustry, Embrace Change Acquisition's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Embrace Change Acquisition ROA % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Embrace Change Acquisition's ROA % distribution charts can be found below:
* The bar in red indicates where Embrace Change Acquisition's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Sep. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Embrace Change Acquisition (EMCGF) has a ROA % of 0.27% as of Sep. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Embrace Change Acquisition and its competitors. This is 92% below median its historical median of 3.50. Over the past decade, Embrace Change Acquisition's ROA % has ranged from 0.22 to 3.64. According to the industry distribution chart, Embrace Change Acquisition ranks #316 out of 556 companies in the Diversified Financial Services industry, placing it in the top 56.8%.
Is Embrace Change Acquisition's ROA % too high?
Embrace Change Acquisition's current ROA % of 0.27% is 92% below median its 10-year median of 3.50. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 3.64. The Diversified Financial Services industry median ROA % is 0.73. Embrace Change Acquisition's value of 0.27% is 63% below this industry median. Based on the distribution chart, Embrace Change Acquisition ranks #316 out of 556 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, Embrace Change Acquisition has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Embrace Change Acquisition's ROA % compare to IGTA and HSPOF?
According to the Diversified Financial Services industry distribution chart, Embrace Change Acquisition ranks #316 out of 556 companies for ROA %. This places Embrace Change Acquisition in the lower half of its industry. The industry median ROA % is 0.73. Embrace Change Acquisition's value of 0.27% is 63% below this benchmark. Historically, Embrace Change Acquisition's own ROA % has ranged from 0.22 to 3.64 over the past decade. While the company's 10-year median is 3.50 vs. the industry median of 0.73, Embrace Change Acquisition has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Diversified Financial Services company?
The median ROA % among Diversified Financial Services companies is 0.73, based on 556 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Embrace Change Acquisition's current ROA % of 0.27% is 63% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Embrace Change Acquisition and its competitors. For the Diversified Financial Services industry, the median ROA % is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Embrace Change Acquisition's current ROA % is 0.27%, which is 92% below median its own 10-year median of 3.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Embrace Change Acquisition stock overvalued right now?
Embrace Change Acquisition (EMCGF) has a current ROA % of 0.27%. The current ROA % is 0.27%, which is 92% below median its 10-year median of 3.50 and 63% below the Diversified Financial Services industry median of 0.73. Embrace Change Acquisition's overall GF Score™ is 29/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Embrace Change Acquisition (EMCGF), the current ROA % is 0.27% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Embrace Change Acquisition Corp is a blank check company. It is formed for the purpose of entering into a merger, share exchange, asset acquisition, share purchase, recapitalization, reorganization, or similar business combination with one or more businesses.
29GF Score
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