Selena FM (FRA:3Z3) Return-on-Tangible-Equity: 12.14% (As of Mar. 2026) — Near Median

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FRA:3Z3 Selena FM SA FRA:3Z3
84 GF Score
Price €11.00
GF Value €7.87
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Selena FM Return-on-Tangible-Equity?

Selena FM FRA:3Z3 84 Return-on-Tangible-Equity is 12.14% as of Mar. 2026, which is 6% above its 10-year median of 11.50. GuruFocus rates FRA:3Z3 with a GF Score™ of 84/100 and a GF Value™ of €7.87 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,570 Chemicals companies, Selena FM ranks better than 85.41% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Selena FM's annualized net income for the quarter that ended in Mar. 2026 was €20.2 Mil. Selena FM's average shareholder tangible equity for the quarter that ended in Mar. 2026 was €166.1 Mil. Therefore, Selena FM's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 12.14%.

The historical rank and industry rank for Selena FM's Return-on-Tangible-Equity or its related term are showing as below:

FRA:3Z3' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.91   Med: 11.5   Max: 19.55
Current: 16.79

During the past 13 years, Selena FM's highest Return-on-Tangible-Equity was 19.55%. The lowest was 1.91%. And the median was 11.50%.

FRA:3Z3's Return-on-Tangible-Equity is ranked better than
85.41% of 1570 companies
in the Chemicals industry
Industry Median: 5.745 vs FRA:3Z3: 16.79

Selena FM  (FRA:3Z3) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Selena FM Return-on-Tangible-Equity Related Terms


Selena FM Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Selena FM's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Selena FM Return-on-Tangible-Equity Chart

Selena FM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.55 18.08 7.57 12.93 16.56

Selena FM Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.33 13.95 29.73 12.28 12.14

FRA:3Z3 vs LIN, SHW, ECL: Return-on-Tangible-Equity Comparison

For the Specialty Chemicals subindustry, Selena FM's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Selena FM Return-on-Tangible-Equity vs Chemicals Industry

For the Chemicals industry and Basic Materials sector, Selena FM's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Selena FM's Return-on-Tangible-Equity falls into.


FRA:3Z3
84GF Score
Selena FM SA FRA:3Z3
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Selena FM Return-on-Tangible-Equity Calculation

Selena FM's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=26.473/( (157.076+162.677 )/ 2 )
=26.473/159.8765
=16.56 %

Selena FM's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=20.168/( (162.677+169.571)/ 2 )
=20.168/166.124
=12.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 12.14% mean?
Selena FM (FRA:3Z3) has a Return-on-Tangible-Equity of 12.14% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Selena FM and its competitors. This is near median its historical median of 11.50. Over the past decade, Selena FM's Return-on-Tangible-Equity has ranged from 1.91 to 19.55. According to the industry distribution chart, Selena FM ranks #229 out of 1570 companies in the Chemicals industry, placing it in the top 14.6%.
Is Selena FM's Return-on-Tangible-Equity too high?
Selena FM's current Return-on-Tangible-Equity of 12.14% is near median its 10-year median of 11.50. Over the past 10 years, this metric has ranged from a low of 1.91 to a high of 19.55. The Chemicals industry median Return-on-Tangible-Equity is 5.75. Selena FM's value of 12.14% is 111.3% above this industry median. Based on the distribution chart, Selena FM ranks #229 out of 1570 companies in the Chemicals industry, which is in the top quartile — a strong position relative to peers. Overall, Selena FM has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Selena FM's Return-on-Tangible-Equity compare to LIN and SHW?
According to the Chemicals industry distribution chart, Selena FM ranks #229 out of 1570 companies for Return-on-Tangible-Equity. This places Selena FM in the top 15% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 5.75. Selena FM's value of 12.14% is 111.3% above this benchmark. Historically, Selena FM's own Return-on-Tangible-Equity has ranged from 1.91 to 19.55 over the past decade. While the company's 10-year median is 11.50 vs. the industry median of 5.75, Selena FM has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Chemicals company?
The median Return-on-Tangible-Equity among Chemicals companies is 5.75, based on 1,570 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Selena FM's current Return-on-Tangible-Equity of 12.14% is 111.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Selena FM and its competitors. For the Chemicals industry, the median Return-on-Tangible-Equity is 5.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Selena FM's current Return-on-Tangible-Equity is 12.14%, which is near median its own 10-year median of 11.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Selena FM stock overvalued right now?
Based on GuruFocus' analysis, Selena FM (FRA:3Z3) is currently considered Significantly Overvalued. The stock's GF Value™ is €7.87, compared to a current price of €11.00 — trading 39.8% above its estimated fair value. The current Return-on-Tangible-Equity is 12.14%, which is near median its 10-year median of 11.50 and 111.3% above the Chemicals industry median of 5.75. Selena FM's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Selena FM (FRA:3Z3), the current Return-on-Tangible-Equity is 12.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Selena FM (FRA:3Z3) Overvalued in 2026?

Based on GuruFocus' analysis, Selena FM stock appears to be overvalued. The current stock price of €11.00 is trading 39.8% above its estimated GF Value™ of €7.87. GuruFocus considers Selena FM to be Significantly Overvalued.

Key valuation signals for FRA:3Z3:

  • Return-on-Tangible-Equity: 12.14% (near median its 10-year median of 11.50)
  • GF Value™: €7.87 vs. price of €11.00 (39.8% above fair value)
  • GF Score™: 84/100 with 3 warning signs
  • Industry Position: 111.3% above the Chemicals median (#229 of 1570)

No single metric tells the full story. See the FRA:3Z3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Selena FM Business Description

Other Exchanges SEL:Poland3Z3:Germany
Address Legnicka 48A, Wroclaw, POL, 54-202
Selena FM SA is a Poland-based company engaged in the construction materials sector. The core business of the group includes the production, distribution, and sale of construction chemicals, building materials for doors and windows, and general building accessories. Its products include polyurethane foams, adhesives, sealants, building insulation systems, flooring systems, interior wall systems, ceramic tile systems, construction mortars, waterproofing materials, and other products primarily under Tytan, Quilosa, Artelit, Cool-R, and Matizol brand names. The company's geographical segments include European Union; Eastern Europe and Asia, and North and South America. It derives a majority of its revenue from the European Union.
84GF Score

Get the complete analysis for FRA:3Z3

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.00
Price
€7.87
GF Value