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LTC PropertiesFRA:LTP -0.05%86 Debt-to-EBITDA is 4.55 as of Mar. 2026, which is 6% above its 10-year median of 4.29. GuruFocus rates FRA:LTP with a GF Score™ of 86/100 and a GF Value™ of €43.24 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 578 REITs companies, LTC Properties ranks better than 74.05% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for LTC Properties's Debt-to-EBITDA or its related term are showing as below:
FRA:LTP'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.9 Med: 4.29 Max: 5.93
Current: 4.23
During the past 13 years, the highest Debt-to-EBITDA Ratio of LTC Properties was 5.93. The lowest was 2.90. And the median was 4.29.
FRA:LTP's Debt-to-EBITDA is ranked better than 74.05% of 578
companies
in the REITs industry
Industry Median: 6.51
vs FRA:LTP: 4.23
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
LTC Properties Debt-to-EBITDA Related Terms
LTC Properties Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for LTC Properties's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:LTP vs SILA, DHC, MPT: Debt-to-EBITDA Comparison
For the REIT - Healthcare Facilities subindustry, LTC Properties's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LTC Properties Debt-to-EBITDA vs REITs Industry
For the REITs industry and Real Estate sector, LTC Properties's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where LTC Properties's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
LTC Properties (FRA:LTP) has a Debt-to-EBITDA of 4.55 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on LTC Properties. This is near median its historical median of 4.29. Over the past decade, LTC Properties' Debt-to-EBITDA has ranged from 2.90 to 5.93. According to the industry distribution chart, LTC Properties ranks #150 out of 578 companies in the REITs industry, placing it in the top 26%.
Is LTC Properties' Debt-to-EBITDA too high?
LTC Properties' current Debt-to-EBITDA of 4.55 is near median its 10-year median of 4.29. Over the past 10 years, this metric has ranged from a low of 2.90 to a high of 5.93. The REITs industry median Debt-to-EBITDA is 6.51. LTC Properties' value of 4.55 is 30.1% below this industry median. Based on the distribution chart, LTC Properties ranks #150 out of 578 companies in the REITs industry, which is above the industry midpoint. Overall, LTC Properties has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LTC Properties' Debt-to-EBITDA compare to SILA and DHC?
According to the REITs industry distribution chart, LTC Properties ranks #150 out of 578 companies for Debt-to-EBITDA. This puts LTC Properties in the upper half of its industry. The industry median Debt-to-EBITDA is 6.51. LTC Properties' value of 4.55 is 30.1% below this benchmark. Historically, LTC Properties' own Debt-to-EBITDA has ranged from 2.90 to 5.93 over the past decade. While the company's 10-year median is 4.29 vs. the industry median of 6.51, LTC Properties has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.51, based on 578 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LTC Properties's current Debt-to-EBITDA of 4.55 is 30.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on LTC Properties. For the REITs industry, the median Debt-to-EBITDA is 6.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LTC Properties's current Debt-to-EBITDA is 4.55, which is near median its own 10-year median of 4.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LTC Properties stock overvalued right now?
Based on GuruFocus' analysis, LTC Properties (FRA:LTP) is currently considered Modestly Undervalued. The stock's GF Value™ is €43.24, compared to a current price of €37.46 — trading 13.4% below its estimated fair value. The current Debt-to-EBITDA is 4.55, which is near median its 10-year median of 4.29 and 30.1% below the REITs industry median of 6.51. LTC Properties' overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For LTC Properties (FRA:LTP), the current Debt-to-EBITDA is 4.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LTC Properties (FRA:LTP) Overvalued in 2026?
Based on GuruFocus' analysis, LTC Properties stock appears to be undervalued.
The current stock price of €37.46 is trading 13.4% below its estimated GF Value™ of €43.24.
GuruFocus considers LTC Properties to be Modestly Undervalued.
Key valuation signals for FRA:LTP:
Debt-to-EBITDA: 4.55 (near median its 10-year median of 4.29)
GF Value™: €43.24 vs. price of €37.46 (13.4% below fair value)
Industry Position: 30.1% below the REITs median (#150 of 578)
No single metric tells the full story. See the FRA:LTP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LTC Properties Inc is a real estate investment trust. It invests in seniors housing and health care properties, mainly through ownership, sale-leasebacks, mortgage financing, joint ventures, construction financing, and structured finance solutions, including preferred equity, bridge, and mezzanine lending. The company's investment portfolio comprises several properties located throughout the USA, the majority of which are seniors housing and skilled nursing properties. The firm conducts and manages its business as two operating segments: Real Estate Investments, which generates maximum revenue, and SHOP.
86GF Score
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