STrust Co (FSE:3280) Debt-to-EBITDA : 9.76 (As of Feb. 2026) — 18% Below Median

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FSE:3280 STrust Co Ltd FSE:3280
62 GF Score
Price 円629.00
GF Value 円688.66
! 7 Warning Signs
View Full Analysis

What is STrust Co Debt-to-EBITDA?

STrust Co FSE:3280 62 Debt-to-EBITDA is 9.76 as of Feb. 2026, which is 18% below its 10-year median of 11.88. GuruFocus rates FSE:3280 with a GF Score™ of 62/100 and a GF Value™ of 円688.66. The stock has 7 warning signs investors should review. Among 1,271 Real Estate companies, STrust Co ranks worse than 98.03% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

STrust Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was 円17,901 Mil. STrust Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was 円6,213 Mil. STrust Co's annualized EBITDA for the quarter that ended in Feb. 2026 was 円300 Mil. STrust Co's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 was 80.38.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for STrust Co's Debt-to-EBITDA or its related term are showing as below:

FSE:3280' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 5.6   Med: 11.88   Max: 85.28
Current: 85.28

During the past 13 years, the highest Debt-to-EBITDA Ratio of STrust Co was 85.28. The lowest was 5.60. And the median was 11.88.

FSE:3280's Debt-to-EBITDA is ranked worse than
98.03% of 1271 companies
in the Real Estate industry
Industry Median: 5.5 vs FSE:3280: 85.28

STrust Co  (FSE:3280) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


STrust Co Debt-to-EBITDA Related Terms


STrust Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for STrust Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

STrust Co Debt-to-EBITDA Chart

STrust Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.69 13.80 15.09 8.96 9.76

STrust Co Quarterly Data
Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Feb25 May25 Aug25 Feb26 May26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.96 6.10 6.32 9.76 23.09

STrust Co Debt-to-EBITDA Competitor Comparison

For the Real Estate - Diversified subindustry, STrust Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


STrust Co Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, STrust Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where STrust Co's Debt-to-EBITDA falls into.


FSE:3280
62GF Score
STrust Co Ltd FSE:3280
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

STrust Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

STrust Co's Debt-to-EBITDA for the fiscal year that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(17901 + 6213) / 2470
=9.76

STrust Co's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(17901 + 6213) / 300
=80.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Feb. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 9.76 mean?
STrust Co (FSE:3280) has a Debt-to-EBITDA of 9.76 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on STrust Co. This is 18% below median its historical median of 11.88. Over the past decade, STrust Co's Debt-to-EBITDA has ranged from 5.60 to 85.28. According to the industry distribution chart, STrust Co ranks #1246 out of 1271 companies in the Real Estate industry, placing it in the top 98%.
Is STrust Co's Debt-to-EBITDA too high?
STrust Co's current Debt-to-EBITDA of 9.76 is 18% below median its 10-year median of 11.88. Over the past 10 years, this metric has ranged from a low of 5.60 to a high of 85.28. The Real Estate industry median Debt-to-EBITDA is 5.50. STrust Co's value of 9.76 is 77.5% above this industry median. Based on the distribution chart, STrust Co ranks #1246 out of 1271 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, STrust Co has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does STrust Co's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, STrust Co ranks #1246 out of 1271 companies for Debt-to-EBITDA. This places STrust Co in the lower half of its industry. The industry median Debt-to-EBITDA is 5.50. STrust Co's value of 9.76 is 77.5% above this benchmark. Historically, STrust Co's own Debt-to-EBITDA has ranged from 5.60 to 85.28 over the past decade. While the company's 10-year median is 11.88 vs. the industry median of 5.50, STrust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.50, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. STrust Co's current Debt-to-EBITDA of 9.76 is 77.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on STrust Co. For the Real Estate industry, the median Debt-to-EBITDA is 5.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. STrust Co's current Debt-to-EBITDA is 9.76, which is 18% below median its own 10-year median of 11.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STrust Co stock overvalued right now?
STrust Co (FSE:3280) has a current Debt-to-EBITDA of 9.76. The stock's GF Value™ is 円688.66, compared to a current price of 円629.00 — trading 8.7% below its estimated fair value. The current Debt-to-EBITDA is 9.76, which is 18% below median its 10-year median of 11.88 and 77.5% above the Real Estate industry median of 5.50. STrust Co's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For STrust Co (FSE:3280), the current Debt-to-EBITDA is 9.76 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is STrust Co (FSE:3280) Overvalued in 2026?

Based on GuruFocus' analysis, STrust Co stock appears to be undervalued. The current stock price of 円629.00 is trading 8.7% below its estimated GF Value™ of 円688.66.

Key valuation signals for FSE:3280:

  • Debt-to-EBITDA: 9.76 (18% below median its 10-year median of 11.88)
  • GF Value™: 円688.66 vs. price of 円629.00 (8.7% below fair value)
  • GF Score™: 62/100 with 7 warning signs
  • Industry Position: 77.5% above the Real Estate median (#1246 of 1271)

No single metric tells the full story. See the FSE:3280 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


STrust Co Business Description

Other Exchanges 3280:Japan
Address Shibuya-cho, 4-chome, Number 22, Shibuya- shi, Yamaguchi, Shibuya, JPN, 750-0025
STrust Co Ltd is engaged in the real estate business in Japan. It primarily sells condominiums. The company is also involved in real estate agency businesses; and the management of condominiums.
62GF Score

Get the complete analysis for FSE:3280

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円629.00
Price
円688.66
GF Value