Brilliance China Automotive Holdings (HAM:CBA) Debt-to-EBITDA : 0.40 (As of Dec. 2025) — 82% Above Median

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HAM:CBA Brilliance China Automotive Holdings Ltd HAM:CBA
68 GF Score
Price €0.23
GF Value €0.46
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Brilliance China Automotive Holdings Debt-to-EBITDA?

Brilliance China Automotive Holdings HAM:CBA +0.67% 68 Debt-to-EBITDA is 0.40 as of Dec. 2025, which is 82% above its 10-year median of 0.22. GuruFocus rates HAM:CBA with a GF Score™ of 68/100 and a GF Value™ of €0.46 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,093 Vehicles & Parts companies, Brilliance China Automotive Holdings ranks better than 92.04% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Brilliance China Automotive Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €27.6 Mil. Brilliance China Automotive Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €11.7 Mil. Brilliance China Automotive Holdings's annualized EBITDA for the quarter that ended in Dec. 2025 was €98.1 Mil. Brilliance China Automotive Holdings's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 0.40.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Brilliance China Automotive Holdings's Debt-to-EBITDA or its related term are showing as below:

HAM:CBA' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -28.56   Med: 0.22   Max: 1.7
Current: 0.14

During the past 13 years, the highest Debt-to-EBITDA Ratio of Brilliance China Automotive Holdings was 1.70. The lowest was -28.56. And the median was 0.22.

HAM:CBA's Debt-to-EBITDA is ranked better than
92.04% of 1093 companies
in the Vehicles & Parts industry
Industry Median: 2.25 vs HAM:CBA: 0.14

Brilliance China Automotive Holdings  (HAM:CBA) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Brilliance China Automotive Holdings Debt-to-EBITDA Related Terms


Brilliance China Automotive Holdings Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Brilliance China Automotive Holdings's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Brilliance China Automotive Holdings Debt-to-EBITDA Chart

Brilliance China Automotive Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.29 0.08 0.14 0.16 0.13

Brilliance China Automotive Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.15 0.23 0.11 0.40

HAM:CBA vs TSLA, GM, F: Debt-to-EBITDA Comparison

For the Auto Manufacturers subindustry, Brilliance China Automotive Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Brilliance China Automotive Holdings Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Brilliance China Automotive Holdings's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Brilliance China Automotive Holdings's Debt-to-EBITDA falls into.


HAM:CBA
68GF Score
Brilliance China Automotive Holdings Ltd HAM:CBA
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Brilliance China Automotive Holdings Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Brilliance China Automotive Holdings's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(27.6 + 11.664) / 296.778
=0.13

Brilliance China Automotive Holdings's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(27.6 + 11.664) / 98.12
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.40 mean?
Brilliance China Automotive Holdings (HAM:CBA) has a Debt-to-EBITDA of 0.40 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Brilliance China Automotive Holdings. This is 82% above median its historical median of 0.22. According to the industry distribution chart, Brilliance China Automotive Holdings ranks #87 out of 1093 companies in the Vehicles & Parts industry, placing it in the top 8%.
Is Brilliance China Automotive Holdings' Debt-to-EBITDA too high?
Brilliance China Automotive Holdings' current Debt-to-EBITDA of 0.40 is 82% above median its 10-year median of 0.22. The Vehicles & Parts industry median Debt-to-EBITDA is 2.25. Brilliance China Automotive Holdings' value of 0.40 is 82.2% below this industry median. Based on the distribution chart, Brilliance China Automotive Holdings ranks #87 out of 1093 companies in the Vehicles & Parts industry, which is in the top quartile — a strong position relative to peers. Overall, Brilliance China Automotive Holdings has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Brilliance China Automotive Holdings' Debt-to-EBITDA compare to TSLA and GM?
According to the Vehicles & Parts industry distribution chart, Brilliance China Automotive Holdings ranks #87 out of 1093 companies for Debt-to-EBITDA. This places Brilliance China Automotive Holdings in the top 8% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.25. Brilliance China Automotive Holdings' value of 0.40 is 82.2% below this benchmark. While the company's 10-year median is 0.22 vs. the industry median of 2.25, Brilliance China Automotive Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.25, based on 1,093 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Brilliance China Automotive Holdings's current Debt-to-EBITDA of 0.40 is 82.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Brilliance China Automotive Holdings. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Brilliance China Automotive Holdings's current Debt-to-EBITDA is 0.40, which is 82% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brilliance China Automotive Holdings stock overvalued right now?
Based on GuruFocus' analysis, Brilliance China Automotive Holdings (HAM:CBA) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.46, compared to a current price of €0.23 — trading 51.1% below its estimated fair value. The current Debt-to-EBITDA is 0.40, which is 82% above median its 10-year median of 0.22 and 82.2% below the Vehicles & Parts industry median of 2.25. Brilliance China Automotive Holdings' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Brilliance China Automotive Holdings (HAM:CBA), the current Debt-to-EBITDA is 0.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Brilliance China Automotive Holdings (HAM:CBA) Overvalued in 2026?

Based on GuruFocus' analysis, Brilliance China Automotive Holdings stock appears to be undervalued. The current stock price of €0.23 is trading 51.1% below its estimated GF Value™ of €0.46. GuruFocus considers Brilliance China Automotive Holdings to be Significantly Undervalued.

Key valuation signals for HAM:CBA:

  • Debt-to-EBITDA: 0.40 (82% above median its 10-year median of 0.22)
  • GF Value™: €0.46 vs. price of €0.23 (51.1% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 82.2% below the Vehicles & Parts median (#87 of 1093)

No single metric tells the full story. See the HAM:CBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Brilliance China Automotive Holdings Business Description

Address 2 Murray Road, Unit 3303, 33rd Floor, The Henderson, Central, Hong Kong, HKG
Brilliance China Automotive Holdings Ltd is a provincial state-owned enterprise that manufactures passenger vehicles, minibuses, and automotive components. The company's operating profits come from the passenger vehicle joint venture with BMW. The activities of the Company and its subsidiaries are the manufacture and sale of BMW vehicles and components in the PRC through its associate, BMW Brilliance Automotive Ltd. The company is also engaged in the manufacture and sale of non-BMW vehicles and automotive components through its other subsidiaries.
68GF Score

Get the complete analysis for HAM:CBA

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.23
Price
€0.46
GF Value