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Hilton Grand VacationsHGV -2.07%81 Debt-to-EBITDA is 11.97 as of Jun. 2026, which is 165% above its 10-year median of 4.51. GuruFocus rates HGV with a GF Score™ of 81/100 and a GF Value™ of $57.45 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 656 Travel & Leisure companies, Hilton Grand Vacations ranks worse than 89.33% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Hilton Grand Vacations's Debt-to-EBITDA or its related term are showing as below:
HGV'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -10.38 Med: 4.51 Max: 9.68
Current: 9.55
During the past 13 years, the highest Debt-to-EBITDA Ratio of Hilton Grand Vacations was 9.68. The lowest was -10.38. And the median was 4.51.
HGV's Debt-to-EBITDA is ranked worse than 89.33% of 656
companies
in the Travel & Leisure industry
Industry Median: 2.415
vs HGV: 9.55
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Hilton Grand Vacations Debt-to-EBITDA Related Terms
Hilton Grand Vacations Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Hilton Grand Vacations's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Resorts & Casinos subindustry, Hilton Grand Vacations's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hilton Grand Vacations Debt-to-EBITDA vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Hilton Grand Vacations's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Hilton Grand Vacations's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Hilton Grand Vacations (HGV) has a Debt-to-EBITDA of 11.97 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hilton Grand Vacations. This is 165% above median its historical median of 4.51. According to the industry distribution chart, Hilton Grand Vacations ranks #586 out of 656 companies in the Travel & Leisure industry, placing it in the top 89.3%.
Is Hilton Grand Vacations' Debt-to-EBITDA too high?
Hilton Grand Vacations' current Debt-to-EBITDA of 11.97 is 165% above median its 10-year median of 4.51. The Travel & Leisure industry median Debt-to-EBITDA is 2.42. Hilton Grand Vacations' value of 11.97 is 395.7% above this industry median. Based on the distribution chart, Hilton Grand Vacations ranks #586 out of 656 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, Hilton Grand Vacations has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hilton Grand Vacations' Debt-to-EBITDA compare to RRR and VAC?
According to the Travel & Leisure industry distribution chart, Hilton Grand Vacations ranks #586 out of 656 companies for Debt-to-EBITDA. This places Hilton Grand Vacations in the lower half of its industry. The industry median Debt-to-EBITDA is 2.42. Hilton Grand Vacations' value of 11.97 is 395.7% above this benchmark. While the company's 10-year median is 4.51 vs. the industry median of 2.42, Hilton Grand Vacations has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Travel & Leisure company?
The median Debt-to-EBITDA among Travel & Leisure companies is 2.42, based on 656 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hilton Grand Vacations's current Debt-to-EBITDA of 11.97 is 395.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hilton Grand Vacations. For the Travel & Leisure industry, the median Debt-to-EBITDA is 2.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hilton Grand Vacations's current Debt-to-EBITDA is 11.97, which is 165% above median its own 10-year median of 4.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hilton Grand Vacations stock overvalued right now?
Based on GuruFocus' analysis, Hilton Grand Vacations (HGV) is currently considered Modestly Undervalued. The stock's GF Value™ is $57.45, compared to a current price of $44.38 — trading 22.7% below its estimated fair value. The current Debt-to-EBITDA is 11.97, which is 165% above median its 10-year median of 4.51 and 395.7% above the Travel & Leisure industry median of 2.42. Hilton Grand Vacations' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Hilton Grand Vacations (HGV), the current Debt-to-EBITDA is 11.97 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hilton Grand Vacations (HGV) Overvalued in 2026?
Based on GuruFocus' analysis, Hilton Grand Vacations stock appears to be undervalued.
The current stock price of $44.38 is trading 22.7% below its estimated GF Value™ of $57.45.
GuruFocus considers Hilton Grand Vacations to be Modestly Undervalued.
Key valuation signals for HGV:
Debt-to-EBITDA: 11.97 (165% above median its 10-year median of 4.51)
GF Value™: $57.45 vs. price of $44.38 (22.7% below fair value)
Industry Position: 395.7% above the Travel & Leisure median (#586 of 656)
No single metric tells the full story. See the HGV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hilton Grand Vacations Inc is a timeshare company engaged in developing, marketing, selling, managing, and operating timeshare resorts and timeshare plans under the Hilton Grand Vacations brand. The company operates in two segments: Real estate sales and financing, and Resort operations and club management. The Real estate sales and financing segment generates revenue from VOI sales and consumer financing, including interest income from loans to members. The Resort operations and club management segment generates revenue from resort management services, club membership fees, and rental of available inventory. The majority of the company's revenue is earned through the Real estate sales and financing segment.
81GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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