ILAG (Intelligent Living Application Group) Debt-to-EBITDA : -0.07 (As of Dec. 2025)

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ILAG Intelligent Living Application Group Inc ILAG
54 GF Score
Price $3.10
GF Value $3.12
Valuation Fairly Valued
! 9 Warning Signs
View Full Analysis

What is Intelligent Living Application Group Debt-to-EBITDA?

Intelligent Living Application Group ILAG +3.33% 54 Debt-to-EBITDA is -0.07 as of Dec. 2025. GuruFocus rates ILAG with a GF Score™ of 54/100 and a GF Value™ of $3.12 (Fairly Valued). The stock has 9 warning signs investors should review. Among 1,403 Construction companies, Intelligent Living Application Group ranks worse than 71275.77% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Intelligent Living Application Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $1.67 Mil. Intelligent Living Application Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.17 Mil. Intelligent Living Application Group's annualized EBITDA for the quarter that ended in Dec. 2025 was $-27.17 Mil. Intelligent Living Application Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was -0.07.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Intelligent Living Application Group's Debt-to-EBITDA or its related term are showing as below:

ILAG' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -2.75   Med: -0.89   Max: -0.1
Current: -0.1

During the past 8 years, the highest Debt-to-EBITDA Ratio of Intelligent Living Application Group was -0.10. The lowest was -2.75. And the median was -0.89.

ILAG's Debt-to-EBITDA is ranked worse than
100% of 1403 companies
in the Construction industry
Industry Median: 2.09 vs ILAG: -0.10

Intelligent Living Application Group  (NAS:ILAG) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Intelligent Living Application Group Debt-to-EBITDA Related Terms


Intelligent Living Application Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Intelligent Living Application Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intelligent Living Application Group Debt-to-EBITDA Chart

Intelligent Living Application Group Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial -1.99 -1.05 -0.33 -0.38 -0.10

Intelligent Living Application Group Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.09 -0.36 -0.52 -0.18 -0.07

ILAG vs BGMS, AEHL, STAI: Debt-to-EBITDA Comparison

For the Building Products & Equipment subindustry, Intelligent Living Application Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intelligent Living Application Group Debt-to-EBITDA vs Construction Industry

For the Construction industry and Industrials sector, Intelligent Living Application Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Intelligent Living Application Group's Debt-to-EBITDA falls into.


ILAG
54GF Score
Intelligent Living Application Group Inc ILAG
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intelligent Living Application Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Intelligent Living Application Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.669 + 0.169) / -18.486
=-0.10

Intelligent Living Application Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.669 + 0.169) / -27.168
=-0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -0.07 mean?
Intelligent Living Application Group (ILAG) has a Debt-to-EBITDA of -0.07 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Intelligent Living Application Group. According to the industry distribution chart, Intelligent Living Application Group ranks #999999 out of 1403 companies in the Construction industry.
Is Intelligent Living Application Group's Debt-to-EBITDA too high?
Intelligent Living Application Group's current Debt-to-EBITDA is -0.07. Based on the distribution chart, Intelligent Living Application Group ranks #999999 out of 1403 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Intelligent Living Application Group has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Intelligent Living Application Group's Debt-to-EBITDA compare to BGMS and AEHL?
According to the Construction industry distribution chart, Intelligent Living Application Group ranks #999999 out of 1403 companies for Debt-to-EBITDA. This places Intelligent Living Application Group in the lower half of its industry. The industry median Debt-to-EBITDA is 2.09. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Construction company?
The median Debt-to-EBITDA among Construction companies is 2.09, based on 1,403 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Intelligent Living Application Group. For the Construction industry, the median Debt-to-EBITDA is 2.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intelligent Living Application Group's current Debt-to-EBITDA is -0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intelligent Living Application Group stock overvalued right now?
Based on GuruFocus' analysis, Intelligent Living Application Group (ILAG) is currently considered Fairly Valued. The stock's GF Value™ is $3.12, compared to a current price of $3.10 — trading 0.6% below its estimated fair value. The current Debt-to-EBITDA is -0.07. Intelligent Living Application Group's overall GF Score™ is 54/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Intelligent Living Application Group (ILAG), the current Debt-to-EBITDA is -0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intelligent Living Application Group (ILAG) Overvalued in 2026?

Based on GuruFocus' analysis, Intelligent Living Application Group stock appears to be undervalued. The current stock price of $3.10 is trading 0.6% below its estimated GF Value™ of $3.12. GuruFocus considers Intelligent Living Application Group to be Fairly Valued.

Key valuation signals for ILAG:

  • Debt-to-EBITDA: -0.07
  • GF Value™: $3.12 vs. price of $3.10 (0.6% below fair value)
  • GF Score™: 54/100 with 9 warning signs

No single metric tells the full story. See the ILAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intelligent Living Application Group Business Description

Address 1-15 Kwai Fung Crescent, Unit 2, 5th Floor, Block A, Profit Industrial Building, Kwai Chung, New Territories, Hong Kong, HKG
Intelligent Living Application Group Inc focuses on designing and producing affordable, high-quality locksets and smart security systems. The company offers high-quality mechanical locksets and smart locks to its customers. Its product portfolio comprises various ODM indoor and outdoor locksets, such as deadbolts, entry locksets, privacy locksets, passage locksets, and storeroom locks, which are marketed through brands like Kambo and Bamberg. Geographically, the company generates a majority of its revenue from its customers in the United States and the rest from Canada and Taiwan.
54GF Score

Get the complete analysis for ILAG

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.10
Price
$3.12
GF Value