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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
FIS'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.17 Med: 4.3 Max: 6.64
Current: 5.61
During the past 13 years, the highest Debt-to-EBITDA Ratio of Fidelity National Information Services was 6.64. The lowest was 3.17. And the median was 4.30.
FIS's Debt-to-EBITDA is ranked worse than 87.7% of 1716
companies
in the Software industry
Industry Median: 1.08
vs FIS: 5.61
Fidelity National Information Services (NYSE:FIS) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Fidelity National Information Services Debt-to-EBITDA Related Terms
Fidelity National Information Services Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fidelity National Information Services Debt-to-EBITDA Chart
Fidelity National Information Services Annual Data
For the Information Technology Services subindustry, Fidelity National Information Services's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fidelity National Information Services Debt-to-EBITDA vs Software Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Fidelity National Information Services (FIS) has a Debt-to-EBITDA of 4.88 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fidelity National Information Services. This is 13% above median its historical median of 4.30. Over the past decade, Fidelity National Information Services' Debt-to-EBITDA has ranged from 3.17 to 6.64. According to the industry distribution chart, Fidelity National Information Services ranks #1505 out of 1716 companies in the Software industry, placing it in the top 87.7%.
Is Fidelity National Information Services' Debt-to-EBITDA too high?
Fidelity National Information Services' current Debt-to-EBITDA of 4.88 is 13% above median its 10-year median of 4.30. Over the past 10 years, this metric has ranged from a low of 3.17 to a high of 6.64. The Software industry median Debt-to-EBITDA is 1.08. Fidelity National Information Services' value of 4.88 is 351.9% above this industry median. Based on the distribution chart, Fidelity National Information Services ranks #1505 out of 1716 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Fidelity National Information Services has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fidelity National Information Services' Debt-to-EBITDA compare to CTSH and CDW?
According to the Software industry distribution chart, Fidelity National Information Services ranks #1505 out of 1716 companies for Debt-to-EBITDA. This places Fidelity National Information Services in the lower half of its industry. The industry median Debt-to-EBITDA is 1.08. Fidelity National Information Services' value of 4.88 is 351.9% above this benchmark. Historically, Fidelity National Information Services' own Debt-to-EBITDA has ranged from 3.17 to 6.64 over the past decade. While the company's 10-year median is 4.30 vs. the industry median of 1.08, Fidelity National Information Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fidelity National Information Services's current Debt-to-EBITDA of 4.88 is 351.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fidelity National Information Services. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fidelity National Information Services's current Debt-to-EBITDA is 4.88, which is 13% above median its own 10-year median of 4.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fidelity National Information Services stock overvalued right now?
Based on GuruFocus' analysis, Fidelity National Information Services (FIS) is currently considered Possible Value Trap. The stock's GF Value™ is $89.87, compared to a current price of $41.91 — trading 53.4% below its estimated fair value. The current Debt-to-EBITDA is 4.88, which is 13% above median its 10-year median of 4.30 and 351.9% above the Software industry median of 1.08. Fidelity National Information Services' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Fidelity National Information Services (FIS), the current Debt-to-EBITDA is 4.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fidelity National Information Services (FIS) Overvalued in 2026?
Based on GuruFocus' analysis, Fidelity National Information Services stock appears to be undervalued.
The current stock price of $41.91 is trading 53.4% below its estimated GF Value™ of $89.87.
GuruFocus considers Fidelity National Information Services to be Possible Value Trap.
Key valuation signals for FIS:
Debt-to-EBITDA: 4.88 (13% above median its 10-year median of 4.30)
GF Value™: $89.87 vs. price of $41.91 (53.4% below fair value)
Industry Position: 351.9% above the Software median (#1505 of 1716)
No single metric tells the full story. See the FIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fidelity National Information Services Business Description
Fidelity National Information Services provides core processing and ancillary services to banks, but its business has expanded over time. By acquiring SunGard in 2015, the company now provides record-keeping and other services to investment firms. In a recent deal with Global Payments, FIS sold off its remaining interest in Worldpay and acquired Global Payment's issuer processing business.
62GF Score
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