Sa International HoldingsFRA:SSW 63 Return-on-Tangible-Equity is 8.28% as of Sep. 2025, which is 21% below its 10-year median of 10.45. GuruFocus rates FRA:SSW with a GF Score™ of 63/100 and a GF Value™ of €0.09. The stock has 5 warning signs investors should review. Among 1,056 Retail - Cyclical companies, Sa International Holdings ranks better than 68.09% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Sa International Holdings's annualized net income for the quarter that ended in Sep. 2025 was €11.0 Mil. Sa International Holdings's average shareholder tangible equity for the quarter that ended in Sep. 2025 was €132.5 Mil. Therefore, Sa International Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2025 was 8.28%.
The historical rank and industry rank for Sa International Holdings's Return-on-Tangible-Equity or its related term are showing as below:
FRA:SSW'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -29.72 Med: 10.45 Max: 19.09
Current: 16.69
During the past 13 years, Sa International Holdings's highest Return-on-Tangible-Equity was 19.09%. The lowest was -29.72%. And the median was 10.45%.
FRA:SSW's Return-on-Tangible-Equity is ranked better than 68.09% of 1056
companies
in the Retail - Cyclical industry
Industry Median: 8.275
vs FRA:SSW: 16.69
Sa International Holdings (FRA:SSW) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Sa International Holdings Return-on-Tangible-Equity Related Terms
Sa International Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Sa International Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sa International Holdings Return-on-Tangible-Equity Chart
FRA:SSW vs CASY, WSM, DKS: Return-on-Tangible-Equity Comparison
For the Specialty Retail subindustry, Sa International Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sa International Holdings Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Sa International Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Sa International Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Sep. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 8.28% mean?
Sa International Holdings (FRA:SSW) has a Return-on-Tangible-Equity of 8.28% as of Sep. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sa International Holdings and its competitors. This is 21% below median its historical median of 10.45. According to the industry distribution chart, Sa International Holdings ranks #337 out of 1056 companies in the Retail - Cyclical industry, placing it in the top 31.9%.
Is Sa International Holdings' Return-on-Tangible-Equity too high?
Sa International Holdings' current Return-on-Tangible-Equity of 8.28% is 21% below median its 10-year median of 10.45. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.28. Sa International Holdings' value of 8.28% is 0.1% above this industry median. Based on the distribution chart, Sa International Holdings ranks #337 out of 1056 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Sa International Holdings has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Sa International Holdings' Return-on-Tangible-Equity compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Sa International Holdings ranks #337 out of 1056 companies for Return-on-Tangible-Equity. This puts Sa International Holdings in the upper half of its industry. The industry median Return-on-Tangible-Equity is 8.28. Sa International Holdings' value of 8.28% is 0.1% above this benchmark. While the company's 10-year median is 10.45 vs. the industry median of 8.28, Sa International Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.28, based on 1,056 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sa International Holdings's current Return-on-Tangible-Equity of 8.28% is 0.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sa International Holdings and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sa International Holdings's current Return-on-Tangible-Equity is 8.28%, which is 21% below median its own 10-year median of 10.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sa International Holdings stock overvalued right now?
Sa International Holdings (FRA:SSW) has a current Return-on-Tangible-Equity of 8.28%. The stock's GF Value™ is €0.09, compared to a current price of €0.10 — trading 11.1% above its estimated fair value. The current Return-on-Tangible-Equity is 8.28%, which is 21% below median its 10-year median of 10.45 and 0.1% above the Retail - Cyclical industry median of 8.28. Sa International Holdings' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Sa International Holdings (FRA:SSW), the current Return-on-Tangible-Equity is 8.28% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sa International Holdings (FRA:SSW) Overvalued in 2026?
Based on GuruFocus' analysis, Sa International Holdings stock appears to be overvalued.
The current stock price of €0.10 is trading 11.1% above its estimated GF Value™ of €0.09.
Key valuation signals for FRA:SSW:
Return-on-Tangible-Equity: 8.28% (21% below median its 10-year median of 10.45)
GF Value™: €0.09 vs. price of €0.10 (11.1% above fair value)
Industry Position: 0.1% above the Retail - Cyclical median (#337 of 1056)
No single metric tells the full story. See the FRA:SSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sa SA International Holdings Ltd is an investment holding company. The group operates as a beauty-product retail group in Asia. Its business covers Hong Kong and Macao SARs, the Chinese Mainland, and Southeast Asia. It is a one-stop beauty product specialty platform with a business focus on Beauty. The group provides diverse and quality products under more than 650 brands, ranging from skincare, fragrance, make-up, hair care, body care products, inner beauty and health products, as well as beauty equipment. Its diversified e-commerce platforms offer round-the-clock online shopping services along with comprehensive product information to customers from different countries. Its physical and online business presence is striving to provide a customer-centric omni-channel shopping experience.
63GF Score
Get the complete analysis for FRA:SSW
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