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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Sa International Holdings's Debt-to-EBITDA or its related term are showing as below:
FRA:SSW'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.03 Med: 2.34 Max: 18.51
Current: 1.15
During the past 13 years, the highest Debt-to-EBITDA Ratio of Sa International Holdings was 18.51. The lowest was 1.03. And the median was 2.34.
FRA:SSW's Debt-to-EBITDA is ranked better than 74.17% of 902
companies
in the Retail - Cyclical industry
Industry Median: 2.41
vs FRA:SSW: 1.15
Sa International Holdings (FRA:SSW) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Sa International Holdings Debt-to-EBITDA Related Terms
Sa International Holdings Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:SSW vs CASY, WSM, ULTA: Debt-to-EBITDA Comparison
For the Specialty Retail subindustry, Sa International Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sa International Holdings Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Sa International Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Sa International Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.
Sa International Holdings (FRA:SSW) has a Debt-to-EBITDA of 0.68 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sa International Holdings. This is 71% below median its historical median of 2.34. Over the past decade, Sa International Holdings' Debt-to-EBITDA has ranged from 1.03 to 18.51. According to the industry distribution chart, Sa International Holdings ranks #233 out of 902 companies in the Retail - Cyclical industry, placing it in the top 25.8%.
Is Sa International Holdings' Debt-to-EBITDA too high?
Sa International Holdings' current Debt-to-EBITDA of 0.68 is 71% below median its 10-year median of 2.34. Over the past 10 years, this metric has ranged from a low of 1.03 to a high of 18.51. The Retail - Cyclical industry median Debt-to-EBITDA is 2.41. Sa International Holdings' value of 0.68 is 71.8% below this industry median. Based on the distribution chart, Sa International Holdings ranks #233 out of 902 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Sa International Holdings has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Sa International Holdings' Debt-to-EBITDA compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Sa International Holdings ranks #233 out of 902 companies for Debt-to-EBITDA. This puts Sa International Holdings in the upper half of its industry. The industry median Debt-to-EBITDA is 2.41. Sa International Holdings' value of 0.68 is 71.8% below this benchmark. Historically, Sa International Holdings' own Debt-to-EBITDA has ranged from 1.03 to 18.51 over the past decade. While the company's 10-year median is 2.34 vs. the industry median of 2.41, Sa International Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.41, based on 902 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sa International Holdings's current Debt-to-EBITDA of 0.68 is 71.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sa International Holdings. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sa International Holdings's current Debt-to-EBITDA is 0.68, which is 71% below median its own 10-year median of 2.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sa International Holdings stock overvalued right now?
Sa International Holdings (FRA:SSW) has a current Debt-to-EBITDA of 0.68. The stock's GF Value™ is €0.09, compared to a current price of €0.09 — trading 5% above its estimated fair value. The current Debt-to-EBITDA is 0.68, which is 71% below median its 10-year median of 2.34 and 71.8% below the Retail - Cyclical industry median of 2.41. Sa International Holdings' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Sa International Holdings (FRA:SSW), the current Debt-to-EBITDA is 0.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sa International Holdings (FRA:SSW) Overvalued in 2026?
Based on GuruFocus' analysis, Sa International Holdings stock appears to be overvalued.
The current stock price of €0.09 is trading 5% above its estimated GF Value™ of €0.09.
Key valuation signals for FRA:SSW:
Debt-to-EBITDA: 0.68 (71% below median its 10-year median of 2.34)
GF Value™: €0.09 vs. price of €0.09 (5% above fair value)
Industry Position: 71.8% below the Retail - Cyclical median (#233 of 902)
No single metric tells the full story. See the FRA:SSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sa SA International Holdings Ltd is an investment holding company. The group operates as a beauty-product retail group in Asia. Its business covers Hong Kong and Macao SARs, the Chinese Mainland, and Southeast Asia. It is a one-stop beauty product specialty platform with a business focus on Beauty. The group provides diverse and quality products under more than 650 brands, ranging from skincare, fragrance, make-up, hair care, body care products, inner beauty and health products, as well as beauty equipment. Its diversified e-commerce platforms offer round-the-clock online shopping services along with comprehensive product information to customers from different countries. Its physical and online business presence is striving to provide a customer-centric omni-channel shopping experience.
63GF Score
Get the complete analysis for FRA:SSW
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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