Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
MercadoLibreFRA:MLB1 +0.67%81 Debt-to-EBITDA is 3.43 as of Jun. 2026, which is 4% below its 10-year median of 3.57. GuruFocus rates FRA:MLB1 with a GF Score™ of 81/100 and a GF Value™ of €3,098.65 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 903 Retail - Cyclical companies, MercadoLibre ranks worse than 62.9% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for MercadoLibre's Debt-to-EBITDA or its related term are showing as below:
FRA:MLB1'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.31 Med: 3.57 Max: 31.84
Current: 3.47
During the past 13 years, the highest Debt-to-EBITDA Ratio of MercadoLibre was 31.84. The lowest was 1.31. And the median was 3.57.
FRA:MLB1's Debt-to-EBITDA is ranked worse than 62.9% of 903
companies
in the Retail - Cyclical industry
Industry Median: 2.34
vs FRA:MLB1: 3.47
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
MercadoLibre Debt-to-EBITDA Related Terms
MercadoLibre Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for MercadoLibre's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:MLB1 vs DASH, PDD, SE: Debt-to-EBITDA Comparison
For the Internet Retail subindustry, MercadoLibre's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MercadoLibre Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, MercadoLibre's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where MercadoLibre's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
MercadoLibre (FRA:MLB1) has a Debt-to-EBITDA of 3.43 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MercadoLibre. This is near median its historical median of 3.57. Over the past decade, MercadoLibre's Debt-to-EBITDA has ranged from 1.31 to 31.84. According to the industry distribution chart, MercadoLibre ranks #568 out of 903 companies in the Retail - Cyclical industry, placing it in the top 62.9%.
Is MercadoLibre's Debt-to-EBITDA too high?
MercadoLibre's current Debt-to-EBITDA of 3.43 is near median its 10-year median of 3.57. Over the past 10 years, this metric has ranged from a low of 1.31 to a high of 31.84. The Retail - Cyclical industry median Debt-to-EBITDA is 2.34. MercadoLibre's value of 3.43 is 46.6% above this industry median. Based on the distribution chart, MercadoLibre ranks #568 out of 903 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, MercadoLibre has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MercadoLibre's Debt-to-EBITDA compare to DASH and PDD?
According to the Retail - Cyclical industry distribution chart, MercadoLibre ranks #568 out of 903 companies for Debt-to-EBITDA. This places MercadoLibre in the lower half of its industry. The industry median Debt-to-EBITDA is 2.34. MercadoLibre's value of 3.43 is 46.6% above this benchmark. Historically, MercadoLibre's own Debt-to-EBITDA has ranged from 1.31 to 31.84 over the past decade. While the company's 10-year median is 3.57 vs. the industry median of 2.34, MercadoLibre has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.34, based on 903 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MercadoLibre's current Debt-to-EBITDA of 3.43 is 46.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MercadoLibre. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MercadoLibre's current Debt-to-EBITDA is 3.43, which is near median its own 10-year median of 3.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MercadoLibre stock overvalued right now?
Based on GuruFocus' analysis, MercadoLibre (FRA:MLB1) is currently considered Significantly Undervalued. The stock's GF Value™ is €3,098.65, compared to a current price of €1,559.80 — trading 49.7% below its estimated fair value. The current Debt-to-EBITDA is 3.43, which is near median its 10-year median of 3.57 and 46.6% above the Retail - Cyclical industry median of 2.34. MercadoLibre's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For MercadoLibre (FRA:MLB1), the current Debt-to-EBITDA is 3.43 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MercadoLibre (FRA:MLB1) Overvalued in 2026?
Based on GuruFocus' analysis, MercadoLibre stock appears to be undervalued.
The current stock price of €1,559.80 is trading 49.7% below its estimated GF Value™ of €3,098.65.
GuruFocus considers MercadoLibre to be Significantly Undervalued.
Key valuation signals for FRA:MLB1:
Debt-to-EBITDA: 3.43 (near median its 10-year median of 3.57)
GF Value™: €3,098.65 vs. price of €1,559.80 (49.7% below fair value)
Industry Position: 46.6% above the Retail - Cyclical median (#568 of 903)
No single metric tells the full story. See the FRA:MLB1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MercadoLibre is the largest e-commerce marketplace in Latin America, with more than 120 million unique active buyers and 1 million active sellers at the end of 2025. The company is roughly split between its e-commerce business, which includes its fulfillment and advertising services, and its fintech segment, which comprises its rapidly expanding payment and digital wallet platform (Mercado Pago) and its lending business (Mercado Credito). While the company operates in 18 countries, its primary markets are Brazil, Argentina, and Mexico, which account for more than 95% of its revenue.
81GF Score
Get the complete analysis for FRA:MLB1
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:MLB1 has been successfully added to your 
