HMELF (Hold Me) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


HMELF Hold Me Ltd HMELF
19 GF Score
Price $6.50
! 2 Warning Signs
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What is Hold Me Interest Coverage?

Hold Me HMELF 19 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates HMELF with a GF Score™ of 19/100. The stock has 2 warning signs investors should review.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Hold Me's Operating Income for the six months ended in Dec. 2025 was $-0.23 Mil. Hold Me's Interest Expense for the six months ended in Dec. 2025 was $-0.06 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Hold Me's Interest Coverage or its related term are showing as below:


HMELF's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.65
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Hold Me  (OTCPK:HMELF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Hold Me Interest Coverage Related Terms

Hold Me Interest Coverage Historical Data

* Premium members only.

The historical data trend for Hold Me's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Hold Me Interest Coverage Chart

Hold Me Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 3.80 0.00 0.00

Hold Me Semi-Annual Data
Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage Get a 7-Day Free Trial 0.00 0.00 3.80 0.00 0.00

HMELF vs : Interest Coverage Comparison

For the Software - Application subindustry, Hold Me's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hold Me Interest Coverage vs Software Industry

For the Software industry and Technology sector, Hold Me's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Hold Me's Interest Coverage falls into.


HMELF
19GF Score
Hold Me Ltd HMELF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Hold Me Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Hold Me's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Hold Me's Interest Expense was $-0.06 Mil. Its Operating Income was $-0.23 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

Hold Me did not have earnings to cover the interest expense.

Hold Me's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Hold Me's Interest Expense was $-0.06 Mil. Its Operating Income was $-0.23 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

Hold Me did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Hold Me (HMELF) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hold Me and its competitors.
Is Hold Me's Interest Coverage too high?
Hold Me's current Interest Coverage is 0 (At Loss). Overall, Hold Me has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Hold Me's Interest Coverage compare to ?
Hold Me's Interest Coverage of 0 (At Loss) can be compared against companies in the Software industry. The industry median Interest Coverage is 24.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hold Me and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hold Me's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hold Me stock overvalued right now?
Hold Me (HMELF) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Hold Me's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hold Me (HMELF), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Hold Me Business Description

Comparable Companies
Address 30 Golomb Street, Ness Ziyona, ISR, 7401337
Hold Me Ltd develops a mobile-wallet-as-a-service platform for organizations interested in launching mobile wallet applications for their brand. Its solution allows brands, retailers, media companies, and financial institutions to create customized mobile wallets for payments, as well as for managing loyalty and rewards programs. The company operates in one operating and reportable segment NIS.
19GF Score

Get the complete analysis for HMELF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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