LTC Properties (FRA:LTP) Debt-to-Equity: 0.78 (As of Mar. 2026) — 10% Below Median

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Director of Data and Quant Analytics at GuruFocus
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FRA:LTP LTC Properties Inc FRA:LTP
89 GF Score
Price €36.32
GF Value €43.32
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is LTC Properties Debt-to-Equity?

LTC Properties FRA:LTP -1.36% 89 Debt-to-Equity is 0.78 as of Mar. 2026, which is 10% below its 10-year median of 0.87. GuruFocus rates FRA:LTP with a GF Score™ of 89/100 and a GF Value™ of €43.32 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 683 REITs companies, LTC Properties ranks better than 50.37% on this metric.

LTC Properties's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €246.9 Mil. LTC Properties's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €505.6 Mil. LTC Properties's Total Stockholders Equity for the quarter that ended in Mar. 2026 was €960.1 Mil. LTC Properties's debt to equity for the quarter that ended in Mar. 2026 was 0.78.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for LTC Properties's Debt-to-Equity or its related term are showing as below:

FRA:LTP' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.71   Med: 0.87   Max: 1.16
Current: 0.78

During the past 13 years, the highest Debt-to-Equity Ratio of LTC Properties was 1.16. The lowest was 0.71. And the median was 0.87.

FRA:LTP's Debt-to-Equity is ranked better than
50.37% of 683 companies
in the REITs industry
Industry Median: 0.78 vs FRA:LTP: 0.78

LTC Properties  (FRA:LTP) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


LTC Properties Debt-to-Equity Related Terms


LTC Properties Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for LTC Properties's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LTC Properties Debt-to-Equity Chart

LTC Properties Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.98 0.93 1.01 0.71 0.78

LTC Properties Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.71 0.73 0.99 0.78 0.78

FRA:LTP vs DHC, MPT, NHP: Debt-to-Equity Comparison

For the REIT - Healthcare Facilities subindustry, LTC Properties's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LTC Properties Debt-to-Equity vs REITs Industry

For the REITs industry and Real Estate sector, LTC Properties's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where LTC Properties's Debt-to-Equity falls into.


FRA:LTP
89GF Score
LTC Properties Inc FRA:LTP
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LTC Properties Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

LTC Properties's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LTC Properties's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.78 mean?
LTC Properties (FRA:LTP) has a Debt-to-Equity of 0.78 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on LTC Properties and its competitors. This is 10% below median its historical median of 0.87. Over the past decade, LTC Properties' Debt-to-Equity has ranged from 0.71 to 1.16. According to the industry distribution chart, LTC Properties ranks #339 out of 683 companies in the REITs industry, placing it in the top 49.6%.
Is LTC Properties' Debt-to-Equity too high?
LTC Properties' current Debt-to-Equity of 0.78 is 10% below median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 1.16. The REITs industry median Debt-to-Equity is 0.78. LTC Properties' value of 0.78 is 0% at this industry median. Based on the distribution chart, LTC Properties ranks #339 out of 683 companies in the REITs industry, which is above the industry midpoint. Overall, LTC Properties has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LTC Properties' Debt-to-Equity compare to DHC and MPT?
According to the REITs industry distribution chart, LTC Properties ranks #339 out of 683 companies for Debt-to-Equity. This puts LTC Properties in the upper half of its industry. The industry median Debt-to-Equity is 0.78. LTC Properties' value of 0.78 is 0% at this benchmark. Historically, LTC Properties' own Debt-to-Equity has ranged from 0.71 to 1.16 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 0.78, LTC Properties has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a REITs company?
The median Debt-to-Equity among REITs companies is 0.78, based on 683 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LTC Properties's current Debt-to-Equity of 0.78 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on LTC Properties and its competitors. For the REITs industry, the median Debt-to-Equity is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LTC Properties's current Debt-to-Equity is 0.78, which is 10% below median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LTC Properties stock overvalued right now?
Based on GuruFocus' analysis, LTC Properties (FRA:LTP) is currently considered Modestly Undervalued. The stock's GF Value™ is €43.32, compared to a current price of €36.32 — trading 16.2% below its estimated fair value. The current Debt-to-Equity is 0.78, which is 10% below median its 10-year median of 0.87 and 0% at the REITs industry median of 0.78. LTC Properties' overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For LTC Properties (FRA:LTP), the current Debt-to-Equity is 0.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LTC Properties (FRA:LTP) Overvalued in 2026?

Based on GuruFocus' analysis, LTC Properties stock appears to be undervalued. The current stock price of €36.32 is trading 16.2% below its estimated GF Value™ of €43.32. GuruFocus considers LTC Properties to be Modestly Undervalued.

Key valuation signals for FRA:LTP:

  • Debt-to-Equity: 0.78 (10% below median its 10-year median of 0.87)
  • GF Value™: €43.32 vs. price of €36.32 (16.2% below fair value)
  • GF Score™: 89/100 with 6 warning signs
  • Industry Position: 0% at the REITs median (#339 of 683)

No single metric tells the full story. See the FRA:LTP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LTC Properties Business Description

Industry Real EstateREITs
Address 3011 Townsgate Road, Suite 220, Westlake Village, CA, USA, 91361
LTC Properties Inc is a real estate investment trust. It invests in seniors housing and health care properties, mainly through ownership, sale-leasebacks, mortgage financing, joint ventures, construction financing, and structured finance solutions, including preferred equity, bridge, and mezzanine lending. The company's investment portfolio comprises several properties located throughout the USA, the majority of which are seniors housing and skilled nursing properties. The firm conducts and manages its business as two operating segments: Real Estate Investments, which generates maximum revenue, and SHOP.
89GF Score

Get the complete analysis for FRA:LTP

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.32
Price
€43.32
GF Value