HMELF (Hold Me) Debt-to-EBITDA : -4.65 (As of Dec. 2025)


HMELF Hold Me Ltd HMELF
19 GF Score
Price $6.50
! 2 Warning Signs
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What is Hold Me Debt-to-EBITDA?

Hold Me HMELF 19 Debt-to-EBITDA is -4.65 as of Dec. 2025. GuruFocus rates HMELF with a GF Score™ of 19/100. The stock has 2 warning signs investors should review.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Hold Me's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $1.05 Mil. Hold Me's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.00 Mil. Hold Me's annualized EBITDA for the quarter that ended in Dec. 2025 was $-0.23 Mil. Hold Me's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was -4.65.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Hold Me's Debt-to-EBITDA or its related term are showing as below:

HMELF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -4.65   Med: -0.14   Max: 8.44
Current: -4.65

During the past 6 years, the highest Debt-to-EBITDA Ratio of Hold Me was 8.44. The lowest was -4.65. And the median was -0.14.

HMELF's Debt-to-EBITDA is not ranked
in the Software industry.
Industry Median: 1.08 vs HMELF: -4.65

Hold Me  (OTCPK:HMELF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Hold Me Debt-to-EBITDA Related Terms


Hold Me Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Hold Me's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hold Me Debt-to-EBITDA Chart

Hold Me Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial -0.16 -0.12 8.43 -4.06 -4.65

Hold Me Semi-Annual Data
Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial -0.16 -0.12 8.43 -4.06 -4.65

HMELF vs : Debt-to-EBITDA Comparison

For the Software - Application subindustry, Hold Me's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hold Me Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Hold Me's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Hold Me's Debt-to-EBITDA falls into.


HMELF
19GF Score
Hold Me Ltd HMELF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hold Me Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Hold Me's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.047 + 0) / -0.225
=-4.65

Hold Me's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.047 + 0) / -0.225
=-4.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is one times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -4.65 mean?
Hold Me (HMELF) has a Debt-to-EBITDA of -4.65 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hold Me.
Is Hold Me's Debt-to-EBITDA too high?
Hold Me's current Debt-to-EBITDA is -4.65. Overall, Hold Me has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Hold Me's Debt-to-EBITDA compare to ?
Hold Me's Debt-to-EBITDA of -4.65 can be compared against companies in the Software industry. The industry median Debt-to-EBITDA is 1.08. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,701 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hold Me. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hold Me's current Debt-to-EBITDA is -4.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hold Me stock overvalued right now?
Hold Me (HMELF) has a current Debt-to-EBITDA of -4.65. The current Debt-to-EBITDA is -4.65. Hold Me's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Hold Me (HMELF), the current Debt-to-EBITDA is -4.65 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Hold Me Business Description

Comparable Companies
Address 30 Golomb Street, Ness Ziyona, ISR, 7401337
Hold Me Ltd develops a mobile-wallet-as-a-service platform for organizations interested in launching mobile wallet applications for their brand. Its solution allows brands, retailers, media companies, and financial institutions to create customized mobile wallets for payments, as well as for managing loyalty and rewards programs. The company operates in one operating and reportable segment NIS.
19GF Score

Get the complete analysis for HMELF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.50
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