UTime (FXHO) Debt-to-EBITDA : 2.74 (As of Sep. 2025)


FXHO UTime Ltd FXHO
18 GF Score
Price $7.20
! 8 Warning Signs
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What is UTime Debt-to-EBITDA?

UTime FXHO +41.18% 18 Debt-to-EBITDA is 2.74 as of Sep. 2025. GuruFocus rates FXHO with a GF Score™ of 18/100. The stock has 8 warning signs investors should review. Among 1,788 Hardware companies, UTime ranks worse than 55928.36% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

UTime's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was $10.24 Mil. UTime's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was $0.94 Mil. UTime's annualized EBITDA for the quarter that ended in Sep. 2025 was $4.08 Mil. UTime's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 was 2.74.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for UTime's Debt-to-EBITDA or its related term are showing as below:

FXHO' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -3.58   Med: -1.81   Max: -0.11
Current: -0.16

During the past 9 years, the highest Debt-to-EBITDA Ratio of UTime was -0.11. The lowest was -3.58. And the median was -1.81.

FXHO's Debt-to-EBITDA is ranked worse than
100% of 1788 companies
in the Hardware industry
Industry Median: 1.71 vs FXHO: -0.16

UTime  (NAS:FXHO) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


UTime Debt-to-EBITDA Related Terms


UTime Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for UTime's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UTime Debt-to-EBITDA Chart

UTime Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only -3.58 -2.07 -1.06 -3.15 -0.11

UTime Semi-Annual Data
Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.15 -2.19 -0.30 -0.07 2.74

FXHO vs GMEX, BOXL, WLDS: Debt-to-EBITDA Comparison

For the Consumer Electronics subindustry, UTime's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UTime Debt-to-EBITDA vs Hardware Industry

For the Hardware industry and Technology sector, UTime's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where UTime's Debt-to-EBITDA falls into.


FXHO
18GF Score
UTime Ltd FXHO
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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UTime Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

UTime's Debt-to-EBITDA for the fiscal year that ended in Mar. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(8.509 + 1.051) / -90.899
=-0.11

UTime's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(10.237 + 0.943) / 4.084
=2.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Sep. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.74 mean?
UTime (FXHO) has a Debt-to-EBITDA of 2.74 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on UTime. According to the industry distribution chart, UTime ranks #999999 out of 1788 companies in the Hardware industry.
Is UTime's Debt-to-EBITDA too high?
UTime's current Debt-to-EBITDA is 2.74. The Hardware industry median Debt-to-EBITDA is 1.71. UTime's value of 2.74 is 60.2% above this industry median. Based on the distribution chart, UTime ranks #999999 out of 1788 companies in the Hardware industry, which is in the bottom quartile relative to peers. Overall, UTime has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does UTime's Debt-to-EBITDA compare to GMEX and BOXL?
According to the Hardware industry distribution chart, UTime ranks #999999 out of 1788 companies for Debt-to-EBITDA. This places UTime in the lower half of its industry. The industry median Debt-to-EBITDA is 1.71. UTime's value of 2.74 is 60.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Hardware company?
The median Debt-to-EBITDA among Hardware companies is 1.71, based on 1,788 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UTime's current Debt-to-EBITDA of 2.74 is 60.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on UTime. For the Hardware industry, the median Debt-to-EBITDA is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UTime's current Debt-to-EBITDA is 2.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UTime stock overvalued right now?
UTime (FXHO) has a current Debt-to-EBITDA of 2.74. The current Debt-to-EBITDA is 2.74 and 60.2% above the Hardware industry median of 1.71. UTime's overall GF Score™ is 18/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For UTime (FXHO), the current Debt-to-EBITDA is 2.74 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

UTime Business Description

Address No. 1006 Keyuan Road, 7th Floor, Room 702, Building 5A, Shenzhen Software Industry Base, Nanshan District, Shenzhen, CHN, 518061
UTime Ltd is engaged in the design, development, production, sales and brand operation of mobile phones, accessories and related consumer electronics. It also provides Electronics Manufacturing Services (EMS), including Original Equipment Manufacturer (OEM) and Original Design Manufacturer (ODM) services, for renowned brands. The company operates in China and its products are sold globally, including Mexico, Brazil, the United States, and other emerging markets in South Asia and Africa as well as Europe. It has two in-house brands, UTime, known as its middle-to-high end label and targets middle class consumers from emerging markets; as its low- to mid-end brand, is positioned to the grassroots consumers and price-sensitive consumers in emerging markets.
18GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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