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TAG Colonia-Immobilien AGHAM:KBU 59 Debt-to-EBITDA is 7.97 as of Dec. 2025, which is 47% above its 10-year median of 5.43. GuruFocus rates HAM:KBU with a GF Score™ of 59/100 and a GF Value™ of €4.88 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,274 Real Estate companies, TAG Colonia-Immobilien AG ranks worse than 63.97% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for TAG Colonia-Immobilien AG's Debt-to-EBITDA or its related term are showing as below:
HAM:KBU'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -7.92 Med: 5.43 Max: 18.92
Current: 7.97
During the past 13 years, the highest Debt-to-EBITDA Ratio of TAG Colonia-Immobilien AG was 18.92. The lowest was -7.92. And the median was 5.43.
HAM:KBU's Debt-to-EBITDA is ranked worse than 63.97% of 1274
companies
in the Real Estate industry
Industry Median: 5.53
vs HAM:KBU: 7.97
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
TAG Colonia-Immobilien AG Debt-to-EBITDA Related Terms
TAG Colonia-Immobilien AG Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TAG Colonia-Immobilien AG Debt-to-EBITDA Competitor Comparison
For the Real Estate - Development subindustry, TAG Colonia-Immobilien AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TAG Colonia-Immobilien AG Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, TAG Colonia-Immobilien AG's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where TAG Colonia-Immobilien AG's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is one times the quarterly (Dec. 2025) EBITDA data.
TAG Colonia-Immobilien AG (HAM:KBU) has a Debt-to-EBITDA of 7.97 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on TAG Colonia-Immobilien AG. This is 47% above median its historical median of 5.43. According to the industry distribution chart, TAG Colonia-Immobilien AG ranks #815 out of 1274 companies in the Real Estate industry, placing it in the top 64%.
Is TAG Colonia-Immobilien AG's Debt-to-EBITDA too high?
TAG Colonia-Immobilien AG's current Debt-to-EBITDA of 7.97 is 47% above median its 10-year median of 5.43. The Real Estate industry median Debt-to-EBITDA is 5.53. TAG Colonia-Immobilien AG's value of 7.97 is 44.1% above this industry median. Based on the distribution chart, TAG Colonia-Immobilien AG ranks #815 out of 1274 companies in the Real Estate industry, which is below the industry midpoint. Overall, TAG Colonia-Immobilien AG has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TAG Colonia-Immobilien AG's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, TAG Colonia-Immobilien AG ranks #815 out of 1274 companies for Debt-to-EBITDA. This places TAG Colonia-Immobilien AG in the lower half of its industry. The industry median Debt-to-EBITDA is 5.53. TAG Colonia-Immobilien AG's value of 7.97 is 44.1% above this benchmark. While the company's 10-year median is 5.43 vs. the industry median of 5.53, TAG Colonia-Immobilien AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.53, based on 1,274 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TAG Colonia-Immobilien AG's current Debt-to-EBITDA of 7.97 is 44.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on TAG Colonia-Immobilien AG. For the Real Estate industry, the median Debt-to-EBITDA is 5.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TAG Colonia-Immobilien AG's current Debt-to-EBITDA is 7.97, which is 47% above median its own 10-year median of 5.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TAG Colonia-Immobilien AG stock overvalued right now?
Based on GuruFocus' analysis, TAG Colonia-Immobilien AG (HAM:KBU) is currently considered Modestly Overvalued. The stock's GF Value™ is €4.88, compared to a current price of €5.80 — trading 18.9% above its estimated fair value. The current Debt-to-EBITDA is 7.97, which is 47% above median its 10-year median of 5.43 and 44.1% above the Real Estate industry median of 5.53. TAG Colonia-Immobilien AG's overall GF Score™ is 59/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For TAG Colonia-Immobilien AG (HAM:KBU), the current Debt-to-EBITDA is 7.97 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TAG Colonia-Immobilien AG (HAM:KBU) Overvalued in 2026?
Based on GuruFocus' analysis, TAG Colonia-Immobilien AG stock appears to be overvalued.
The current stock price of €5.80 is trading 18.9% above its estimated GF Value™ of €4.88.
GuruFocus considers TAG Colonia-Immobilien AG to be Modestly Overvalued.
Key valuation signals for HAM:KBU:
Debt-to-EBITDA: 7.97 (47% above median its 10-year median of 5.43)
GF Value™: €4.88 vs. price of €5.80 (18.9% above fair value)
Industry Position: 44.1% above the Real Estate median (#815 of 1274)
No single metric tells the full story. See the HAM:KBU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TAG Colonia-Immobilien AG is a real estate company focused on the residential property sector. The properties owned by the company and its subsidiaries are spread across various regions in Northern and Eastern Germany and North Rhine-Westphalia. Additionally, it has also expanded operations into Poland, where the business focuses not only on the development and management of a residential property portfolio but also on sales activities. The Group's portfolio comprises several thousand residential units in Germany and Poland, including a small number of commercial units. TAG's business model in Germany consists of a long-term rental business for residential units. Its operating segments are: Rental Germany, which generates the maximum revenue, Rental Poland, Sales Poland, and Others.
59GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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