Selena FM (FRA:3Z3) Debt-to-EBITDA : (As of Mar. 2026)

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FRA:3Z3 Selena FM SA FRA:3Z3
79 GF Score
Price €12.65
GF Value €7.86
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Selena FM Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Selena FM's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €13.3 Mil. Selena FM's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €35.5 Mil. Selena FM's annualized EBITDA for the quarter that ended in Mar. 2026 was €44.9 Mil. Selena FM's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.09.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Selena FM's Debt-to-EBITDA or its related term are showing as below:

FRA:3Z3' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.61   Med: 1.38   Max: 3.4
Current: 0.95

During the past 13 years, the highest Debt-to-EBITDA Ratio of Selena FM was 3.40. The lowest was 0.61. And the median was 1.38.

FRA:3Z3's Debt-to-EBITDA is ranked better than
68.9% of 1270 companies
in the Chemicals industry
Industry Median: 1.98 vs FRA:3Z3: 0.95

Selena FM  (FRA:3Z3) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Selena FM Debt-to-EBITDA Related Terms


Selena FM Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Selena FM's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Selena FM Debt-to-EBITDA Chart

Selena FM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
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Selena FM Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
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FRA:3Z3 vs LIN, SHW, ECL: Debt-to-EBITDA Comparison

For the Specialty Chemicals subindustry, Selena FM's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Selena FM Debt-to-EBITDA vs Chemicals Industry

For the Chemicals industry and Basic Materials sector, Selena FM's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Selena FM's Debt-to-EBITDA falls into.


FRA:3Z3
79GF Score
Selena FM SA FRA:3Z3
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Selena FM Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Selena FM's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(11.279413558786 + 36.116338333562) / 54.584277110148
=0.87

Selena FM's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(13.344556937371 + 35.529146603164) / 44.90153391314
=1.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Is Selena FM (FRA:3Z3) Overvalued in 2026?

Based on GuruFocus' analysis, Selena FM stock appears to be overvalued. The current stock price of €12.65 is trading 60.9% above its estimated GF Value™ of €7.86. GuruFocus considers Selena FM to be Significantly Overvalued.

Key valuation signals for FRA:3Z3:

  • Debt-to-EBITDA:
  • GF Value™: €7.86 vs. price of €12.65 (60.9% above fair value)
  • GF Score™: 79/100 with 7 warning signs

No single metric tells the full story. See the FRA:3Z3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Selena FM Business Description

Other Exchanges SEL:Poland3Z3:Germany
Address Legnicka 48A, Wroclaw, POL, 54-202
Selena FM SA is a Poland-based company engaged in the construction materials sector. The core business of the group includes the production, distribution, and sale of construction chemicals, building materials for doors and windows, and general building accessories. Its products include polyurethane foams, adhesives, sealants, building insulation systems, flooring systems, interior wall systems, ceramic tile systems, construction mortars, waterproofing materials, and other products primarily under Tytan, Quilosa, Artelit, Cool-R, and Matizol brand names. The company's geographical segments include European Union; Eastern Europe and Asia, and North and South America. It derives a majority of its revenue from the European Union.
79GF Score

Get the complete analysis for FRA:3Z3

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.65
Price
€7.86
GF Value