Crypto Flow Technology (FRA:3IYA) Debt-to-EBITDA : -0.07 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:3IYA Crypto Flow Technology Ltd FRA:3IYA
37 GF Score
Price €0.12
GF Value €0.04
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Crypto Flow Technology Debt-to-EBITDA?

Crypto Flow Technology FRA:3IYA -12.86% 37 Debt-to-EBITDA is -0.07 as of Dec. 2025. GuruFocus rates FRA:3IYA with a GF Score™ of 37/100 and a GF Value™ of €0.04 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,735 Software companies, Crypto Flow Technology ranks worse than 57636.83% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Crypto Flow Technology's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.48 Mil. Crypto Flow Technology's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.32 Mil. Crypto Flow Technology's annualized EBITDA for the quarter that ended in Dec. 2025 was €-12.32 Mil. Crypto Flow Technology's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was -0.06.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Crypto Flow Technology's Debt-to-EBITDA or its related term are showing as below:

FRA:3IYA' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -15.81   Med: -0.1   Max: 1.15
Current: -0.08

During the past 13 years, the highest Debt-to-EBITDA Ratio of Crypto Flow Technology was 1.15. The lowest was -15.81. And the median was -0.10.

FRA:3IYA's Debt-to-EBITDA is ranked worse than
100% of 1735 companies
in the Software industry
Industry Median: 0.98 vs FRA:3IYA: -0.08

Crypto Flow Technology  (FRA:3IYA) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Crypto Flow Technology Debt-to-EBITDA Related Terms


Crypto Flow Technology Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Crypto Flow Technology's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crypto Flow Technology Debt-to-EBITDA Chart

Crypto Flow Technology Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.76 1.15 -0.29 -15.79 -0.10

Crypto Flow Technology Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.20 -2.33 -0.52 -0.13 -0.07

FRA:3IYA vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, Crypto Flow Technology's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crypto Flow Technology Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Crypto Flow Technology's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Crypto Flow Technology's Debt-to-EBITDA falls into.


FRA:3IYA
37GF Score
Crypto Flow Technology Ltd FRA:3IYA
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Crypto Flow Technology Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Crypto Flow Technology's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.478 + 0.317) / -8.12
=-0.10

Crypto Flow Technology's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.478 + 0.317) / -12.32
=-0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -0.07 mean?
Crypto Flow Technology (FRA:3IYA) has a Debt-to-EBITDA of -0.07 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Crypto Flow Technology. According to the industry distribution chart, Crypto Flow Technology ranks #999999 out of 1735 companies in the Software industry.
Is Crypto Flow Technology's Debt-to-EBITDA too high?
Crypto Flow Technology's current Debt-to-EBITDA is -0.07. Based on the distribution chart, Crypto Flow Technology ranks #999999 out of 1735 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Crypto Flow Technology has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crypto Flow Technology's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Crypto Flow Technology ranks #999999 out of 1735 companies for Debt-to-EBITDA. This places Crypto Flow Technology in the lower half of its industry. The industry median Debt-to-EBITDA is 0.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.98, based on 1,735 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Crypto Flow Technology. For the Software industry, the median Debt-to-EBITDA is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crypto Flow Technology's current Debt-to-EBITDA is -0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crypto Flow Technology stock overvalued right now?
Based on GuruFocus' analysis, Crypto Flow Technology (FRA:3IYA) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.04, compared to a current price of €0.12 — trading 205% above its estimated fair value. The current Debt-to-EBITDA is -0.07. Crypto Flow Technology's overall GF Score™ is 37/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Crypto Flow Technology (FRA:3IYA), the current Debt-to-EBITDA is -0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crypto Flow Technology (FRA:3IYA) Overvalued in 2026?

Based on GuruFocus' analysis, Crypto Flow Technology stock appears to be overvalued. The current stock price of €0.12 is trading 205% above its estimated GF Value™ of €0.04. GuruFocus considers Crypto Flow Technology to be Significantly Overvalued.

Key valuation signals for FRA:3IYA:

  • Debt-to-EBITDA: -0.07
  • GF Value™: €0.04 vs. price of €0.12 (205% above fair value)
  • GF Score™: 37/100 with 4 warning signs

No single metric tells the full story. See the FRA:3IYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crypto Flow Technology Business Description

Other Exchanges 08198:Hong Kong
Address 89 Queensway, Unit 1905, 19th Floor, Tower Two Lippo Centre, Hong Kong, HKG
Crypto Flow Technology Ltd is engaged in the provision of data analysis and storage services, Data Centre Services providing storage, electricity, and related services, the Analysis Platform, the Exchange and OTC Services in Australia, and the Money Lending Business in Hong Kong. It operates in four segments: Provision of Big Data Centre services, Money lending business, Analysis Platform, and Exchange and OTC Services. It generates maximum revenue from Big Data Centre Services. It operates in the USA, Australia, and Hong Kong, and the majority of its revenue comes from the USA.
37GF Score

Get the complete analysis for FRA:3IYA

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.12
Price
€0.04
GF Value