International School Augsburg AG (FRA:9JK) ROE %: 8.95% (As of Feb. 2026) — 181% Above Median

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FRA:9JK International School Augsburg AG FRA:9JK
79 GF Score
Price €9.60
GF Value €9.02
Valuation Fairly Valued
! 8 Warning Signs
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What is International School Augsburg AG ROE %?

International School Augsburg AG FRA:9JK 79 ROE % is 8.95% as of Feb. 2026, which is 181% above its 10-year median of 3.18. GuruFocus rates FRA:9JK with a GF Score™ of 79/100 and a GF Value™ of €9.02 (Fairly Valued). The stock has 8 warning signs investors should review. Among 259 Education companies, International School Augsburg AG ranks worse than 58.69% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. International School Augsburg AG's annualized net income for the quarter that ended in Feb. 2026 was €0.54 Mil. International School Augsburg AG's average Total Stockholders Equity over the quarter that ended in Feb. 2026 was €6.01 Mil. Therefore, International School Augsburg AG's annualized ROE % for the quarter that ended in Feb. 2026 was 8.95%.

The historical rank and industry rank for International School Augsburg AG's ROE % or its related term are showing as below:

FRA:9JK' s ROE % Range Over the Past 10 Years
Min: -8.55   Med: 3.18   Max: 4.97
Current: 4.19

During the past 7 years, International School Augsburg AG's highest ROE % was 4.97%. The lowest was -8.55%. And the median was 3.18%.

FRA:9JK's ROE % is ranked worse than
58.69% of 259 companies
in the Education industry
Industry Median: 7.31 vs FRA:9JK: 4.19

International School Augsburg AG  (FRA:9JK) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Feb. 2026 )
=Net Income/Total Stockholders Equity
=0.538/6.011
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(0.538 / 9.36)*(9.36 / 11.985)*(11.985 / 6.011)
=Net Margin %*Asset Turnover*Equity Multiplier
=5.75 %*0.781*1.9938
=ROA %*Equity Multiplier
=4.49 %*1.9938
=8.95 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Feb. 2026 )
=Net Income/Total Stockholders Equity
=0.538/6.011
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (0.538 / 0.54) * (0.54 / 0.6) * (0.6 / 9.36) * (9.36 / 11.985) * (11.985 / 6.011)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.9963 * 0.9 * 6.41 % * 0.781 * 1.9938
=8.95 %

Note: The net income data used here is two times the semi-annual (Feb. 2026) net income data. The Revenue data used here is two times the semi-annual (Feb. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


International School Augsburg AG ROE % Related Terms


International School Augsburg AG ROE % Historical Data

* Premium members only.

The historical data trend for International School Augsburg AG's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International School Augsburg AG ROE % Chart

International School Augsburg AG Annual Data
Trend Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
ROE %
Get a 7-Day Free Trial -8.55 3.02 3.18 3.33 3.48

International School Augsburg AG Semi-Annual Data
Aug19 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.36 3.30 7.64 -0.65 8.95

FRA:9JK vs EDU, TAL, LAUR: ROE % Comparison

For the Education & Training Services subindustry, International School Augsburg AG's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International School Augsburg AG ROE % vs Education Industry

For the Education industry and Consumer Defensive sector, International School Augsburg AG's ROE % distribution charts can be found below:

* The bar in red indicates where International School Augsburg AG's ROE % falls into.


FRA:9JK
79GF Score
International School Augsburg AG FRA:9JK
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

International School Augsburg AG ROE % Calculation

International School Augsburg AG's annualized ROE % for the fiscal year that ended in Aug. 2025 is calculated as

ROE %=Net Income (A: Aug. 2025 )/( (Total Stockholders Equity (A: Aug. 2024 )+Total Stockholders Equity (A: Aug. 2025 ))/ count )
=0.201/( (5.675+5.876)/ 2 )
=0.201/5.7755
=3.48 %

International School Augsburg AG's annualized ROE % for the quarter that ended in Feb. 2026 is calculated as

ROE %=Net Income (Q: Feb. 2026 )/( (Total Stockholders Equity (Q: Aug. 2025 )+Total Stockholders Equity (Q: Feb. 2026 ))/ count )
=0.538/( (5.876+6.146)/ 2 )
=0.538/6.011
=8.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Feb. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 8.95% mean?
International School Augsburg AG (FRA:9JK) has a ROE % of 8.95% as of Feb. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on International School Augsburg AG and its competitors. This is 181% above median its historical median of 3.18. According to the industry distribution chart, International School Augsburg AG ranks #152 out of 259 companies in the Education industry, placing it in the top 58.7%.
Is International School Augsburg AG's ROE % too high?
International School Augsburg AG's current ROE % of 8.95% is 181% above median its 10-year median of 3.18. The Education industry median ROE % is 7.31. International School Augsburg AG's value of 8.95% is 22.4% above this industry median. Based on the distribution chart, International School Augsburg AG ranks #152 out of 259 companies in the Education industry, which is below the industry midpoint. Overall, International School Augsburg AG has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does International School Augsburg AG's ROE % compare to EDU and TAL?
According to the Education industry distribution chart, International School Augsburg AG ranks #152 out of 259 companies for ROE %. This places International School Augsburg AG in the lower half of its industry. The industry median ROE % is 7.31. International School Augsburg AG's value of 8.95% is 22.4% above this benchmark. While the company's 10-year median is 3.18 vs. the industry median of 7.31, International School Augsburg AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Education company?
The median ROE % among Education companies is 7.31, based on 259 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. International School Augsburg AG's current ROE % of 8.95% is 22.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on International School Augsburg AG and its competitors. For the Education industry, the median ROE % is 7.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. International School Augsburg AG's current ROE % is 8.95%, which is 181% above median its own 10-year median of 3.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International School Augsburg AG stock overvalued right now?
Based on GuruFocus' analysis, International School Augsburg AG (FRA:9JK) is currently considered Fairly Valued. The stock's GF Value™ is €9.02, compared to a current price of €9.60 — trading 6.4% above its estimated fair value. The current ROE % is 8.95%, which is 181% above median its 10-year median of 3.18 and 22.4% above the Education industry median of 7.31. International School Augsburg AG's overall GF Score™ is 79/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For International School Augsburg AG (FRA:9JK), the current ROE % is 8.95% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International School Augsburg AG (FRA:9JK) Overvalued in 2026?

Based on GuruFocus' analysis, International School Augsburg AG stock appears to be overvalued. The current stock price of €9.60 is trading 6.4% above its estimated GF Value™ of €9.02. GuruFocus considers International School Augsburg AG to be Fairly Valued.

Key valuation signals for FRA:9JK:

  • ROE %: 8.95% (181% above median its 10-year median of 3.18)
  • GF Value™: €9.02 vs. price of €9.60 (6.4% above fair value)
  • GF Score™: 79/100 with 8 warning signs
  • Industry Position: 22.4% above the Education median (#152 of 259)

No single metric tells the full story. See the FRA:9JK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International School Augsburg AG Business Description

Address Wernher-von-Braun-Strasse 1a, Gersthofen, BY, DEU, 86368
International School Augsburg AG is an English-speaking private day school for children between the ages of 3 and 18 in Gersthofen, Germany. Its Educational Programs include: Early Learning, Primary School, Middle School. High School, Learning Support, and University & Careers.
79GF Score

Get the complete analysis for FRA:9JK

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.60
Price
€9.02
GF Value