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GSW Immobilien AGHAM:GIB 51 Debt-to-EBITDA is 7.58 as of Dec. 2025, which is 71% above its 10-year median of 4.42. GuruFocus rates HAM:GIB with a GF Score™ of 51/100 and a GF Value™ of €152.55 (Significantly Undervalued). The stock has 9 warning signs investors should review. Among 1,271 Real Estate companies, GSW Immobilien AG ranks worse than 61.05% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for GSW Immobilien AG's Debt-to-EBITDA or its related term are showing as below:
HAM:GIB'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.3 Med: 4.42 Max: 8.88
Current: 7.58
During the past 13 years, the highest Debt-to-EBITDA Ratio of GSW Immobilien AG was 8.88. The lowest was 1.30. And the median was 4.42.
HAM:GIB's Debt-to-EBITDA is ranked worse than 61.05% of 1271
companies
in the Real Estate industry
Industry Median: 5.61
vs HAM:GIB: 7.58
GSW Immobilien AG (HAM:GIB) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
GSW Immobilien AG Debt-to-EBITDA Related Terms
GSW Immobilien AG Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for GSW Immobilien AG's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAM:GIB vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison
For the Real Estate Services subindustry, GSW Immobilien AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GSW Immobilien AG Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, GSW Immobilien AG's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where GSW Immobilien AG's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is one times the quarterly (Dec. 2025) EBITDA data.
GSW Immobilien AG (HAM:GIB) has a Debt-to-EBITDA of 7.58 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on GSW Immobilien AG. This is 71% above median its historical median of 4.42. Over the past decade, GSW Immobilien AG's Debt-to-EBITDA has ranged from 1.30 to 8.88. According to the industry distribution chart, GSW Immobilien AG ranks #776 out of 1271 companies in the Real Estate industry, placing it in the top 61.1%.
Is GSW Immobilien AG's Debt-to-EBITDA too high?
GSW Immobilien AG's current Debt-to-EBITDA of 7.58 is 71% above median its 10-year median of 4.42. Over the past 10 years, this metric has ranged from a low of 1.30 to a high of 8.88. The Real Estate industry median Debt-to-EBITDA is 5.61. GSW Immobilien AG's value of 7.58 is 35.1% above this industry median. Based on the distribution chart, GSW Immobilien AG ranks #776 out of 1271 companies in the Real Estate industry, which is below the industry midpoint. Overall, GSW Immobilien AG has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GSW Immobilien AG's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, GSW Immobilien AG ranks #776 out of 1271 companies for Debt-to-EBITDA. This places GSW Immobilien AG in the lower half of its industry. The industry median Debt-to-EBITDA is 5.61. GSW Immobilien AG's value of 7.58 is 35.1% above this benchmark. Historically, GSW Immobilien AG's own Debt-to-EBITDA has ranged from 1.30 to 8.88 over the past decade. While the company's 10-year median is 4.42 vs. the industry median of 5.61, GSW Immobilien AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.61, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GSW Immobilien AG's current Debt-to-EBITDA of 7.58 is 35.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on GSW Immobilien AG. For the Real Estate industry, the median Debt-to-EBITDA is 5.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GSW Immobilien AG's current Debt-to-EBITDA is 7.58, which is 71% above median its own 10-year median of 4.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GSW Immobilien AG stock overvalued right now?
Based on GuruFocus' analysis, GSW Immobilien AG (HAM:GIB) is currently considered Significantly Undervalued. The stock's GF Value™ is €152.55, compared to a current price of €64.50 — trading 57.7% below its estimated fair value. The current Debt-to-EBITDA is 7.58, which is 71% above median its 10-year median of 4.42 and 35.1% above the Real Estate industry median of 5.61. GSW Immobilien AG's overall GF Score™ is 51/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For GSW Immobilien AG (HAM:GIB), the current Debt-to-EBITDA is 7.58 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GSW Immobilien AG (HAM:GIB) Overvalued in 2026?
Based on GuruFocus' analysis, GSW Immobilien AG stock appears to be undervalued.
The current stock price of €64.50 is trading 57.7% below its estimated GF Value™ of €152.55.
GuruFocus considers GSW Immobilien AG to be Significantly Undervalued.
Key valuation signals for HAM:GIB:
Debt-to-EBITDA: 7.58 (71% above median its 10-year median of 4.42)
GF Value™: €152.55 vs. price of €64.50 (57.7% below fair value)
Industry Position: 35.1% above the Real Estate median (#776 of 1271)
No single metric tells the full story. See the HAM:GIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GSW Immobilien AG is engaged in the management of its own real estate and the acquisition and management of investments in other companies, particularly real estate holding companies.
51GF Score
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