STrust Co (FSE:3280) Interest Coverage: 4.57 (As of Feb. 2026) — 42% Below Median


FSE:3280 STrust Co Ltd FSE:3280
68 GF Score
Price 円629.00
GF Value 円603.49
! 5 Warning Signs
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What is STrust Co Interest Coverage?

STrust Co FSE:3280 68 Interest Coverage is 4.57 as of Feb. 2026, which is 42% below its 10-year median of 7.87. GuruFocus rates FSE:3280 with a GF Score™ of 68/100 and a GF Value™ of 円603.49. The stock has 5 warning signs investors should review. Among 1,299 Real Estate companies, STrust Co ranks better than 68.28% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. STrust Co's Operating Income for the six months ended in Feb. 2026 was 円548 Mil. STrust Co's Interest Expense for the six months ended in Feb. 2026 was 円-120 Mil. STrust Co's interest coverage for the quarter that ended in Feb. 2026 was 4.57. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for STrust Co's Interest Coverage or its related term are showing as below:

FSE:3280' s Interest Coverage Range Over the Past 10 Years
Min: 5.46   Med: 7.87   Max: 12.06
Current: 9.35


FSE:3280's Interest Coverage is ranked better than
68.28% of 1299 companies
in the Real Estate industry
Industry Median: 4.25 vs FSE:3280: 9.35

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


STrust Co  (FSE:3280) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


STrust Co Interest Coverage Related Terms


STrust Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for STrust Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

STrust Co Interest Coverage Chart

STrust Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.92 8.60 5.94 9.04 9.35

STrust Co Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.23 1.73 14.98 14.88 4.57

STrust Co Interest Coverage Competitor Comparison

For the Real Estate - Diversified subindustry, STrust Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


STrust Co Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, STrust Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where STrust Co's Interest Coverage falls into.


FSE:3280
68GF Score
STrust Co Ltd FSE:3280
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

STrust Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

STrust Co's Interest Coverage for the fiscal year that ended in Feb. 2026 is calculated as

Here, for the fiscal year that ended in Feb. 2026, STrust Co's Interest Expense was 円-224 Mil. Its Operating Income was 円2,095 Mil. And its Long-Term Debt & Capital Lease Obligation was 円6,195 Mil.

Interest Coverage=-1* Operating Income (A: Feb. 2026 )/Interest Expense (A: Feb. 2026 )
=-1*2095/-224
=9.35

STrust Co's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the six months ended in Feb. 2026, STrust Co's Interest Expense was 円-120 Mil. Its Operating Income was 円548 Mil. And its Long-Term Debt & Capital Lease Obligation was 円6,195 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*548/-120
=4.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.57 mean?
STrust Co (FSE:3280) has a Interest Coverage of 4.57 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on STrust Co and its competitors. This is 42% below median its historical median of 7.87. Over the past decade, STrust Co's Interest Coverage has ranged from 5.46 to 12.06. According to the industry distribution chart, STrust Co ranks #412 out of 1299 companies in the Real Estate industry, placing it in the top 31.7%.
Is STrust Co's Interest Coverage too high?
STrust Co's current Interest Coverage of 4.57 is 42% below median its 10-year median of 7.87. Over the past 10 years, this metric has ranged from a low of 5.46 to a high of 12.06. The Real Estate industry median Interest Coverage is 4.25. STrust Co's value of 4.57 is 7.5% above this industry median. Based on the distribution chart, STrust Co ranks #412 out of 1299 companies in the Real Estate industry, which is above the industry midpoint. Overall, STrust Co has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does STrust Co's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, STrust Co ranks #412 out of 1299 companies for Interest Coverage. This puts STrust Co in the upper half of its industry. The industry median Interest Coverage is 4.25. STrust Co's value of 4.57 is 7.5% above this benchmark. Historically, STrust Co's own Interest Coverage has ranged from 5.46 to 12.06 over the past decade. While the company's 10-year median is 7.87 vs. the industry median of 4.25, STrust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. STrust Co's current Interest Coverage of 4.57 is 7.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on STrust Co and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. STrust Co's current Interest Coverage is 4.57, which is 42% below median its own 10-year median of 7.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STrust Co stock overvalued right now?
STrust Co (FSE:3280) has a current Interest Coverage of 4.57. The stock's GF Value™ is 円603.49, compared to a current price of 円629.00 — trading 4.2% above its estimated fair value. The current Interest Coverage is 4.57, which is 42% below median its 10-year median of 7.87 and 7.5% above the Real Estate industry median of 4.25. STrust Co's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For STrust Co (FSE:3280), the current Interest Coverage is 4.57 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is STrust Co (FSE:3280) Overvalued in 2026?

Based on GuruFocus' analysis, STrust Co stock appears to be overvalued. The current stock price of 円629.00 is trading 4.2% above its estimated GF Value™ of 円603.49.

Key valuation signals for FSE:3280:

  • Interest Coverage: 4.57 (42% below median its 10-year median of 7.87)
  • GF Value™: 円603.49 vs. price of 円629.00 (4.2% above fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 7.5% above the Real Estate median (#412 of 1299)

No single metric tells the full story. See the FSE:3280 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


STrust Co Business Description

Other Exchanges 3280:Japan
Address Shibuya-cho, 4-chome, Number 22, Shibuya- shi, Yamaguchi, Shibuya, JPN, 750-0025
STrust Co Ltd is engaged in the real estate business in Japan. It primarily sells condominiums. The company is also involved in real estate agency businesses; and the management of condominiums.
68GF Score

Get the complete analysis for FSE:3280

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円629.00
Price
円603.49
GF Value