Amdocs (FRA:AOS) Debt-to-EBITDA : 1.13 (As of Mar. 2026) — 22% Above Median

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FRA:AOS Amdocs Ltd FRA:AOS
73 GF Score
Price €45.63
GF Value €75.76
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Amdocs Debt-to-EBITDA?

Amdocs FRA:AOS +2.24% 73 Debt-to-EBITDA is 1.13 as of Mar. 2026, which is 22% above its 10-year median of 0.93. GuruFocus rates FRA:AOS with a GF Score™ of 73/100 and a GF Value™ of €75.76 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,716 Software companies, Amdocs ranks worse than 51.28% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Amdocs's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €247 Mil. Amdocs's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €676 Mil. Amdocs's annualized EBITDA for the quarter that ended in Mar. 2026 was €816 Mil. Amdocs's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.13.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Amdocs's Debt-to-EBITDA or its related term are showing as below:

FRA:AOS' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.29   Med: 0.93   Max: 1.3
Current: 1.14

During the past 13 years, the highest Debt-to-EBITDA Ratio of Amdocs was 1.30. The lowest was 0.29. And the median was 0.93.

FRA:AOS's Debt-to-EBITDA is ranked worse than
51.28% of 1716 companies
in the Software industry
Industry Median: 1.085 vs FRA:AOS: 1.14

Amdocs  (FRA:AOS) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Amdocs Debt-to-EBITDA Related Terms


Amdocs Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Amdocs's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Amdocs Debt-to-EBITDA Chart

Amdocs Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.84 0.93 0.94 0.96 0.89

Amdocs Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 0.84 1.09 0.93 1.13

FRA:AOS vs PATH, S, ACIW: Debt-to-EBITDA Comparison

For the Software - Infrastructure subindustry, Amdocs's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Amdocs Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Amdocs's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Amdocs's Debt-to-EBITDA falls into.


FRA:AOS
73GF Score
Amdocs Ltd FRA:AOS
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Amdocs Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Amdocs's Debt-to-EBITDA for the fiscal year that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(32.994 + 671.101) / 793.308
=0.89

Amdocs's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(247.405 + 676.238) / 816.096
=1.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.13 mean?
Amdocs (FRA:AOS) has a Debt-to-EBITDA of 1.13 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Amdocs. This is 22% above median its historical median of 0.93. Over the past decade, Amdocs' Debt-to-EBITDA has ranged from 0.29 to 1.30. According to the industry distribution chart, Amdocs ranks #880 out of 1716 companies in the Software industry, placing it in the top 51.3%.
Is Amdocs' Debt-to-EBITDA too high?
Amdocs' current Debt-to-EBITDA of 1.13 is 22% above median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 1.30. The Software industry median Debt-to-EBITDA is 1.09. Amdocs' value of 1.13 is 4.1% above this industry median. Based on the distribution chart, Amdocs ranks #880 out of 1716 companies in the Software industry, which is below the industry midpoint. Overall, Amdocs has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Amdocs' Debt-to-EBITDA compare to PATH and S?
According to the Software industry distribution chart, Amdocs ranks #880 out of 1716 companies for Debt-to-EBITDA. This places Amdocs in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. Amdocs' value of 1.13 is 4.1% above this benchmark. Historically, Amdocs' own Debt-to-EBITDA has ranged from 0.29 to 1.30 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 1.09, Amdocs has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amdocs's current Debt-to-EBITDA of 1.13 is 4.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Amdocs. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amdocs's current Debt-to-EBITDA is 1.13, which is 22% above median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amdocs stock overvalued right now?
Based on GuruFocus' analysis, Amdocs (FRA:AOS) is currently considered Significantly Undervalued. The stock's GF Value™ is €75.76, compared to a current price of €45.63 — trading 39.8% below its estimated fair value. The current Debt-to-EBITDA is 1.13, which is 22% above median its 10-year median of 0.93 and 4.1% above the Software industry median of 1.09. Amdocs' overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Amdocs (FRA:AOS), the current Debt-to-EBITDA is 1.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Amdocs (FRA:AOS) Overvalued in 2026?

Based on GuruFocus' analysis, Amdocs stock appears to be undervalued. The current stock price of €45.63 is trading 39.8% below its estimated GF Value™ of €75.76. GuruFocus considers Amdocs to be Significantly Undervalued.

Key valuation signals for FRA:AOS:

  • Debt-to-EBITDA: 1.13 (22% above median its 10-year median of 0.93)
  • GF Value™: €75.76 vs. price of €45.63 (39.8% below fair value)
  • GF Score™: 73/100 with 2 warning signs
  • Industry Position: 4.1% above the Software median (#880 of 1716)

No single metric tells the full story. See the FRA:AOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Amdocs Business Description

Address 625 Maryville Centre Drive, Suite 200, Saint Louis, MO, USA, 63141
Amdocs Ltd is a provider of software and services to communications, entertainment, and media service providers. The Company operates in a single segment and designs, develops, markets, supports, implements, and operates open and modular cloud offerings. Its portfolio includes solutions across digital business systems and legacy business and operational support systems, supporting multiple lines of business such as wireless, broadband, cable, fiber, satellite, and digital services. The Company leverages artificial intelligence to support digital transformation, cloud adoption, and intelligent network automation. Geographically, it derives a majority of its revenue from North America and also operates in Europe and the rest of the world.
73GF Score

Get the complete analysis for FRA:AOS

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.63
Price
€75.76
GF Value