International School Augsburg AG (FRA:9JK) Debt-to-EBITDA : 1.86 (As of Feb. 2026) — Near Median

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FRA:9JK International School Augsburg AG FRA:9JK
79 GF Score
Price €9.60
GF Value €9.08
! 8 Warning Signs
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What is International School Augsburg AG Debt-to-EBITDA?

International School Augsburg AG FRA:9JK 79 Debt-to-EBITDA is 1.86 as of Feb. 2026, which is 1% below its 10-year median of 1.88. GuruFocus rates FRA:9JK with a GF Score™ of 79/100 and a GF Value™ of €9.08. The stock has 8 warning signs investors should review.

Debt-to-EBITDA measures a company's ability to pay off its debt.

International School Augsburg AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was €0.00 Mil. International School Augsburg AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was €1.86 Mil. International School Augsburg AG's annualized EBITDA for the quarter that ended in Feb. 2026 was €1.00 Mil. International School Augsburg AG's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 was 1.86.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for International School Augsburg AG's Debt-to-EBITDA or its related term are showing as below:

FRA:9JK' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.32   Med: 1.88   Max: 66.67
Current: 2.6

During the past 7 years, the highest Debt-to-EBITDA Ratio of International School Augsburg AG was 66.67. The lowest was 0.32. And the median was 1.88.

FRA:9JK's Debt-to-EBITDA is not ranked
in the Education industry.
Industry Median: 1.55 vs FRA:9JK: 2.60

International School Augsburg AG  (FRA:9JK) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


International School Augsburg AG Debt-to-EBITDA Related Terms


International School Augsburg AG Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for International School Augsburg AG's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International School Augsburg AG Debt-to-EBITDA Chart

International School Augsburg AG Annual Data
Trend Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Debt-to-EBITDA
Get a 7-Day Free Trial 66.67 1.11 1.88 0.43 0.32

International School Augsburg AG Semi-Annual Data
Aug19 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.86 0.42 1.99 0.50 1.86

FRA:9JK vs EDU, TAL, LAUR: Debt-to-EBITDA Comparison

For the Education & Training Services subindustry, International School Augsburg AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International School Augsburg AG Debt-to-EBITDA vs Education Industry

For the Education industry and Consumer Defensive sector, International School Augsburg AG's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where International School Augsburg AG's Debt-to-EBITDA falls into.


FRA:9JK
79GF Score
International School Augsburg AG FRA:9JK
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

International School Augsburg AG Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

International School Augsburg AG's Debt-to-EBITDA for the fiscal year that ended in Aug. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.005 + 0.209) / 0.66
=0.32

International School Augsburg AG's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 1.864) / 1.004
=1.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Feb. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.86 mean?
International School Augsburg AG (FRA:9JK) has a Debt-to-EBITDA of 1.86 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on International School Augsburg AG. This is near median its historical median of 1.88. Over the past decade, International School Augsburg AG's Debt-to-EBITDA has ranged from 0.32 to 66.67.
Is International School Augsburg AG's Debt-to-EBITDA too high?
International School Augsburg AG's current Debt-to-EBITDA of 1.86 is near median its 10-year median of 1.88. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 66.67. The Education industry median Debt-to-EBITDA is 1.55. International School Augsburg AG's value of 1.86 is 20% above this industry median. Overall, International School Augsburg AG has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does International School Augsburg AG's Debt-to-EBITDA compare to EDU and TAL?
International School Augsburg AG's Debt-to-EBITDA of 1.86 can be compared against companies in the Education industry. The industry median Debt-to-EBITDA is 1.55. International School Augsburg AG's value of 1.86 is 20% above this benchmark. Historically, International School Augsburg AG's own Debt-to-EBITDA has ranged from 0.32 to 66.67 over the past decade. While the company's 10-year median is 1.88 vs. the industry median of 1.55, International School Augsburg AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.55, based on 188 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International School Augsburg AG's current Debt-to-EBITDA of 1.86 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on International School Augsburg AG. For the Education industry, the median Debt-to-EBITDA is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International School Augsburg AG's current Debt-to-EBITDA is 1.86, which is near median its own 10-year median of 1.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International School Augsburg AG stock overvalued right now?
International School Augsburg AG (FRA:9JK) has a current Debt-to-EBITDA of 1.86. The stock's GF Value™ is €9.08, compared to a current price of €9.60 — trading 5.7% above its estimated fair value. The current Debt-to-EBITDA is 1.86, which is near median its 10-year median of 1.88 and 20% above the Education industry median of 1.55. International School Augsburg AG's overall GF Score™ is 79/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For International School Augsburg AG (FRA:9JK), the current Debt-to-EBITDA is 1.86 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International School Augsburg AG (FRA:9JK) Overvalued in 2026?

Based on GuruFocus' analysis, International School Augsburg AG stock appears to be overvalued. The current stock price of €9.60 is trading 5.7% above its estimated GF Value™ of €9.08.

Key valuation signals for FRA:9JK:

  • Debt-to-EBITDA: 1.86 (near median its 10-year median of 1.88)
  • GF Value™: €9.08 vs. price of €9.60 (5.7% above fair value)
  • GF Score™: 79/100 with 8 warning signs
  • Industry Position: 20% above the Education median

No single metric tells the full story. See the FRA:9JK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International School Augsburg AG Business Description

Address Wernher-von-Braun-Strasse 1a, Gersthofen, BY, DEU, 86368
International School Augsburg AG is an English-speaking private day school for children between the ages of 3 and 18 in Gersthofen, Germany. Its Educational Programs include: Early Learning, Primary School, Middle School. High School, Learning Support, and University & Careers.
79GF Score

Get the complete analysis for FRA:9JK

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.60
Price
€9.08
GF Value